[HN Gopher] The End of Indie
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The End of Indie
Author : _pius
Score : 53 points
Date : 2021-03-02 18:39 UTC (4 hours ago)
(HTM) web link (medium.com)
(TXT) w3m dump (medium.com)
| slowernet wrote:
| I'm curious whether the issue is that there isn't an appetite
| among LPs for lower-risk, lower-yield investment, or that the
| indie.vc terms didn't enable enough upside or liquidity?
|
| If it's not VC and it's not loans, what is the answer for funding
| growth at post-revenue companies that don't fit the hyperscaling
| model?
| mritchie712 wrote:
| Debt and "factoring" (e.g. Pipe[1]) are becoming good options
| for SaaS companies that might not "qualify" for VC. I started
| compiling the lenders / fintechs that focus on SaaS here [0].
|
| 0 - https://www.trypaper.io 1 - https://www.pipe.com
| algo_trader wrote:
| trypaper.io is nice
|
| What exactly happens if u miss payments on these loans? (Do
| they write it off, negotiate equity, extend and pretend ?)
| mritchie712 wrote:
| It depends on the lender. Some of the larger ones take
| "warrants" to help protect against this. Most lenders
| (believe it or not) will want to negotiate terms that help
| you get back on track.
| jitbit wrote:
| > what is the answer for funding growth at post-revenue
| companies that don't fit the hyperscaling model?
|
| Lots of alternatives emerging these days, like
| https://tinyseed.com/ or https://earnestcapital.com/ (haven't
| worked with the latter, but worked with the former)
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