[HN Gopher] Booking.com fined EUR475k for reporting data breach ...
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       Booking.com fined EUR475k for reporting data breach too late
        
       Author : DyslexicAtheist
       Score  : 243 points
       Date   : 2021-04-06 07:11 UTC (15 hours ago)
        
 (HTM) web link (therecord.media)
 (TXT) w3m dump (therecord.media)
        
       | ai_ja_nai wrote:
       | Wasn't the GDPR supposed to award fines in the range of millions?
        
         | Hamuko wrote:
         | It can but it doesn't require the fines to be in the millions.
         | AFAIK there are 21 GDPR fines that are in the millions of euro.
        
         | M2Ys4U wrote:
         | Proportionality is a big concept in EU law, and it's explciitly
         | written in to the GDPR.
         | 
         | Article 83 ("General conditions for imposing administrative
         | fines") states that:
         | 
         | > Each supervisory authority shall ensure that the imposition
         | of administrative fines pursuant to this Article [...] shall in
         | each individual case be effective, proportionate and
         | dissuasive.
         | 
         | SAs can't just hand out big fines for the sake of big fines. If
         | a fine is issued then the SA's ruling can be challenged on the
         | basis of proportionality.
        
       | not1ofU wrote:
       | Still waiting for Expedia to own up to their breach, since way
       | before 2019. (source: ex-employee)
        
       | thitcanh wrote:
       | Full credit card details were leaked; The 72 hour window is
       | reasonable. I'd go as far as forcing them to contact the banks of
       | those cards as well.
        
         | tijmendj wrote:
         | As far as I know there is no legal basis for them to contact
         | the banks, at least under GDPR. The Dutch Data Protection
         | Authority (Autoriteit Persoonsgegevens) is there to enforce
         | GDPR and will not add additional requirements.
        
           | zaarn wrote:
           | Notifying banks will likely be required by their payment
           | processor, not by the GDPR, those are two separate processes.
        
           | thitcanh wrote:
           | Right, my suggestion is that it should. Yahoo's settlement
           | included identity protection or something along those lines.
           | Disclosure to the customer might not always be enough.
        
       | cik wrote:
       | This is an effective non-fee for an entity their size. I'd assume
       | we see the associated negative pattern - there's little real
       | legislation impact, meaning there's little value in reporting,
       | when examined economically. Were the fine larger, or more severe
       | the reverse message would be sent.
       | 
       | From a certain (not my) point of view poor compliance was just
       | incentivized.
        
         | libertine wrote:
         | Well, it's better then nothing I guess?
         | 
         | This is a fine for failing to report a breach after 22 days
         | (not for the breach itself), of around 4000 users.
         | 
         | Though I agree it could be higher for these organizations, it's
         | also not a small fine just to fail to report.
        
         | ghego1 wrote:
         | According to Regulation 679/2016/EU, aka the GDPR, fines could
         | be much higher. Up to 4% of the total worldwide revenues
         | (revenues, not profits).
         | 
         | Moreover, repeated violations is expressly a parameter for
         | higher fines. So non compliance as a strategy is not really
         | viable.
        
         | Someone wrote:
         | I disagree. Even in a company the size of Booking, top
         | management cannot think "it's only half a million".
         | 
         | I expect some manager will get a strongly-worded message about
         | their department costing the company half a million because
         | they waited too long before reporting the breach. That
         | department, likely, will also see bad evaluations.
         | 
         | I also expect Booking will use this case as an example to all
         | other departments.
         | 
         | And that's ignoring the fact that, if Booking doesn't change,
         | and something similar were to happen again, the fine likely
         | would be higher.
        
           | cik wrote:
           | One can easily think it's only half a million. That number
           | while large for many organizations, isn't for others. Simply
           | put, it's cheaper to pay this fine than build out the
           | (likely) necessary compliance team. Were the fine
           | commensurate with income I think it would go further.
        
             | Someone wrote:
             | Half a million here, half a million there and before you
             | know we're talking real money.
             | 
             | Also, if this article is correct, they have everything in
             | place to handle this kind of breach. In the handling, the
             | only thing that went wrong was that they informed the
             | authority too late. It took them 3 weeks, while it has to
             | happen within 3 days. Booking states they contacted
             | affected customers before that.
        
         | xxs wrote:
         | The fine is about late report, not about lacking security
         | practices/mechanism. It's the first fine - more like a warning
         | - hire couple of people to deal with this as the next fine
         | would be order(s) of magnitude larger.
        
       | H8crilA wrote:
       | They have a $100B enterprise value, and make ~$4B/year in GAAP
       | income. This is not even the yearly cost of a higher level
       | lawyer. If you make $200k/year then the fine would correspond to
       | a $30 ticket. Lol, just lol.
        
         | kortilla wrote:
         | > They have a $100B enterprise value
         | 
         | That number is meaningless for how much a company is hurt by a
         | fine. A market valuation is just based on the current stock
         | price. It doesn't mean that the company has access to that much
         | cash or assets.
        
           | rorykoehler wrote:
           | They could issue new stock if they needed.
        
           | kqvamxurcagg wrote:
           | From an investor's perspective it's not meaningless. This is
           | a one-off expense which can be safely ignored. This won't
           | even impact the valuation of my investment, in fact the size
           | of the fine will probably increase the value of the company
           | as it will enable me to reduce my assumption for future
           | regulatory penalties now that a precedent has been set.
        
             | Hamuko wrote:
             | Except that repeated violations of GDPR are a cause to
             | increase the fine as per the text.
             | 
             | > _When deciding whether to impose an administrative fine
             | and deciding on the amount of the administrative fine in
             | each individual case due regard shall be given to the
             | following:_
             | 
             | > _(e) any relevant previous infringements by the
             | controller or processor;_
        
               | kqvamxurcagg wrote:
               | Across the wider sector, the fine is a good data point
               | for investors. Even if the fine was doubled or tripled
               | next time, it will be a outcome that won't really change
               | behaviors.
        
         | mrtksn wrote:
         | I guess the idea is to make it hurt, not ruin a business. How
         | would 0.5M fine hurt a business with 4B revenue you may ask,
         | but I think that it will hurt the people responsible for the
         | leak since it will be known within the company that someone
         | screwed up or someone is pure evil, two labels that you don't
         | want to get in a workplace.
         | 
         | Companies spend a lot of money and energy on projecting an
         | image, not only to the outsider but also to the insiders.
         | 
         | Unless they pride themselves for being evil and the cut-throat
         | office politics, I bet this fine will make a dent in someones
         | image and will trigger some policy change or similar.
         | 
         | Companies are not really monoliths, despite of their effort to
         | be seen as such.
        
           | elliekelly wrote:
           | I don't think the idea is to "make it hurt" so much as to
           | make compliance more affordable than non-compliance. If the
           | "right" response to a data breach is also the most cost
           | effective then it's infinitely more likely that a business
           | will pursue the right response. Unfortunately, the right
           | response is most often the most expensive and so is actively
           | avoided by management because, at the moment at least,
           | sweeping it under the rug and keeping your mouth shut is free
           | and only a tiny bit of a gamble that someone finds out.
        
           | candiodari wrote:
           | It looks like the idea is to be very selective about who gets
           | fined. CPS Utrecht ("Veilig Thuis") also got a data leak.
           | Everything got leaked: from files on children, medical files
           | on children and adults, phone calls, emails, ... the works.
           | 
           | The fine? It wasn't even mentioned that a fine would be
           | forthcoming. Until city hall took steps to replace the
           | organisation they refused to modify their systems and stop
           | the still-in-progress leak. It got to be a scandal.
           | 
           | So clearly: the idea is to fine only people they feel like
           | fining. Anything even tangentially related to the government
           | (this is a private for-profit organization (running quite a
           | decent profit I might add, as well as paying management very
           | nicely) that merely works for the government) does not get
           | fined, even for leaking much, much more sensitive
           | information.
           | 
           | Needless to say, CPS has still not changed their processes to
           | better secure medical files. They are still being sent,
           | without any encryption or authentication, over email. So it's
           | not just that they weren't fined: the whole purpose of the
           | data protection law, actually keeping the data safe, was
           | ignored entirely even when they got caught spreading
           | extremely sensitive information around and storing it without
           | encryption.
           | 
           | https://www.rtlnieuws.nl/tech/artikel/4672826/jeugdzorg-
           | data...
        
             | Aeolun wrote:
             | How in the actual fuck are they still operating? If the
             | government doesn't do anything about it I'd very quickly
             | expect a mob with pitchforks outside their office.
             | 
             | > Dit is het ergste wat ons kan overkomen
             | 
             | Sounds like they think it's some sort of natural disaster
             | that happened to them. I have no words.
             | 
             | Thank god it was two good guys registering the domain.
        
         | kvdveer wrote:
         | This fine is just for their Dutch operations, which is far
         | smaller than their global operation. I estimate this to be
         | about 1% of their expenses in NL, so in your analogy, this'd be
         | a $2k fine.
         | 
         | Also: the crime isn't that bad. They did reported the breach on
         | their own accord, and acted according to the laws at hand. The
         | report may have been two weeks too late, but it was there.
         | Their preventative measures and reaction were deemed good
         | enough, just not timely. A crippling fine wouldn't have been
         | appropriate, given the verdict.
         | 
         | The company could have avoided the fine by doing exactly the
         | same thing they did, just a little faster. The fine
         | counterbalances the cost-savings they may have had by having
         | fewer people work on this. A future manager will probably see
         | the fine, and decide just to put a little more resources into
         | this, so the report can be on time. When that happens, the fine
         | has served its purpose.
        
           | y7 wrote:
           | I think this is the total fine for the entire EU. Usually one
           | of the Data Protection Authorities takes charge of the
           | investigations, and since Booking has their HQ in Amsterdam,
           | it was the Dutch one in this case. They mention that they
           | coordinated with other DPAs.
        
           | dalbasal wrote:
           | Your are right, in the context lawyers/regulators/etc. are
           | operating within.
           | 
           | OTOH, in a wider context, you have to concede OP's "lol"
           | perspective is true too. The money itself has little/no
           | possible deterrent effect.
           | 
           | "Just for their Dutch operations" is a lawyerly frame... it
           | isn't a business frame. booking.com's Dutch business
           | operations aren't really separate. Any security/transparency
           | practices beyond "compliance" almost certainly exist across
           | borders.
           | 
           | I agree though that a fine (any amount) can be enough to
           | adjust resources/practices on a small scale. On a bigger
           | scale, the threat of a fine (any amount) probably is not
           | enough to deter much. IE, if changes are strategic, costly or
           | impact revenue... a fine will always be cheaper.
        
         | the-dude wrote:
         | They _used_ to make ~$4B /yr.
        
         | AndyMcConachie wrote:
         | Keep in mind that if they do it again the fine will be much
         | larger. This isn't the USA, and the Dutch DPA is not the FTC.
         | If Booking.com does this again the next fine will be much
         | larger.
        
         | franciscop wrote:
         | Is the fine a "EU fine" or a "Netherlands fine"? I'd expect the
         | fine to be proportional to the territory issuing it, not to the
         | total global value of the company. You would not expect this
         | fine to be e.g. 10% of the company global valuation, and then
         | when other 9 countries issue a similar fine and destroy the
         | company.
         | 
         | Netherlands being 1% of the global GDP, this would be
         | proportional to a $50B "global fine" or 50% of the company
         | valuation. So in that sense, it even seems too big.
         | 
         | EU being 20% of the global GDP, this would be proportional to a
         | $2.5B "global fine" or 2.5%, which IMHO seems small-to-fair for
         | a data leak of this type.
        
           | Hamuko wrote:
           | GDPR maximum fines are dictated by _global_ revenue.
           | 
           | > _Infringements of the following provisions shall, in
           | accordance with paragraph 2, be subject to administrative
           | fines up to 20 000 000 EUR, or in the case of an undertaking,
           | up to 4 % of the total worldwide annual turnover of the
           | preceding financial year, whichever is higher:_
        
           | lorenzhs wrote:
           | Your numbers are off by 3 orders of magnitude, the fine is
           | just under half a million, not half a billion.
        
             | Aeolun wrote:
             | The problem being, if you fine them 500M for a crime _they_
             | reported, the next time they won't report anything.
        
         | matkoniecz wrote:
         | Well, at least it is progress from no fines at all or 1000$
         | fines.
         | 
         | Still, should be 10 or 100 times more.
        
           | hyperman1 wrote:
           | It's a number that will cause them to sit up and take notice,
           | without starting a multi-year legal war. It signals to
           | booking.com and other companies that the regulator is not
           | asleep. The implicit threat is: fix your behaviour, everyone,
           | or worse fines will follow.
           | 
           | To be honest, I can live with that.
        
             | matkoniecz wrote:
             | I also would be fine as long as "or worse fines will
             | follow" is true.
             | 
             | I would consider as desirable that egregious, systematic
             | and catastrophic security failures would be resulting in
             | fines and penalties large enough to bankrupt companies[0].
             | But starting from that is rather not a good idea, I agree
             | that some warning is a good idea.
             | 
             | [0] for example 2000$ for every single leaked address that
             | they deliberately collected (if company is scared: then
             | they should not ask user for address data! Companies very
             | rarely actually need it, and they still ask.).
        
               | zaarn wrote:
               | For catastrophic failures the fines certainly become very
               | large very quickly. And follow up fines if behaviour
               | isn't changed do go up as well. So far, it's usually the
               | former as most companies adjust by their first fine.
        
             | kqvamxurcagg wrote:
             | The size of the fine will probably increase the value of
             | the company and sector as it reduces model assumption for
             | future regulatory penalties now that a precedent has been
             | set.
        
         | lorenzhs wrote:
         | On GDPR, it seems HN has two completely opposing reactions
         | depending on the time since a fine has made headlines. If it's
         | been a while, the prevailing sentiment seems to be "the big bad
         | EU will financially ruin me for my side project if I don't hire
         | a full-time data protection lawyer", and when a fine is
         | actually issued, it's "that's not even a slap on the wrist,
         | who's going to care, lol". It's almost as if EU data protection
         | agencies reacted proportionately to the severity of the
         | misdeed. This is a leak affecting 4109 customers, after all,
         | not a full compromise of booking's systems.
        
           | StavrosK wrote:
           | It's almost as if different people have different opinions
           | and aren't a perfectly agreeing hivemind!
        
           | MaxBarraclough wrote:
           | > "the big bad EU will financially ruin me for my side
           | project if I don't hire a full-time data protection lawyer",
           | and when a fine is actually issued, it's "that's not even a
           | slap on the wrist, who's going to care, lol"
           | 
           | The relevant question, then: what is the history of GDPR
           | enforcement against small companies? Personally I have no
           | idea, as typically only the big cases make the front-page.
        
             | Hamuko wrote:
             | https://www.enforcementtracker.com/
             | 
             | For example, a police officer was fined 48 euro for
             | accessing "personal data in a police database for private
             | research activities", a housing association was fined 500
             | euro for "publishing photos showing members of the
             | association without their consent" and Borjamotor, S.A.
             | (which appears to be a Spanish Opel dealership) was fined
             | 4000 euro for "sending commercial advertisements to the
             | data subject via email and SMS, even though the data
             | subject had previously revoked his/her consent to receive
             | advertisements and submitted a request to delete his/her
             | data".
        
               | Nextgrid wrote:
               | Seems like enforcement appears to be fair and the
               | million-dollar fines that were supposed to bankrupt
               | individuals & small businesses didn't actually happen.
        
               | elliekelly wrote:
               | The (Google translated) details[1] of the police officer
               | situation are interesting. He searched his fiance in the
               | police database and it seems like his employer is the one
               | who reported it to the DPA. I'm actually a bit surprised
               | a police force would report "one of their own" for such
               | an infraction.
               | 
               | [1]https://n7uofv7rfwwdpbwmcuqmohfsnu-adwhj77lcyoafdy-
               | www-aki-e...
        
               | jacquesm wrote:
               | Estonia has a pretty good legal/law enforcement system.
        
           | Draken93 wrote:
           | 1. People tend to write their opinion under threads that
           | bother them.
           | 
           | 2. HN is not a single instance but consits out of many
           | individuals.
           | 
           | => The "opposing reactions" are expectable.
        
       | orangepanda wrote:
       | > it is important to note that hotels inadvertently provided
       | their Booking.com account login details to online scammers, there
       | was no compromise of the code or databases that power the
       | Booking.com platform.
       | 
       | Interesting precedent. The platform is responsible not just for
       | their own security practices, but also their users' security
       | practices.
        
         | tallanvor wrote:
         | While the individuals themselves may be thought of as users,
         | they are employees of 3rd party partners who act as data
         | handlers and/or data processors. As such it is entirely
         | appropriate that the platform is responsible for this
         | compromise (although depending on the terms of the contract,
         | they could seek restitution from the 3rd parties.
         | 
         | If you as a consumer give your booking.com login information to
         | someone and your information is subsequently stolen,
         | Booking.com would not be responsible for your security
         | practices.
        
         | merijnv wrote:
         | > Interesting precedent. The platform is responsible not just
         | for their own security practices, but also their users'
         | security practices.
         | 
         | Well, not really. Booking didn't get fined over security
         | practices. They got fined over not notifying of a breach of
         | their users data within 72 hours.
         | 
         | So you're not really "responsible for users' security
         | practices", you're "responsible for notifying users/authorities
         | in time when you notice leaks/breaches". Seems rather different
         | to me.
        
           | CodesInChaos wrote:
           | This case is rather complex, because the customers have a
           | contractual relationship both with booking.com and directly
           | with the hotel. This makes it difficult to tell whose
           | responsibility the breach notification is. I would have said
           | that it's the responsibility of the individual hotels here.
        
         | xxs wrote:
         | >but also their users' security practices.
         | 
         | Of course, as the leak would be traced to them as well. When it
         | comes to GDPR you'd like to manage the expose and the liability
         | associated with having the data. Normally it should that even
         | the admin operators are not to be trusted with full
         | account/payment/etc. details enmasse and very special care is
         | taken to exports/reports.
        
         | another-dave wrote:
         | On the other hand, if we consider the hotels as just a "user",
         | why would they have access to full CC details, including
         | security code.
         | 
         | As someone booking a hotel on the site, I would expect
         | booking.com to take responsibility for keeping my payment
         | details secure (or, if they want to operate like a marketplace,
         | make it clear that they're not taking responsibility, but in
         | that case it looses a lot of value toe as an end user)
        
           | avereveard wrote:
           | > why would they have access to full CC details, including
           | security code.
           | 
           | yeah I stopped using booking because of this. an hotel
           | decided that the card used for reservation was the one to
           | charge for my stay and charged it the day of arrival and I
           | only discovered later when trying to reserve a rental car and
           | I hit my card limit and couldn't.
           | 
           | that pissed me off in so many ways, first because the booking
           | wasn't a upfront pay but hotel did it anyway, second because
           | booking disclosed my cc details to a third party instead of
           | being a neutral escrow, and third of course because it bite
           | me in the ass at the worst possible moment, as my car broke
           | down and I _needed_ to cover a rental and repairs while
           | sorting out the rest of the travel.
        
             | jiofih wrote:
             | Sounds like you have a habit of not reading terms. For as
             | much as I loath Booking, pay-on-arrival is clearly stated,
             | and there is no escrow because you're paying the hotel
             | directly.
        
               | avereveard wrote:
               | terms say 'pay at the property', not on arrival, and it
               | say the hotel 'reserves the right to temporarily hold an
               | amount prior to arrival', not that it will charge the
               | stay on your provided card.
        
               | jiofih wrote:
               | Straight from the checkout step where you enter a credit
               | card:
               | 
               | > The property will charge you: EURxxx
               | 
               | > The date you'll be charged--and what happens if you
               | cancel--depends on the booking conditions.
               | 
               | And then the booking conditions (set by the property):
               | 
               | > You'll be charged a prepayment of the total price at
               | any time.
        
               | avereveard wrote:
               | your terms are wildly different from mine
               | https://i.imgur.com/4qKVrBl.png
               | https://i.imgur.com/Ty7plol.png so maybe tone down the
               | snarkiness and accept that services customs aren't
               | uniform as your anecdote made you assume them to be
        
           | nolok wrote:
           | Sadly it's not how these platform operates, they provide the
           | card for security deposit usually.
           | 
           | That's why I've used Agoda every time I could (works well in
           | Asia, spotty elsewhere), because they allow paypal payment.
           | Hotel will still want your card for the deposit but you can
           | just provide it on the first day.
           | 
           | This way you don't have to fight with a place that did
           | overbooking or similar and still has your card on file.
        
           | em500 wrote:
           | Traditionally Booking.com operated mostly as a marketplace
           | ("agency" model, as opposed to "merchant" model like Expedia
           | [1]). The contract and the payments are between the guest and
           | the hotel, not between the guest and Booking. (Booking bills
           | the hotel afterwards for the commission, they don't bill the
           | guest for the stay.)
           | 
           | Of course they don't always make this very clear to the
           | consumer, and it seems to have gotten more muddled in the
           | last few years. I think they're trying to nudge people more
           | towards their own payment platform nowadays.
           | 
           | [1] https://www.businessinsider.in/this-is-why-booking-coms-
           | agen...
        
       | batmaniam wrote:
       | Does this breach only affect users in the EU, or also in the US?
        
       | nodelessness wrote:
       | They make that in probably the time I took to write this comment.
       | Source: used to work there.
        
       | villgax wrote:
       | When are countries & users going to fine FB for leaking data?
       | 
       | It's such a boring dystopia that the only response they have is
       | "it's from 2019", like WTH?
        
         | johannes1234321 wrote:
         | As soon as the respective agencies analysed it and get to it.
         | This doesn't happen over night, but is a more complex process
         | which will quite certainly happen.
        
           | [deleted]
        
         | zaarn wrote:
         | FB is being blocked by the Irish DPA, since EU FB is HQ'd
         | there. Sadly this one loophole made it into the GDPR, so the
         | other DPA's can only forward to the Irish agency for FB issues.
        
         | bhaavan wrote:
         | It may be a boring dystopia, but, you can't be fined for the
         | same crime over and over again, can you?
         | https://www.dw.com/en/facebook-data-on-millions-of-user-acco...
        
           | zaarn wrote:
           | GDPR violations aren't a crime. You can be fined multiple
           | times for the same issue if you, for example, are being a
           | complete ass towards the DPA or you refuse to fix underlying
           | issues.
        
       | lifeisstillgood wrote:
       | Well worth looking at Troy Hunt's views on this (from 2017)
       | 
       | https://www.troyhunt.com/data-breach-disclosure-101-how-to-s...
        
       | turbinerneiter wrote:
       | Why do companies even store user data?
       | 
       | Any purchase I make, the shop needs my address and my payment
       | info. It's always the same. Every browser can autofill it, if
       | they bothered using the correct forms. Once the transaction is
       | done, the invoice mailed and the product shipped - there is 0
       | need for this data to still be stored in their database.
       | 
       | -> Address and payment info - browser auto fill
       | 
       | -> purchase history - invoice via mail
       | 
       | I used to be heavily biased to buy from Amazon, since it is
       | basically one click. But lately, I'm more and more buying from
       | smaller online shops which provide checkout without user account.
       | 
       | I'm sure there is many things where you need to store user data,
       | but also, there is definitely more things were user data is
       | stored although it is not needed.
       | 
       | And ultimately, that is the spirit of GDPR - ask yourself if you
       | really need to store that data.
        
         | freebuju wrote:
         | There's nothing wrong with storing customer purchase data as
         | long as this is processed and stored in a legally compliant
         | manner. This data is crucial for other things such as returns
         | and refunds.
        
         | CodesInChaos wrote:
         | Companies must archive invoices for 10 years. But of course
         | that doesn't necessarily require keeping an account for the
         | customer.
        
         | 02thoeva wrote:
         | I'd expect that the name and address will still be stored in
         | their payment processor.
         | 
         | Then the invoice itself (containing your name/address/payment
         | method) will need to be stored by the company in some form for
         | accounting regulations.
        
         | nodamage wrote:
         | > Once the transaction is done, the invoice mailed and the
         | product shipped - there is 0 need for this data to still be
         | stored in their database.
         | 
         | This data can often still be necessary for legal and/or tax
         | purposes.
        
         | chrisacky wrote:
         | BCOM are not processing the payment here. They provide a "Hotel
         | Login" which then let's the hotels view (upto N times) the raw
         | card information of the guest for use internally on their own
         | payment processes. There's various approaches that they make
         | available, this is one of a few. More recently Booking.com
         | started to move away from providing the raw card information
         | and instead providing a virtual card which "Activiation" date
         | only becomes enabled once the cancellation policy for the guest
         | booking kicks in (allowing the hotel to charge before arrival).
         | There's also an API approach, but the leading way to get access
         | to the card/payment information __because__ BCOM are not
         | merchants here is to provide this to the merchants/hotels
         | through a BCOM login page. Reading between the lines, this is
         | what I think was exposed.
        
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       (page generated 2021-04-06 23:02 UTC)