[HN Gopher] Naked shorting: The curious incident of the shares t...
       ___________________________________________________________________
        
       Naked shorting: The curious incident of the shares that didn't
       exist (2005)
        
       Author : anaphor
       Score  : 146 points
       Date   : 2021-01-31 20:34 UTC (2 hours ago)
        
 (HTM) web link (web.archive.org)
 (TXT) w3m dump (web.archive.org)
        
       | tecc501 wrote:
       | BUY THE DIP
        
       | tecc501 wrote:
       | to the moon
        
       | tristanj wrote:
       | Non-archive.org version:
       | https://www.euromoney.com/article/b1320xkhl0443w/naked-short...
       | 
       | The "self-replenishing pool" missing image is available here:
       | https://web.archive.org/web/20201104113520im_/https://cdn.eu...
        
         | anaphor wrote:
         | Thanks, maybe a mod can edit the url in the original post?
        
           | setr wrote:
           | Especially needed here because the way back link is broken
           | into 6 pages, and page 2 wasn't captured (didn't check 3-6,
           | since it doesn't matter)
        
       | Lazare wrote:
       | Summary:
       | 
       | Every so often, someone gets very steamed about short selling,
       | often with no real reason. Back in 2005, someone got very steamed
       | about short selling, and then got a journalist to write a
       | somewhat confused article about it. It's not clear anything was
       | actually wrong then, but in any case, the rules have been changed
       | a few times since then, so there doesn't seem to be any obvious
       | relevance to current times.
       | 
       | It's also worth noting that there's no real theoretical basis for
       | why naked short selling would be harmful, no real empirical
       | evidence showing it is harmful, no general laws against it, and
       | the structure of the market allows and expects it to take place
       | in some specific cases. If your mental model is that the stock
       | market is a tool to allow people to trade a fixed number of
       | concrete objects back and forth, this probably seems odd, but
       | since that's not really a good model of how the stock market
       | works or is intended to work, it's not clear that means much.
        
         | Tokelin wrote:
         | What would be a better model for how the stock market works?
        
           | dleslie wrote:
           | When it's not the purchase-a-thing model it's otherwise-
           | disinterested third parties making large bets on possible
           | future outcomes. It has more in common with a bookie's ledger
           | than a warehouse of goods.
           | 
           | Why this is often harmful and dangerous is that the financial
           | viability of businesses and individuals are often backing
           | these bets. A person or company expecting financing to be
           | predictable and stable may suddenly find it not so because
           | their lender is desperate to cover their gambling losses.
        
       | harikb wrote:
       | Very interesting indeed..
       | 
       | > The stock borrow programme at the DTCC, they allege, enables
       | the naked shorting of shares to the extent that the number of
       | shares in circulation of some companies is now several times in
       | excess of that issued. Even companies listed on the NYSE, could
       | have been affected. As Wes Christian, partner in law firm
       | Christian, Smith & Jewell in Houston, and lead lawyer on several
       | of the cases, explains: "With the revelation of the Regulation
       | SHO Threshold Securities list and the Leslie Boni report,
       | published in November 2004 [see glossary], it is now crystal
       | clear that this problem of naked short selling is systemic in
       | Wall Street, and virtually impacts every business sector on every
       | exchange including numerous billion-dollar companies listed on
       | the NYSE and other companies listed on the Amex."
        
         | crb002 wrote:
         | When I was in PFG Marketer Services I saw million dollar double
         | payout fuckups all the time and a shady SQL Server database for
         | "manual over-rides" on commissions to brokers that seemed like
         | an un-audited slush fund.
        
           | anonymouse008 wrote:
           | Now dark about dark pools and see how far up we really are
        
           | d0mdo0ss wrote:
           | off topic, but I'm curious what would've been a typical
           | workday there.
        
             | yourapostasy wrote:
             | Someone reading that might be wanting to ask the same
             | hoping to hear salacious "hookers and blow" Wolf of Wall
             | Street legendary stories, but usually the reality is pretty
             | mundane. Corruption is endemic to highly successful niche
             | adaptations, but their yields rarely give rise to
             | outlandish behavior. We see that a lot in breathless news
             | stories, but that's just what sells ads.
             | 
             | Most corruption happens in a matter-of-fact, business-as-
             | usual, we're-all-in-this-together atmosphere. And the
             | proceeds don't usually lead to blowout lifestyle
             | extravaganzas, as most participants are clever enough to
             | realize that draws unwanted scrutiny. That is what makes
             | corruption so insidious and difficult to root out. The rot
             | spreads slowly, and inspection is commonly asymmetrically
             | more difficult and costly to mount than undertaking the
             | corruption act itself.
             | 
             | The most reliable way of rooting out corruption I've seen
             | is an organizational culture that nurtures trust between
             | leadership and organizational members, equitable gains
             | sharing (so members feel they have skin in the game), and
             | fiercely protecting whistleblowers (where the vast majority
             | of human organizations utterly fail). Personally, Dunbar's
             | Number appears to be some kind of (hopefully) local optimum
             | but I'm curious how Geoffrey West's findings of scaling
             | square with corruption incidence and scale.
        
       | PragmaticPulp wrote:
       | Recent events have a lot of people confusing high short interest
       | with naked shorting.
       | 
       | A stock can have short interest greater than 100% without any
       | naked shorting.
       | 
       | How is this possible? The textbook definition of a "short sale"
       | is that someone borrows stock and then, literally, _sells it_
       | short. The buyer of the stock is free and clear to do whatever
       | they want with the stock, including re-lend it for another short
       | sale. Wikipedia has a good primer on how this works:
       | https://en.wikipedia.org/wiki/Short_(finance)
       | 
       | This has created a lot of confusion on WallstreetBets, where many
       | participants have come to believe that Gamestop's short interest
       | of 113% means that there are 13% more shares shorted than long
       | positions to cover. It's not true, though, because the long
       | interest is always greater than the short interest.
        
         | anaphor wrote:
         | If you look at the SEC data on FTDs, there have been a huge
         | number of them for GME in the past year
         | https://www.sec.gov/data/foiadocsfailsdatahtm
         | 
         | So that kind of points towards a possibility of naked shorts,
         | if I understand correctly (although by itself it doesn't prove
         | it's happening).
        
         | Traktor wrote:
         | I dont understand how the new owner of the stock can "re-short"
         | it. Could you maybe explain? :)
        
           | jaycroft wrote:
           | I borrow your car (and you even give me the title!), promise
           | to return it to you (but not necessarily the same car, just
           | the same make and model), and then I sell what is truly now
           | _my_ car to someone else. That new owner could then find
           | someone else to lend the car to, transfer the title on a
           | promise that they 'll eventually transfer the title back, and
           | then let the new borrower sell it, transfer the title, etc.
           | There's only ever one title and one car, but there are a lot
           | of promises to return the car back later. When you explain it
           | with goods it becomes obvious that a fraud was perpetrated if
           | the buyers don't realize that the car might be owed to
           | someone else. Yay for financialization and long impenetrable
           | terms of service agreements with your broker where you
           | automatically allow your broker to "lend" and re-title your
           | shares so that they can earn interest on the lending.
           | 
           | This is a simplification though, there's actually like a
           | parking garage involved (broker) who says to trade on his
           | exchange that the broker will keep your title safe for you -
           | it's better than a paper certificate to hold in your safe at
           | home because it can't get lost! But this allows the parking
           | attendant to sell your car hoping you wont notice, and hoping
           | that he'll be able to buy another similar car back before you
           | actually ask for yours back. And of course insurance
           | companies, auto dealerships, etc, but you get the idea.
           | 
           | Robinhood's genius is hiding this complexity from their users
           | behind a slick "gambling is fun" style app. TD Schwab ETrade
           | and other "adult" brokerages also don't make it obvious, but
           | at least they make you "read" some documents that explain the
           | details before you get an account.
        
           | PragmaticPulp wrote:
           | The linked Wikipedia page has a graphic that explains it
           | better than I can in text:
           | https://en.wikipedia.org/wiki/Short_(finance)
           | 
           | Basically, a short sale is a 3-party transaction. The first
           | person lends their shares to the short seller. The short
           | seller then sells the shares to another buyer. The original
           | owner is still owed 1 share, which the short seller must
           | later buy.
           | 
           | In other words, you can't have a short sale unless someone
           | buys the shares from the short seller. That new purchaser,
           | who has the stock, is long.
           | 
           | The key is that there are 2 people with long interest and 1
           | person with short interest. The short seller must pay borrow
           | fees to the lender for the privilege of selling the shares
           | short, otherwise there's no reason to do it.
        
         | jaycroft wrote:
         | And just for completeness on your comment, a naked short is the
         | same as a regular short, but in the opposite order. First sold
         | short, then borrowed after the fact.
        
       | throwawaysea wrote:
       | Note that there are a lot of conspiracy theories going around on
       | WSB, populist leftist Twitter, and populist right wing Twitter.
       | For example,
       | https://www.reddit.com/r/wallstreetbets/comments/kr98ym/gme_...
       | 
       | With GME there isn't evidence of naked shorting. There are
       | legitimate ways for shorts to be greater than the float. See
       | https://seekingalpha.com/instablog/6850771-bachhandel/554975...
       | for an explanation
        
         | rybosworld wrote:
         | The very high rates of failure-to-deliver on GME are in fact,
         | suggestive of naked shorting.
        
       | GizmoSwan wrote:
       | I wonder if it is more likely to happen with put options that are
       | rolled over. I don't believe that options are match with number
       | of shares.
       | 
       | Block chain type code can prevent the excess being issued.
        
       | fractionalhare wrote:
       | Should have a [2005] in the title. This is probably showing up on
       | HN because naked short selling is topical, but the information in
       | the article might be misleading if it's out of date.
        
         | dalbasal wrote:
         | This is basically a crosspost from reddit.
         | 
         | /wallstreetbets are, in their own insane way, doing research
         | into the most extreme tactics that short sellers have employed
         | in the past.. expecting the entire arsenal to be employed
         | tomorrow when trading begins.
        
         | cheschire wrote:
         | Honestly when I saw this link prior to the edit it was less
         | interesting due to how topical it was. Now it's more
         | interesting and carries an historical aspect.
        
           | dalbasal wrote:
           | I expect that ongoing events are actually more historically
           | significant than this one.
        
       | eloff wrote:
       | Wow, how has nobody noticed this before? This looks seriously
       | rotten:
       | 
       | > Michigan-based entrepreneur Robert Simpson decided to see what
       | would happen if he bought the entire stock of one company. Using
       | a single broker, within a couple of days Simpson had paid a
       | little over $5,000 for 1,285,050 shares in OTC bulletin board
       | property-development company Global Links. According to Simpson,
       | these shares were delivered into his account shortly afterwards.
       | Yet the following day 37,044,500 Global Links shares were traded
       | on the bulletin board. The next day, 22,471,000 shares were
       | traded. On neither day had Simpson traded a single Global Link
       | share, he insists. And events surrounding Simpson's investments
       | became yet more confusing. Global Links had only ever issued
       | 1,158,064 shares. Simpson had managed to acquire 126,986 shares
       | that did not exist. How he had managed to be sold more shares
       | than were in issuance is exactly the question Simpson hoped his
       | foray would raise.
        
         | LatteLazy wrote:
         | His broker lent the stock back out. This is one more way
         | brokers make a living: charging rent for shares lent to shorts.
        
           | ketamine__ wrote:
           | So what would have happened if he sold them all at the same
           | time?
        
             | LatteLazy wrote:
             | His broker can recall the lent stock, so they'd recall it
             | and have it sent to whoever bought it on their/his behalf.
             | 
             | I worked on a computer system to handle all this for a
             | while. It was front office so as well as buy/sell
             | transactions we had to process lend/return and
             | borrow/return actions to actually understand the company
             | position.
             | 
             | Within each of those are lend request messages with
             | approval/declines etc.
        
         | femto113 wrote:
         | There were some compounding factors for this situation, in
         | particular a reverse split.
         | 
         | "Global Links was caught off guard by the events that
         | transpired in February 2005 when it implemented a one-for-350
         | reverse split of its stock, the result of which would reduce
         | its float from 350 million shares to 1.1 million. ... Some have
         | said it is all a simple matter of broker error. Accounts
         | showing 350,000 old shares of Global Links should have been
         | adjusted by the broker to show 350 [sic, should be 1000?] of
         | the new shares, but some have said that didn't happen"
         | 
         | https://www.forbes.com/2006/08/25/naked-shorts-global-links-...
        
         | fractionalhare wrote:
         | It was noticed. The SEC even had data supporting Global Links'
         | claims. This incident is almost 16 years old and was later
         | investigated by the SEC.
        
           | eloff wrote:
           | So do you know what was the outcome then? Are there
           | mechanisms to prevent this now? Did the players involved get
           | fined?
        
             | fractionalhare wrote:
             | I don't know the outcome of their investigation on this
             | specific incident, and I can't (quickly) find it. But I
             | know the SEC made a few changes in the mid - late 2000s as
             | a result of naked short selling rising to mainstream
             | awareness:
             | https://www.sec.gov/news/press/2009/2009-172.htm. It became
             | a pretty big point of discussion for regulating Wall Street
             | which was amplified in the fallout of the 2008 financial
             | crisis.
             | 
             | As far as outcomes go, there is this testimony from the SEC
             | chair circa 2010: http://fcic-
             | static.law.stanford.edu/cdn_media/fcic-docs/2010...
             | 
             |  _> In July 2009, the Commission adopted a rule which
             | requires that "fails to deliver" in all equity securities
             | be promptly closed out. "Fails to deliver" may, among other
             | things, be indicative of potentially abusive "naked" short
             | selling. "Naked" short selling, which is not per se
             | illegal, occurs when a short seller does not borrow
             | securities in time to make delivery. Sellers may
             | intentionally fail to deliver as part of a scheme to
             | manipulate the price of a security or possibly to avoid
             | borrowing costs. Data indicates that since the fall of
             | 2008, fails to deliver in all equity securities have
             | declined by 63.4 percent, and fails to deliver in
             | securities with persistent and large levels of fails to
             | deliver have declined by 80.5 percent._
        
               | mcgoo wrote:
               | If I recall, both stock and option market makers were
               | allowed to fail to deliver, which would typically be
               | cheaper than cost of borrowing, which made it another
               | good source of edge that was unavailable to non-market
               | makers.
        
             | toast0 wrote:
             | I don't know the specific outcome of this case. However,
             | naked short selling is now prohibited by SEC regulation
             | SHO, except for by 'bona fide market makers'.
             | Broker/dealers have an obligation to fix failure to deliver
             | by their clients with specific timelines; etc.
             | 
             | Bona fide market makers have an exception, because their
             | business is to always be being buying and selling around
             | market prices, and in a market with lots of buy interest
             | and less sell interest, they may need to sell more shares
             | than they normally hold. Market makers still need to have
             | the shares in time for settlement, which may require
             | borrowing if they have net sales more than holdings in a
             | given day, but they don't need to locate shares to borrow
             | before selling. Market makers are given an exception,
             | because liquidity is valued, and they need to be registered
             | and have specific capital requirements etc.
             | 
             | TL;DR, naked short selling isn't a thing anymore. There's
             | been no reports of Gamestop shorts being naked shorts, and
             | no reports of shares failing to deliver on time. Naked
             | shorting isn't required for short interest to be over 100%.
        
               | sweettea wrote:
               | You might take aa look at the SEC's December reports of
               | fail-to-delivers, before the GME rocket lit: there were
               | three days with over a million shares failed to be
               | delivered, and several more weeks with over .5%. WSB had
               | a post encouraging everyone to file a SEC report over
               | this back then.
        
               | dmlittle wrote:
               | My understanding is that the following situation can lead
               | to a short interest of over 100%. Let's imagine a
               | hypothetical world where there exists 1 share of a
               | particular company and it is owned by Person A. Person B
               | then borrows the share from Person A and sells it to
               | Person C (this is the first short). Person C now owns 1
               | share and Person A doesn't have a share but is
               | contractually obligated to receive 1 share from Person B
               | at a certain point in time in the future. Person D then
               | borrows the share from Person C and sells it to Person E
               | (this is the second short). Even though there only exists
               | 1 share the short interest in this case is 200%.
               | 
               | Now there are obvious reasons as to why this isn't a
               | smart thing to do as recent events with GME show but it's
               | not necessarily illegal (as far as I know). If this is
               | actually not true or it's illegal somebody please correct
               | me.
        
         | rwmj wrote:
         | I think the more interesting part of the story (if I'm reading
         | it right) is he paid $5000 to completely own a company with
         | millions in assets.
        
           | pantalaimon wrote:
           | is that really how it works?
        
             | VBprogrammer wrote:
             | Unless there was something fishy about the share classes.
             | Non-voting shares perhaps?
        
             | londons_explore wrote:
             | Yes, but it's possible the company also had a bigger debt
             | than assets and no hope of turning things around...
        
           | sn_master wrote:
           | Not sure about this case, but owning all trading shares
           | doesn't mean owning the company. A company may have only 2%
           | of its value as public shares and the rest owned by the
           | company itself.
        
             | [deleted]
        
             | koolba wrote:
             | If you own all the shares then you can control the company
             | via voting control. That'd generally allow you to prevent
             | the issuance of new shares and you could hand pick the
             | board as their terms expire. It's not immediate, but you'd
             | eventually be in control of everything.
        
               | brockwhittaker wrote:
               | Not all shares have voting power, and even so the voting
               | power of those shares (if they were 2% of the company for
               | example) may be proportionally tiny compared to the
               | founders/board/execs.
               | 
               | For example shareholders don't have any control at FB,
               | since Mark controls 51% of the voting power.
        
               | Ntrails wrote:
               | Owning a controlling share, and owning company are not
               | the same thing - even from a simple net worth point of
               | view.
        
           | njharman wrote:
           | > own a company
           | 
           | No "owned the publicly traded shares of a company". Those
           | shares are almost certainly non-ownership, voting shares. And
           | if they are it's possible/probable that
           | founders/investors/others hold an arbitrarily large multiple
           | of traded shares or options for shares or convertible bonds
           | or whatever.
           | 
           | What he owns is (somewhere in the line of creditors) the
           | right to some part of assets if it's dissolved (sold, enters
           | bankruptcy) exact triggers and rights are complex and varied.
        
             | psychlops wrote:
             | > What he owns is (somewhere in the line of creditors) the
             | right to some part of assets if it's dissolved (sold,
             | enters bankruptcy) exact triggers and rights are complex
             | and varied.
             | 
             | After all liabilities are deducted. Which usually means
             | nothing.
        
         | cush wrote:
         | Were you able to access the entire article? I can only see page
         | 1 of 6
        
       | jkhdigital wrote:
       | The perils of fractional reserve banking can arise in any
       | centralized custodial arrangement. As long as no one performs a
       | physical audit--or there is no physical object to be audited in
       | the first place--then accounting fraud can and will happen.
       | 
       | This is, in my opinion, the raison d'etre of blockchain. Public,
       | immutable ledgers are immune to this kind of fraud (although they
       | have other issues, of course).
        
         | arcticbull wrote:
         | Fractional reserve banking in the real economy is utterly
         | irrelevant thanks to the FDIC backstopping a run. In the last
         | [edit: 88] years nobody had lost a single penny to a bank run
         | or default including 2008s WaMu default thanks to the FDIC.
         | 
         | Crypto fractional reserve like tether has no backstop and
         | that's a completely different beast. It's what exacerbated the
         | Great Depression.
         | 
         | As with all blockchain unless the state is 100% totally and
         | utterly encapsulated within the blockchain, then it's garbage
         | in, garbage immutably recorded. Which is why the only thing you
         | can do with crypto is currency and kitties.
        
           | erichocean wrote:
           | > _In the last 100 years nobody had lost a single penny to a
           | bank run or default including 2008s WaMu default._
           | 
           | Debasement of the currency, however, has been...high.
           | 
           | So you didn't "lose" that dollar from a hundred years ago,
           | it's just worth about a penny now. Where'd the other $0.99
           | go?
        
             | arcticbull wrote:
             | Another irrelevant talking point.
             | 
             | The whole point of inflation is to encourage investment as
             | money is only worth something as it flows through the
             | economy.
             | 
             | You're not supposed to save money under the mattress you're
             | supposed to save value by purchasing assets. A hundred
             | years ago buying roughly speaking any asset would have
             | preserved your entire wealth or created tons of new wealth.
             | 
             | Wages have on average kept pace with inflation.
             | 
             | You keep a small slush fund for a rainy day in a savings
             | account that at least partially offsets inflation and you
             | invest the rest. You don't save money, you save value. You
             | _transact_ money. If you're saving money you're doing it
             | wrong.
             | 
             | This is ECON101.
        
           | tlb wrote:
           | It's less than 100 years since thousands of banks collapsed
           | in the early 1930s and most depositors lost their money. The
           | FDIC was created in 1933 and has prevented losses since.
        
             | arcticbull wrote:
             | Indeed, I was rounding, and poorly at that. Thanks for the
             | correction!
        
           | PragmaticPulp wrote:
           | > then it's garbage in, garbage immutably recorded.
           | 
           | This is the major weakness of proposals to put everything on
           | the blockchain.
           | 
           | In real-world scenarios, accidents happen. Records must be
           | corrected.
           | 
           | Voting is a great example. If we moved voting to the
           | blockchain, it wouldn't automatically solve fraudulent voting
           | problems. It would just record fraudulent votes on the
           | blockchain. If your grandma accidentally loses her private
           | voting keys to hackers, do we just roll over and let the
           | hackers vote as your grandma? Obviously not.
           | 
           | Any future blockchain solutions to anything government-
           | related will certainly have corrective measures and overrides
           | overlaid on top. It's not like we're going to sit back and
           | watch people lose their house because hackers stole the
           | private keys to their property deed, or forbid someone from
           | selling their car because they can't remember the password to
           | their title wallet.
        
           | nayuki wrote:
           | Short-selling shares is basically a form of fractional
           | reserve banking. A short squeeze is essentially equivalent to
           | a bank run. Where is the FDIC helping to backstop a run on
           | shares?
        
             | ashtonkem wrote:
             | From a social level, there is a _huge_ difference between a
             | bank run and a short squeeze. One affects regular savings,
             | the other wipes out only those that opted into a high risk
             | short position.
        
             | arcticbull wrote:
             | It's not a bank run, it's poor risk management and the FDIC
             | doesn't insure brokerages, that's the SIPC. Poor risk
             | management is very much not covered by any federal program.
             | Their liabilities are between them and their brokers, and
             | if contagion spreads, their private insurers. This is why
             | you can only short in a margin account and are required to
             | put up collateral.
             | 
             | If you sold short 140% of float and bought calls to cover,
             | then we wouldn't be having this conversation. Play stupid
             | games, win stupid prizes.
             | 
             | Similarly if I bought a bunch of stuff on margin and it
             | went under overnight, RIP my account. You can lose money in
             | both directions.
             | 
             | "140% of float" doesn't really mean more shares were sold
             | than exist. There are after all only 100%. It means the
             | same shares were sold more than once by the same or
             | different people, and buying them back cancels the debt
             | obligation.
        
         | xadhominemx wrote:
         | No blockchain would ever be able to keep with with equities
         | trading
        
           | arcticbull wrote:
           | In which case of course the trading has to happen on totally
           | unaudited, unauditable exchanges like Bittrex' (GME:USDT)
           | pair and settled on the blockchain - which is absolute free
           | for all in terms of shenanigans.
        
         | beefield wrote:
         | 1. Fractional reserve banking is _by definition_ decentralized.
         | 
         | 2. Cough, Tether audits, cough.
        
           | ryebit wrote:
           | Not OP, but USDT / Tether is an example of something which
           | exists as a proxy for something off-chain; so auditing the
           | chain is obviously not going to work to see how much USD they
           | actually have. Though it _is_ possible to provably audit
           | exactly how many USDT are in circulation at any point.
           | 
           | I think OP's point was more about things which exist entirely
           | on-chain, i.e. the idea of having stock ownership tracked
           | directly there (rather than as a proxy for real shares
           | tracked somewhere else).
           | 
           | In that frame, a better example is something like the DAI
           | stablecoin, which is backed by assets that are on-chain. So
           | at any block, you can audit exactly how many DAI there are,
           | exactly which assets exist to back it, and exactly what the
           | last reported oracle prices are for those assets.
        
             | ryebit wrote:
             | Just to expound on that point here.
             | 
             | While Tether's bank accounts being private is a problem for
             | auditing, even if that were removed, you'd still have to
             | somehow "snapshot" all the bank accounts an transactions,
             | freezing things in time so you could ensure there wasn't a
             | shell game going on while you audited.
             | 
             | This just isn't feasible with a federated system where each
             | bank has their own ledger, and asynchronously tries to
             | align it with a bunch of other ledgers.
             | 
             | Blockchains overall _reduce_ throughput compared to this
             | model, because they enforce a single ledger. But they do
             | this while still preserving decentralized control,
             | resulting in a tradeoff where you lose some scalability,
             | but also remove need for a trusted mediator(s), _and now
             | anyone can audit a snapshot of the state at their leisure_.
        
         | andrepd wrote:
         | Well fractional reserve banking _is_ accounting fraud.
         | Widespread and legal, but fraud nevertheless.
         | 
         | Also fractional reserve banking is a thing of the past. We've
         | now evolved to _no reserve banking_. The banks ' ability to
         | create money from thin air is almost unrestrained.
        
           | arcticbull wrote:
           | No it's not. It's legal and permitted and therefore not
           | fraud. It's backstopped to prevent losses. This is a talking
           | point with no basis.
           | 
           | Let's stick to fact.
        
             | kleton wrote:
             | > As announced on March 15, 2020, the Board reduced reserve
             | requirement ratios to zero percent effective March 26,
             | 2020. This action eliminated reserve requirements for all
             | depository institutions.
             | 
             | https://www.federalreserve.gov/monetarypolicy/reservereq.ht
             | m
             | 
             | Not fraud though, because "When the president does it, that
             | means it is not illegal"
        
               | arcticbull wrote:
               | It's not fraud in the same way going to prison isn't
               | kidnapping.
        
       | cccc4all wrote:
       | The most important aspect of naked short selling is why it's a
       | thing. Naked short selling is used as a weapon by short sellers.
       | The purpose is to push down the stock price by artificially
       | increasing supply relative to demand, perpetuating the sell
       | spiral. Thereby, the short sellers can further increase their
       | profit on short sales.
        
       | [deleted]
        
       | tpmx wrote:
       | The full article (not just page 1 of 6) is available on the same
       | euromoney.com domain today, but with a different URL:
       | 
       | https://www.euromoney.com/article/b1320xkhl0443w/naked-short...
       | 
       | Perhaps posting an archive.org URL adds a certain mystique,
       | though?
        
       | pengaru wrote:
       | When the number of shares trading is no longer bound by the
       | number of shares issued by the companies they're supposedly
       | shares of, their value and thus price becomes completely
       | meaningless.
       | 
       | Perhaps you could normalize the price using short interest %, but
       | that's not even reported real-time and would be an approximate at
       | best estimation of how much inflation fuckery is going on with
       | the # of shares.
       | 
       | This whole thing reeks of corruption and manipulation IMHO, I'm
       | shocked this isn't explicitly illegal and it's making me lose all
       | interest in participating.
        
       | nabla9 wrote:
       | Note: Shorting more than 100% of shares outstanding does not
       | imply that there is naked shorting happening. You can re-
       | borrowing the shares someone shorted and it happens.
        
         | [deleted]
        
         | dalbasal wrote:
         | It's times like this that common sense definitions of terms
         | like "naked short selling," "market manipulation" and such turn
         | out to be very different from the operable ones.
        
           | kevinmchugh wrote:
           | How does the common sense definition of "naked short" differ
           | from the technical one?
        
           | dcolkitt wrote:
           | What is the common sense definition of "naked short selling"?
           | 
           | I'd be shocked if the median American can even define short
           | selling let alone naked short selling?
        
         | psychlops wrote:
         | Rehypothecation.
         | 
         | Although, I think you'd be hard pressed to define the gray area
         | of (possibly infinite) fractional share ownership and naked
         | short selling.
        
         | ouid wrote:
         | I thought naked short selling was just short selling without a
         | collar, which is what is actually causing the problems here.
        
       | jeffbee wrote:
       | Basic rule of thumb is any company where the management is
       | whining about shorts, and about naked shorts in particular, is
       | garbage. The reason companies get shorted over 100% of
       | outstanding shares is because everybody agrees they are garbage.
       | Not a conspiracy. Go look at the stock of the absurd company in
       | question after you read this article.
        
         | jeffbee wrote:
         | Here's what Robert Simpson of ZANN Corp. was doing at the time:
         | using his position in company A to buy his side gig company B.
         | Whenever you dig into these guys for even 5 minutes they always
         | turn out to be sleazy.
         | 
         | https://www.lawinsider.com/contracts/Xj9WHIykaxCDFh0BX4XNQ/z...
        
         | dtech wrote:
         | How can you legitimately short a company for more than 100% of
         | all shares in the market? The short has to be covered by a real
         | share.
        
           | jeffbee wrote:
           | I borrow a share and I sell it and the buyer lends it to
           | someone and they sell it. Now two borrowers owe two lenders
           | the same share of stock. It's real straightforward when you
           | think about it. Also has _nothing_ to do with  "naked
           | shorting" which is when you sell the share before you are
           | able to borrow it.
        
         | imtringued wrote:
         | Why risk a short squeeze if it is easy money?
        
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