[HN Gopher] The Black Tax
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       The Black Tax
        
       Author : andrewmd5
       Score  : 33 points
       Date   : 2021-03-07 12:53 UTC (10 hours ago)
        
 (HTM) web link (andrew.im)
 (TXT) w3m dump (andrew.im)
        
       | snicker7 wrote:
       | This post is basically an advert for the wealth tax.
        
       | jasonhansel wrote:
       | The Fed's statistics show just how big this disparity is:
       | 
       | "In the 2019 survey, White families have the highest level of
       | both median and mean family wealth: $188,200 and $983,400,
       | respectively (Figure 1). Black and Hispanic families have
       | considerably less wealth than White families. Black families'
       | median and mean wealth is _less than 15 percent_ that of White
       | families, at $24,100 and $142,500, respectively. "
       | 
       | Source: https://www.federalreserve.gov/econres/notes/feds-
       | notes/disp...
        
       | xyzzy4 wrote:
       | Maybe the black tax is partly an IQ tax - black people on average
       | have lower IQs according to every study on the matter. As
       | unfortunate as that may be.
        
       | flyinglizard wrote:
       | Isn't the author just talking about a "poverty tax"? (I'm not an
       | American so I'm not well versed on the cultural aspects here).
        
         | gjm11 wrote:
         | I think it's _slightly_ different. The  "tax" is associated not
         | so much with being poor oneself, as with having all one's
         | friends and family also poor.
         | 
         | Whether being black is a better predictor of that than being
         | poor, I don't know, but I can imagine how it might be.
         | 
         | (The author may also be suggesting -- it's not 100% clear --
         | that part of the "tax" is a cultural difference where black
         | people are more likely than white people to feel responsible
         | for supporting their friends and family who are poor.)
        
           | jacknews wrote:
           | I don't see why race would affect this. If you're poor, from
           | a poor background, it's likely your friends are also poor,
           | regardless of race.
           | 
           | The only race argument IMHO is 'are poor people more likely
           | to be black'.
        
             | xyzzy4 wrote:
             | Poor Jews have risen to success in every country they've
             | migrated to. Poor Blacks mostly have remained poor. I think
             | it's mainly an IQ difference.
        
             | gjm11 wrote:
             | Well, poor people definitely _are_ more likely to be black,
             | and black people are more likely to be poor. (In the US,
             | which is the country OP is talking about, and in the UK,
             | where I am, and in many other places, though maybe not
             | everywhere.)
             | 
             | Being black tends, for obvious reasons, to run in families.
             | So race-associated poverty will do so too. Some other
             | factors that tend to go along with poverty run in families,
             | some not. There is some tendency for people to associate
             | with others of the same race, and some tendency for people
             | to associate with others of similar social class. It's not
             | obvious to me whether being black is a better or a worse
             | predictor of having poor friends and families than being
             | poor is.
        
             | dragonwriter wrote:
             | > I don't see why race would affect this.
             | 
             | It does for lots of reasons.
             | 
             | > If you're poor, from a poor background, it's likely your
             | friends are also poor, regardless of race.
             | 
             | If your even modestly successful and black from a poor
             | background, it is more likely that you are the _most_
             | successful person at a given network distance from people
             | in your network than if you are equally successful and from
             | an equally poor background but white. This is largely an
             | effect of past racism.
             | 
             | But it's also less likely that people in your network can
             | work their way up without your help. And that's largely a
             | product of current racism, both of the institutional and
             | the more direct, active, personal kind. (Also past racism,
             | too.)
        
         | lgleason wrote:
         | They are, but in recent years the wealthy have ginned up the
         | race wars to get everybody fighting and distract from the real
         | issue of income disparity which continues to get wider in the
         | US.
        
       | Bluestein wrote:
       | "For many Black people who have found success, the idea of
       | 'personal wealth' doesn't exist because to have wealth is to
       | share it. Their money isn't just theirs; it's their mom's rent,
       | their sisters used car, food on the table of a struggling family
       | member, Christmas gifts under the tree. For every dollar earned,
       | you don't value it based on what it can get you, but how far it
       | can go for others."
       | 
       | An entirely different paradigm ...
        
         | whiddershins wrote:
         | This is not uncommon for poor people the world over, including
         | poor white people in the US.
        
       | epx wrote:
       | Not exactly a pure Black problem, being dragged down by family
       | money problems is very common in poor and lower middle class. At
       | least in my culture (Brazil). Family freeloaders are more
       | difficult to spot because things are generally hard, so the
       | support network ends up being spread thin. One must to learn to
       | be tough, and live with the reputation, if they wants to
       | accumulate some wealth.
        
         | simtel20 wrote:
         | Yes, this resonates. I am living in Brazil, but have fewer
         | direct relatives because I am not brazilian, and my wife is.
         | 
         | We buy a couple of dozen cestas basicas and give them away to a
         | friend to feed families in a neighborhood nearby. We are paying
         | for college and school for a handful of friends (father won't
         | buy food for his kids but will drop off food for the dog in his
         | new Jeep) and family - so many people are constantly hustling
         | and churning through jobs.
         | 
         | At the current exchange rate with our apartment and school,
         | this help costs less than my rent in nyc did, and it's
         | ridiculous how little help there is here from institutions in
         | the midst of a pandemic.
        
       | theflork wrote:
       | Victim mentality on full display.
        
       | lgleason wrote:
       | What the author described is the difference between coming from a
       | rich family and a poor one. There are many poor people of many
       | ethnicities that face the same exact problem.
        
         | [deleted]
        
       | simplecto wrote:
       | That is not a uniquely black experience.
       | 
       | You could remove race from the whole thing and the same would be
       | true for anyone coming from the same economic starting point.
       | 
       | This is not a black tax. All those struggles are the same
       | regardless of race.
        
         | andrewmd5 wrote:
         | Author here. This comment section is almost self-aware, which
         | is nice to see. While it's nice to believe everyone would have
         | the same struggles from the same economic starting point, the
         | reality is that as a poor white person it is much easier to
         | find your way out of poverty.
         | 
         | You'll have more job opportunities presented to you, more
         | people willing to take risk. Of course it also helps not to
         | have hundreds of years to systemic racism on your next as well
         | which allows other members of your family to likely not be poor
         | -- thus able to support you.
         | 
         | You can't erase race because you don't understand it and it
         | makes you uncomfortable to acknowledge that being white has its
         | benefits. That's why the American Dream is so far out of reach
         | to many: https://andrew.im/essays/a-journey-to-the-american-
         | dream
        
           | whiddershins wrote:
           | These are assertions. And they aren't balanced, and they
           | aren't back up with citations.
           | 
           | This comment ignores large scale affirmative action programs
           | in education and in large corporations. How do you know for
           | sure there are in fact less opportunities for one group or
           | another?
           | 
           | The way opportunity plays out for various people is
           | fantastically complex, how do you know you've figured it out
           | to a degree that is useful for creating change?
        
           | whearyou wrote:
           | "This comment section is almost self-aware" can you expand on
           | what you mean by that?
        
             | caffeine wrote:
             | It is terminology from Critical Race Theory, which is an
             | ideology whose basic premise is that all white people,
             | irrespective of their actual behavior or beliefs,
             | perpetrate racism against everyone else.
             | 
             | "Self-aware" refers to white people who realize they are
             | racist.
             | 
             | (Yes, I'm aware this all sounds crazy.. welcome to a brave
             | new world.)
        
           | 1996 wrote:
           | > the reality is that as a poor white person it is much
           | easier to find your way out of poverty.
           | 
           | You misunderstand. The comments are not about race, but the
           | individual decision that's always available to you, to break
           | away from a losing game.
           | 
           | Likewise, I was dragged down by my family who defined what I
           | should aspire to (ex: being a doctor or a professor or a
           | lawyer while I liked computers) and what I should do (ex:
           | give them money to help them). I tried to do what I was told
           | and realized it caused failure.
           | 
           | > which allows other members of your family to likely not be
           | poor -- thus able to support you.
           | 
           | After noticing and analyzing the pattern of failure in my
           | family, I decided it would stop with me - by disassociating
           | from them.
           | 
           | From your post:
           | 
           | > That is why it should come as no surprise that so few Black
           | people have successfully built generational wealth: we're
           | always actively trying to keep the current generation alive
           | 
           | That's your mistake.
           | 
           | Eventually, I decided "screw them, I don't give a flying fuck
           | even if they starve to death" -best decision of my life!
           | 
           | Yes, it involved a lot of risk, as I knew they would never
           | help me again in return, but being in the US it was almost a
           | given I would never return.
           | 
           | Now I'm a young retiree.
           | 
           | I was asked money- more than once, especially after they knew
           | I had made it. I told them in very clear term I'd rather burn
           | my money and become a bum than give them a single dollar.
           | That stopped the claims :)
           | 
           | > That's why the American Dream is so far out of reach to
           | many: https://andrew.im/essays/a-journey-to-the-american-
           | dream
           | 
           | You're so wrong. The American Dream is out of reach because
           | selfishness is unfortunately not taught. We give people wrong
           | values (help your friends, support your family etc) and act
           | all surprised they fail in life.
           | 
           | It's a honest mistake to make- the same as having kids in the
           | hope they will help you in the future (they might) while they
           | will certainly cost you in the present and the future (they
           | sure will)
        
           | simplecto wrote:
           | Unfortunately this entire topic leads to Balkanization.
           | 
           | While I acknowledge your point of view and opinion, I do not
           | agree with your premise. Racism is not as important as the
           | current political discourse would have us believe.
           | 
           | I leave these topics of race to comedians who bring so much
           | needed levity. Theo Von
           | 
           | https://youtu.be/MvzwmoZaNHQ
        
           | _nothing wrote:
           | It's clear (at least to me) that due to the history of
           | systemic racism against them as well as the circumstances
           | under which they came to live on this continent, many Black
           | Americans are at a tangible disadvantage compared to most
           | other groups in the US, especially White people. So I
           | certainly believe in what you would call a Black Tax.
           | 
           | However, it does seem to me like the specific things you
           | speak about in this essay could be considered to be more of a
           | Poor Tax, which disproportionately affects Black Americans
           | more than White People, due to the factors above. But taking
           | just this specific essay, one could replace every instance of
           | the word "Black" with "immigrant" or "Latino" or "Native
           | American", etc, and it would be just as true.
           | 
           | Again, not to take away from the main point that Black people
           | have it harder than many other races in the Americas (and
           | some other places). But as an immigrant to the US, from a
           | family that sends streams of money and goods to support our
           | family members back home, it's nearly impossible not to think
           | "hold on, this isn't an exclusively Black experience" when
           | reading this essay.
        
         | paulryanrogers wrote:
         | Certainly poverty impacts everyone negatively. Yet as a white
         | guy in a mixed race relationship it seems obvious that at least
         | in the Midwest US having dark skin is life in hard mode.
         | 
         | Around here at least almost everyone in positions of power are
         | old white men. And some white employees gossip among each other
         | about the incompetence of black superiors. (Though in their
         | defense some have praised those black coworkers they've seen
         | working hard for themselves.)
         | 
         | Different regions probably have different dynamics. Yet all the
         | stats I've read about imply skin tone is a huge filter for
         | opportunity in life.
        
       | jc01480 wrote:
       | It's like someone just discovered life is hard and twisted it
       | with a race factor. I honestly don't intend for this to sound
       | mean, but it's probably unavoidable in modern society.
        
       | theklr wrote:
       | Unfortunately the author oversimplified their argument. There
       | could be a case for the "black tax" as a form of reparations, but
       | never even discusses the long history of the government thwarting
       | any gains black people attempted over the years. Such a shame.
        
         | gjm11 wrote:
         | The author's argument doesn't say anything about (or anything
         | about anything _like_ ) 'the "black tax" as a form of
         | reparations'. The "black tax" of the title isn't a literal tax,
         | but the extra costs the author finds associated with being poor
         | and having friends and family who are also poor: it's difficult
         | for them to support you if you need to raise money, and if you
         | get money you need to use some of it to support them.
        
           | theklr wrote:
           | That's what makes me disappointed. "The Case for Reparations"
           | from Ta-Nehisi Coates digs into this and how American
           | government has been active in keeping that a
           | multigenerational issue in black communities in particular.
        
       | jacknews wrote:
       | I don't agree with the race argument here, it's simply a case
       | that elevating yourself from a poor background is much harder
       | than from a rich background.
       | 
       | On the other hand people measure success relative to those around
       | them. In that sense, being poor gives you a 'success dividend'.
       | 
       | It's relatively easier to feel successful, satisfied, and enjoy
       | other people's admiration when they are all poor, and you've
       | achieved mediocre wealth.
       | 
       | Whereas with a rich start, you need to become a unicorn to feel
       | the same adulation.
       | 
       | Perhaps this 'early satiation' also drives the statistics.
        
         | paulryanrogers wrote:
         | Once my SO started teaching in black neighborhoods I finally
         | saw the systemic racism beyond the usual poverty issues common
         | to all races. It's the subconscious racism in the culture that
         | treats those with darker skin as different, often bucketed by
         | negative stereotypes. Those kids faced it everyday and
         | everywhere they lived, studied, worked. And their
         | interconnected family-first culture was sometimes both a
         | blessing and a curse, depending on ones birth lottery. This was
         | different than the experience of the latinos and poor whites I
         | have known.
         | 
         | Human nature is tribal, and we can't know large numbers of
         | people very well. That leads to mental shortcuts that don't
         | work as well in our interconnected, multicultural societies.
         | And many poor cultures are seen as havinh "pulled themselves up
         | by their bootstraps" in the US. Never mind that their light
         | skin meant they could blend in by just dropping an accent and
         | changing clothes.
         | 
         | Regardless, by working closely together and keeping an open
         | mind we can overcome unintentional assumptions.
        
           | caffeine wrote:
           | Can you give a specific example? I always hear about this
           | systemic racism, but I don't really know what that means.
        
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