[HN Gopher] SPAC Wipeout Is Punishing Followers of Chamath Palih...
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       SPAC Wipeout Is Punishing Followers of Chamath Palihapitiya
        
       Author : CPLX
       Score  : 75 points
       Date   : 2021-04-17 15:09 UTC (7 hours ago)
        
 (HTM) web link (www.bloomberg.com)
 (TXT) w3m dump (www.bloomberg.com)
        
       | aparsons wrote:
       | Chamath is one of the most self-serving-pretending-to-be-
       | altruistic salesmen to ever set foot in SV. If you were still a
       | "follower" after doing even the slightest bit of due diligence
       | into the man, you deserve to lose money.
        
         | gamblor956 wrote:
         | For an example, he claims he was "early on Amazon"...in 2014,
         | or nearly 20 years after the IPO, and Tesla...in 2015 (IPO'd in
         | 2010), and Bitcoin...in 2012 (or more than 2 years after the
         | infamous pizza purchase that drew the first wave of media
         | attention).
         | 
         | His primary skill appears to be promoting himself as a first
         | mover when he's always a johnny-come-lately.
         | 
         | And on the particular topic of the article: Bloomberg notes
         | that "His three open SPACs are all in the bottom 20th
         | percentile for returns since the market top" compared to other
         | SPACs, and over the course of the past 2 months alone, have all
         | lost at least 20% of their value.
        
         | jpgvm wrote:
         | Definition of a snake oil salesman. Even great companies like
         | SoFi that went public via one of his SPACs still end up
         | screwing investors because of disadvantageous promote and PIPE.
         | When the ticker change happens watch it drop and then wait for
         | PIPE dump and it will drive it below IPO of the SPAC itself.
        
         | dralley wrote:
         | Strongly agree. I listened to Chamath's talks for a couple
         | hours. The impression one gets is a smart, charismatic and
         | driven guy... Who uses every dishonest fake-populist rhetorical
         | trick in the book.
         | 
         | I still think he's an interesting listen, but you've got to be
         | thoughtful about it. Slippery dude.
        
           | FooBarBizBazz wrote:
           | I was put off by the way he attacked Vlad Tenev.
           | 
           | Tenev became a scapegoat for the GME fiasco, and, as the
           | facts came out, it seemed he really didn't deserve to. I get
           | that Tenev's "we don't have liquidity problems" answer was a
           | little disingenuous, but it also wasn't totally wrong if you
           | include a bunch of fine print, and I get how it was
           | necessary. In the end, it turned out that the whole T+2
           | system was stupid, and leaked through the abstractions built
           | on top. He didn't have enough capital to handle a crazy
           | outlier, and he went back to get more money for next time.
           | What else was the guy supposed to do?
           | 
           | So attacking Vlad for "ethics" was low. Remember that, before
           | Robinhood, we all paid a bunch of trading fees. The dude
           | _has_ done some good. Chamath just piled on to an easy
           | target. I don 't like people who cast stones so they can look
           | good.
           | 
           | I don't know why I'm here doing Robinhood's PR for them. I
           | guess Chamath's grandstanding just left a really bad taste.
        
             | toomuchtodo wrote:
             | > In the end, it turned out that the whole T+2 system was
             | stupid, and leaked through the abstractions built on top.
             | 
             | While T+2 is antiquated, that doesn't excuse Robinhood
             | giving margin accounts to unsophisticated participants (who
             | don't understand the consequences of trading on margin),
             | fronting them funds with "instant funding" while their ACH
             | transfers are in flight, all while having limited capital
             | on hand. Vlad could've come out honestly and pointed out
             | their sleight of hand was also a contributor alongside
             | clearinghouse requirements, but instead, smokescreen.
        
               | google2142 wrote:
               | Then you still don't understand the problem. This had
               | nothing to do with consumer margin; they could have not
               | offered margin as a product and still ended up in this
               | situation. The TLDR is that DTCC requires cash from the
               | brokerage firm for buying a stock until settlement
               | clears, which means the money you pay to buy $100 worth
               | of apple, a percentage of that amount must be paid
               | directly by the brokerage i.e. not from the $100 you gave
               | but from the businesses account. During the gamestop
               | fiasco, the percentage of money required from the brokers
               | increased in orders of magnitude for GME and other meme
               | stocks which caused a pseudo liquidation issue, but not
               | actually since no one's balances were at risk yet.
               | 
               | It's ironic because this prevents small brokerages from
               | building their own clearing houses and reducing
               | competition in that space. Robinhood innovated to push
               | the feature development cycle faster and got punished for
               | it due to an archaic rule about settlement time. T+2 is
               | really 99% of the reason this happened -- sure RH could
               | have raised additional funds, but a black swan event
               | isn't usually what a smaller bank plans for.
        
               | [deleted]
        
               | omeze wrote:
               | T+2 is an artifact of fund transfer settlement times
               | isn't it? Or to rephrase, why do we still have T+2 for
               | equities?
        
               | Armisael16 wrote:
               | Financial markets appreciate having a little time to call
               | back mistakes. Also, transactions are a lot easier and
               | cheaper if you can do them at the end of the day instead
               | of immediately.
               | 
               | We could probably switch to T+1 without significant
               | problems. Real-time settlement would be a whole other
               | kettle of fish.
        
             | paulgb wrote:
             | His attack on Vlad was especially disingenuous given that
             | he was SPACing a competitor (SoFi). Especially since he
             | specifically targeted PFOF, which SoFi also engages in.
        
             | quickthrowman wrote:
             | Re: fees
             | 
             | The discount broker always gets paid. It might be from fees
             | or it might be from PFOF and lending shares in margin
             | accounts and pocketing the proceeds, but either way, they
             | get their money.
             | 
             | Other brokers like IKBR charge fees for all trades, but
             | split the share lending proceeds with you 50/50.
        
           | briefcomment wrote:
           | It usually sounds like he believes what he's saying himself,
           | instead of being consciously deceptive.
        
         | tracer4201 wrote:
         | I'm curious why you believe he's a self serving salesman. I've
         | seen a few of his interviews on YouTube and particularly some
         | of his CNBC interviews. I can't recall him trying to give me
         | specific investing advice, but his analysis on a lot of recent
         | events has made sense. And a lot of his general life advice is
         | great.
         | 
         | I'm a follower of Chamath, but that doesn't mean I believe he
         | can predict the stock market any better than I can.
         | 
         | What are his self serving/pretending behaviors? Who has he
         | conned, and how?
         | 
         | Edit: I'm genuinely curious and asking to get better informed.
         | Why the downvotes?
        
           | vmception wrote:
           | So basically funds cannot advertise to poor people, or at all
           | because poor people might hear. Those are the regulations in
           | this country. To get around that (aside from using a
           | different registration exemption), a person in the fund is
           | elevated to mythical celebrity status and just talks about
           | money topics _a lot_ , while the fund self fulfills this
           | person's prophecies by throwing money at all problems
           | (investments inside the company to make them profitable,
           | whether the fund can liquidate at those prices or not)
           | 
           | Chamath being Mr-Correct-and-influential-Money-Guy is only to
           | be a self serving salesman
           | 
           | Wealthy enough people hear about it and can buy into Social
           | Capital as a limited partner. Or be a SPAC co-sponsor, or
           | part investor in a new SPAC, or be part of the retail
           | investing hoard that also provides liquidity.
           | 
           | There is no other reason for him to talk at all.
           | 
           | Riding and stoking the populist sentiment is only self
           | serving. That doesn't mean he conned anyone (the grandparent
           | post did not use that term), maybe ripped off but this aspect
           | is no different than any other investment that you're allowed
           | to take risks on. There isnt anything special about Chamath,
           | except that his niche involves pandering to "the little guy".
        
         | pottertheotter wrote:
         | The thing is he says a lot of things that are very true that
         | others aren't willing to say publicly. I guess that's the hook
         | he gets people with. He then mixes the truths with a lot of
         | half truths or false statements to pander to his audience.
        
         | jariel wrote:
         | I'm really hoping for the Kumail Nanjiani spin-off of Pied
         | Piper where he plays Chamath.
         | 
         | The new era of RobinHood traders has brought an incredible
         | degree of financial populism, youtube is crowded with people
         | giving their opnion.
         | 
         | Some of it is really great, often more insightful and detailed
         | than what a lot of banks dare publish - but a lot of it is
         | rubbish.
        
           | Apocryphon wrote:
           | Funnily enough, it's been said that Aziz Ansari bears closer
           | physical resemblance to the man, and they are both of Sri
           | Lankan descent.
        
             | WillSlim95 wrote:
             | Aziz Ansari is of Tamil descent not Sri Lankan descent.
        
               | [deleted]
        
               | Apocryphon wrote:
               | Good catch
        
       | paulpauper wrote:
       | Scammers have also made millions of dollars in Bitcoin with the
       | twitter giveaway scam impersonating Chamath. The people who
       | follow Chamath and other gurus tend to be 'professional morons'
       | ---people in professional lines of work who have a lot of
       | disposable income and wealth but are also somewhat dim and easily
       | swindled and persuaded by jargon. Think the pointy-hired boss
       | from Dilbert. See also Putt's Law.
        
         | ianai wrote:
         | Everyone is "dim" about many, many things. It's not a great
         | thing to validate someone's victimhood for simply being used by
         | a scammer.
        
       | brandnewlow wrote:
       | "To be fair, all of his SPACS are up since IPO"
        
         | jb775 wrote:
         | That isn't a realistic representation.
         | 
         | SPACs usually start at $10 when formed, then shoot up at least
         | 4x on announcements and hype, the early investors (i.e. people
         | like Chamath) cash out at the peak, then the stock price tanks
         | to $15. Technically the stock is "up" from the original listing
         | price, but it's really just a big scam.
        
           | ethanolburner wrote:
           | You grossly misunderstand SPACs if you think they shoot up at
           | least 4x on announcement & hype.
           | 
           | This is a very rare phenomenon, and even with the most
           | prominent SPAC sponsor (Chamath), of his current 4 SPAC deals
           | that are post-DA, only 1 has exemplified what you
           | characterize (Virgin Galactic's $55 ATH). The others have
           | never broke $40 or above. This includes every SPAC he has
           | been in the PIPE (5) with exception of 1 (NYSE: MP) which has
           | broke $40.
           | 
           | Therefore, of the 9 post-DA SPACs that have had some form of
           | association with the one of the most popular SPAC sponsors
           | (Chamath), only 2 exemplify what you describe.
           | 
           | However, I do agree with the general premise of your comment.
           | SPACs without founder and PIPE lockups are most likely
           | destined to perform poor in the long term.
           | 
           | Is this a big scam? Considering the fact that most of the
           | 130~ SPACs that have a DA do not fit into your
           | characterization (most do not shoot up even 2x after LOI/DA
           | announcement & hype, most sponsors have not cashed out -
           | whether that be peak or not, most do not trade at $15 but
           | rather way closer to NAV), I would be inclined to say they
           | are not scams in that regard. I would say they are unfair
           | rather than scams (most SPACs have a high % of founder
           | shares, no lockup etc).
        
             | jb775 wrote:
             | Ok maybe I should have said my description is the _ideal_
             | scenario in the eyes of SPAC creators. Obviously not every
             | one will have a 4x price surge, and not every one will
             | completely tank. There 's a reason why they try to attach
             | celebrities or well known businesspeople...purely to build
             | hype. If you (and the creators of the SPACs) agree they're
             | destined for poor performance, how is it not a big scam?
             | 
             | It's kind of like around the time of the Dutch East India
             | Company when tons of bogus companies popped up and publicly
             | sold shares that completely tanked shortly after (e.g. a
             | company claiming it invented a perpetual motion wheel
             | machine, etc).
             | 
             | I'm referencing tickers such as APPH, NKLA, HYLN, THCB,
             | LACQ. I'd wager a bet that most of the early investors for
             | these examples are already cashed out at a significant
             | profit knowing they would tank shortly after they did.
        
         | edoceo wrote:
         | IPOC which became CLOV isn't
        
           | nrmitchi wrote:
           | > To be fair, all of his SPACS are up since IPO, except for
           | the ones that aren't
        
       | imtheantinoob wrote:
       | I like to view SPACS as synthetic bonds. Bonds are boring so
       | let's instead describe them a different way.
       | 
       | SPACS are loot boxes. You have a chance at some point in the next
       | 2 years that it may open. If you don't like the opened stock, you
       | can get a refund of 10$ plus interest. If it doesn't open the
       | same thing occurs.
       | 
       | As long as you are buying spacs (not companies that have
       | completed the spac merger) at or below NAV you won't get burned.
       | You just pay in opportunity cost. If you pay for a pre LOI spac
       | above NAV u are taking on risk and it is expected that you will
       | get burned.
       | 
       | Lots of Chamath's followers over paid for his spacs which
       | ultimately burned them.
        
       | blinding-streak wrote:
       | "it's been Palihapitiya's SPACs that have been among the worst
       | bets. His three open SPACs are all in the bottom 20th percentile
       | for returns since the market top."
        
       | seattle_spring wrote:
       | Chamath was on the board of Premise Data for 6 years, one of the
       | scummiest companies I've ever had the misfortune of associating
       | with. That alone brings his trustworthiness into question.
        
       | tomc1985 wrote:
       | Yet another reason not to listen to "thought leaders"
        
       | nceqs3 wrote:
       | Everybody hated him at Facebook. Nobody was willing to work on
       | his team because he was so rude. [0]
       | 
       | 0 = Steven Levy's Facebook: The inside story
        
       | kbos87 wrote:
       | I know very little about him but was initially intrigued because
       | he's often referred to as a "good guy" with altruistic motives
       | who also isn't afraid to call others out.
       | 
       | Then I saw him on CNBC in the midst of the GameStop fiasco,
       | railing against Robinhood on the premise that people should be
       | outraged because Robinhood almost ran out of money and had to
       | restrict trades.
       | 
       | Whether or not that's something to be outraged about is one
       | question. What turned me off is that he seemed to be completely
       | ignoring parts of the story, instead finding new angles to throw
       | on the fire to keep people riled up. The whole thing was a major
       | red flag for me.
        
         | nrmitchi wrote:
         | What you're describing here is, unfortunately, very similar to
         | the Trump playbook. And is something to be very wary of in the
         | future.
        
       | adamcstephens wrote:
       | SPACs should be banned. They're a vehicle for perpetuation of the
       | market as a gambling platform, while undermining the transparency
       | requirements of the market.
        
         | lordnacho wrote:
         | > SPACs should be banned
         | 
         | That's just treating the symptoms, though?
        
           | adamcstephens wrote:
           | Sure, but this didn't seem like the place to discuss
           | replacing the market economy with one which exists in
           | equilibrium with the planet.
        
         | geuis wrote:
         | I agree.
         | 
         | When I first started hearing about them a few months ago (oddly
         | enough because I was listening to one of Jason Calacanis's
         | shows with Chamath) they sounded off. Had also just recently
         | rewatched The Big Short.
         | 
         | Back in 2006-ish an old boss at the time was doing some hinky
         | shit with penny stocks. First time I had ever heard about them
         | back then.
         | 
         | After doing some research to learn about SPACs, the whole
         | concept is incredibly scammy. It's all just a weird mutated
         | combo of penny stocks and the crap being pulled in 2007. I
         | know, that's not an exact true definition. I'm trying to make a
         | generalization.
        
         | [deleted]
        
         | ianai wrote:
         | I wonder whether the same laws that legalized stock buybacks
         | had anything to do with SPACs. (Buybacks were long considered
         | insider trading.) Though I suspect spacs may just be too new.
        
         | ethanolburner wrote:
         | "while undermining the transparency requirements of the market"
         | 
         | Then why don't you propose to just ban forward-looking
         | projections and including more transparency?
         | 
         | SPACs have their distinct use cases and have unique advantages
         | and disadvantages compared with IPOs & DPOs. A blanket-ban on
         | these vehicles is, in my opinion, limiting optionality, which
         | wouldn't be a problem if the IPO & DPO processes were perfect,
         | however, they are not.
        
           | [deleted]
        
         | dehrmann wrote:
         | I don't think they should be _banned_ , but I seriously don't
         | understand how someone could invest in one. You don't know what
         | it's going to acquire, so it's a bet that the leadership finds
         | a good company at a good price that you'd be interested in
         | owning. SPACs have nothing else going for them. That said, it
         | sounds a lot like VCs who invest in the founder, not the
         | company.
        
           | cstejerean wrote:
           | As I understand it, if you don't like what the SPAC acquires
           | you can demand your money back.
        
             | nikanj wrote:
             | Minus fees, obviously. They make money no matter what
             | drivel they buy.
        
               | ivalm wrote:
               | I don't believe minus fees. The fees are generally the
               | extra shares when it de-spacs. In fact for spacs that
               | trade below nav they are like variable cash instruments.
        
           | enraged_camel wrote:
           | SPACs have a price floor of $10 pre-merger. This is the NAV
           | -- Net Asset Value.
           | 
           | This doesn't necessarily mean SPACs cannot go below $10
           | before a merger. It just means that you as a shareholder have
           | the ability to ask for your money back at $10/share
           | regardless of the stock's current price.
           | 
           | Surely you can see why this can make SPACs an attractive
           | place to "park" one's money. The potential upside is pretty
           | large, whereas risks are relatively low as long as you don't
           | continue holding post-merger (where the price can indeed go
           | down to $0 and you are no longer protected by the NAV floor).
        
           | ethanolburner wrote:
           | I would break SPACs currently in the market down into 2
           | categories; pre-DA and post-DA.
           | 
           | In other words, there are a number of SPACs which have
           | already posted their target company, their financials, future
           | projections, as well as other things like PIPE investors, %
           | SPAC ownership etc. Most of these, due to the current
           | climate, are trading at or slightly above NAV, therefore,
           | they are akin to buying stock in any other company with a
           | small downside if the deal does not materalise [1].
           | 
           | What you would be referring to in your example are pre-DA
           | SPACs, in which you are correct as it relies on the sponsors
           | prior performance and praying they will find a good target at
           | an appetizing valuation. However, even here there is a small
           | downside, since of the 430 SPACs searching for a target [1],
           | the majority are trading at or below NAV with very few
           | breaking this rule, which is why it is so lucrative for
           | investors and arbitrage HFs.
           | 
           | For instance, if you do proper due diligence on a particular
           | SPAC sponsor and have mild conviction on their ability to
           | obtain a good target, chances are their SPAC is trading at or
           | below NAV, therefore, it opens an opportunity to invest in
           | something near risk-free. If a deal does not materalize, then
           | you get $10 (or NAV) back, and if it is a good target you
           | reap relatively good rewards. If it is a bad deal or you do
           | not like the company, you have the ability to sell at or near
           | the same price you bought (provided it was close to NAV),
           | since very rarely in the window of post-DA to de-SPAC will
           | the SPAC price fall below NAV. The only significant downside
           | is opportunity cost since the core idea revolves around
           | parking money and not utilizing until the sponsor announces a
           | deal, and other investments even in index funds may have
           | provided higher returns in that timeframe, which could be a
           | good or a bad thing, especially in volatile markets.
           | 
           | [1] - https://spactrack.net/activespacs/
        
         | [deleted]
        
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