[HN Gopher] Robinhood Hit with Class Action Lawsuit After Haltin...
       ___________________________________________________________________
        
       Robinhood Hit with Class Action Lawsuit After Halting GameStop
       Stock
        
       Author : reddotX
       Score  : 393 points
       Date   : 2021-01-28 20:35 UTC (2 hours ago)
        
 (HTM) web link (www.ign.com)
 (TXT) w3m dump (www.ign.com)
        
       | trevortheblack wrote:
       | Propose shifting the article to the suit itself:
       | 
       | https://www.courtlistener.com/recap/gov.uscourts.nysd.553175...
        
       | hehehaha wrote:
       | This is so misguided. Why did people think they can put on a 8
       | sigma short squeeze on Robinhood of all platforms? That said this
       | has gone mainstream and the ramification will be significant
       | across the board from retail options to overall regulation on
       | discount brokers to order flow sale. Net effect is likely higher
       | cost of trading for everyone.
        
         | konjin wrote:
         | > Net effect is likely higher cost of trading for everyone.
         | 
         | Good, trades are not zero cost and should not be treated as
         | such.
        
       | liuliu wrote:
       | They drew extra credit line today, and saying they cannot keep up
       | with the capital obligations. It seems like they are insolvent
       | for a moment today, not sure what's their current state of
       | affairs.
       | 
       | RH requires much more SEC scrutiny really. A brokerage cannot go
       | broke by facilitating trades, it supposes to be a risk-free
       | business.
        
       | artorg wrote:
       | I think the suitability standard applies here, and will probably
       | be the main defense for the brokers.
       | 
       | https://www.investopedia.com/articles/professionaleducation/...
       | 
       | https://www.finra.org/rules-guidance/key-topics/suitability
        
       | cccc4all wrote:
       | Robinhood is done as company, no matter what happens with the
       | lawsuit. They had one job, trade stocks, and they refused to do
       | it at the most critical time under very shady circumstances. How
       | can anyone trust this company with their financial future after
       | today?
        
         | ghego1 wrote:
         | IMHO you make the best point of all this far. Their customer
         | base is essentially WSB wannabies, and they've managed to piss
         | them good.
         | 
         | I am currently in a country where robinh does not operate, but
         | I'd be absolutely reluctant to use them now even if it became
         | available.
        
       | throwaway69123 wrote:
       | Is it true the company that owns Robinhood also has a huge short
       | exposure to GME?
        
         | tqkxzugoaupvwqr wrote:
         | Robinhood is a customer of Citadel to execute trades. Citadel
         | lent $2.5 billion to the fund that shorted Gamestop. If that
         | fund goes bust, Citadel won't get its money back. It's possible
         | they pressure Robinhood to disallow buying Gamestop shares so
         | the price doesn't increase and the fund won't suffer a fatal
         | blow. It's also possible Citadel simply doesn't accept Buy
         | orders anymore and Robinhood reacted to that by disabling the
         | Buy button for Gamestop shares.
        
           | ivalm wrote:
           | Melvin capital exited the short position two days ago, the
           | loss is realized.
           | 
           | Edit: It was a company announcement material to the fund's
           | prospects, if they lied it would be grounds for a securities
           | fraud suit from their investors.
           | 
           | Sometimes the world is not a big conspiracy out to get you.
        
             | tmslnz wrote:
             | How convenient to let out a public statement that they
             | exited the short... Gives them plausible deniability on
             | claims of collusion with Robinhood by way of Citadel!
        
             | ww520 wrote:
             | They claimed they have exited "a" short position. We don't
             | know how many short positions they will have besides that
             | one.
        
             | cwwc wrote:
             | But citadel subsequently took a new short position
        
               | ivalm wrote:
               | Citadel securities is an MM in this business, they are
               | certainly delta neutral and not short.
        
               | llampx wrote:
               | There's Citadel the market maker and Citadel the hedge
               | fund.
        
               | ivalm wrote:
               | All 3 Citadel companies belong to Ken Griffin/are related
               | and are unlikely to have meaningful short positions..
               | 
               | The company that is Robinhood's customer and pays for
               | order flow is Citadel Securities, which is the market
               | maker and is definitely not short GME.
               | 
               | Citadel (hedge fund), is not short GME as they generally
               | sell boring complicated solutions to rich people (fixed
               | income, insurance, hedges etc). They do invest into other
               | funds (like Melvin Capital), which may give them indirect
               | exposure to the shorts.
               | 
               | Citadel technologies, sells their tech.
        
             | Nacdor wrote:
             | That's what Melvin Capital claimed through a PR person, but
             | that's not what anyone actually believes.
        
             | cccc4all wrote:
             | There's no proof of this. Look at actual stats, GME is
             | STILL shorted over 100%.
        
               | ivalm wrote:
               | I'm not saying they aren't shorted, I'm just saying it
               | isn't Melvin. There are lots of people shorting GME when
               | it's priced a large multiple of it's long term value. How
               | this gets resolved given the giant short squeeze is
               | another question. Certainly I wouldn't be brave enough to
               | be on either side of the trade.
        
               | briankelly wrote:
               | And even if it is new shorts, then it becomes a race
               | between shorts and longs, which longs would have a huge
               | advantage barring direct manipulation.
        
             | thereare5lights wrote:
             | We have no proof of that
        
             | timack wrote:
             | Melvin capital [claimed to have] exited the short position
             | two days ago, the loss is realized.
        
               | ivalm wrote:
               | It was a company announcement material to the fund's
               | prospects, if they lied it would be grounds for a
               | securities fraud suit from their investors.
        
             | dasudasu wrote:
             | No proof of that. Pure speculation. It's also in their
             | interest to spread such rumors.
        
             | [deleted]
        
             | moufestaphio wrote:
             | * they claim they did
        
             | xiphias2 wrote:
             | We can't know that for sure, as it wasn't an official
             | announcement.
        
         | ivalm wrote:
         | No! But the hedge fund that is Robinhood's largest customer
         | does have very large investments in a different hedge fund that
         | had a large short position that they have since existed. But
         | that exit (and corresponding loss) happened before the buy
         | prevention. There is a bunch of FUD going on.
        
         | paxys wrote:
         | It's...complicated. Citadel (a fund) loaned a bunch of money to
         | Melvin Capital which has a huge short position in GME. Citadel
         | Securities, a separate entity, pays Robinhood a lot of money
         | for data about its orders and helps execute these orders, while
         | simultaneously using the data to make favorable trades for
         | themselves. Citadel (the fund) and Citadel Securities are both
         | owned by Citadel LLC, but supposedly operate completely
         | independently with no collusion.
         | 
         | "Citadel owns Robinhood" however is completely false.
        
           | markdown wrote:
           | > Citadel (the fund) and Citadel Securities are both owned by
           | Citadel LLC, but supposedly operate completely independently
           | with no collusion.
           | 
           | ROFL
        
         | alexdumitru wrote:
         | They don't own it, but they're their largest customer.
        
           | luxuryballs wrote:
           | Ain't that some shit.
        
           | leroy_masochist wrote:
           | Citadel is not a Robinhood customer like retail investors are
           | customers; they're a) an execution partner who executes
           | Robinhood's trades and b) a source of revenue because they
           | actually pay Robinhood for the privilege of doing this. It's
           | worth it to Citadel because they can use the information in
           | the order flow to front-run the retail market.
        
             | sudosysgen wrote:
             | Retail investors aren't really the customers, unless they
             | borrow margin really they're the product.
        
             | findthewords wrote:
             | In other words, Citadel is a customer of RH while the app's
             | user data is the product.
        
               | xiphias2 wrote:
               | Exactly, but if RH loses the product, it loses the
               | customer as well, so it was a lose-lose situation that
               | was created by the business model.
        
             | thekyle wrote:
             | Seems similar to the users vs. customers (advertisers)
             | situation that most websites have.
        
         | ubiquitysc wrote:
         | I'm not sure why that's getting passed around. Citadel does not
         | own Robinhood. They perform trades for Robinhood though.
        
       | hntrader wrote:
       | What about all the other retail brokerages that did the same
       | thing?
        
         | FireBeyond wrote:
         | Presumably their customers are free to sue them.
        
           | hntrader wrote:
           | Yeah I think my point is more that the outrage is not
           | proportional. Other brokers did the same thing and aren't in
           | the spotlight at all.
        
             | Macha wrote:
             | Chance of lawsuit = potential upside * success chance *
             | number of affected customers * unhappiness of customers
             | 
             | Robin hood had the most affected customers, so go the
             | lawsuit and most of the bad press.
        
       | po1nter wrote:
       | Active discussion here
       | https://news.ycombinator.com/item?id=25947814
        
       | franklampard wrote:
       | well deserved
        
         | nindalf wrote:
         | Mate you deserved more time. I'll always be a fan!
        
           | airstrike wrote:
           | Never thought I'd see him around these parts
        
       | eric_b wrote:
       | Some of the complaints from Robinhood users ring of entitlement.
       | They didn't know what they were doing or what rights they
       | actually had. And certainly they must not have read the ToS where
       | Robinhood is granted various terrible powers over their money and
       | trading access.
       | 
       | On the one hand it's great that anyone who wants it has access to
       | the financial markets. But I mean, you should probably know what
       | you're doing before you start speculating. Are people really
       | going to make a moral issue out of not being able to sell their
       | bad bets to a greater fool?
       | 
       | It's like everyone wants access to swim with a dangerous group of
       | man-eating sharks and then complains when they get bitten.
        
         | ALittleLight wrote:
         | I don't think "entitlement" is an appropriate description for
         | people angry at their trading platform for suddenly working
         | against them to spoil trading opportunities and cost them
         | money. It's like saying the victim of a robbery is entitled
         | because he's upset at criminals taking his money.
        
       | RivieraKid wrote:
       | I think I'm the only guy on the internet who's rooting for the
       | short-sellers.
        
       | Nacdor wrote:
       | How will this lawsuit get around the binding arbitration clause
       | in their customer agreement?
       | 
       | https://cdn.robinhood.com/assets/robinhood/legal/Customer%20...
        
         | TimPC wrote:
         | If they rule it doesn't get around binding arbitration then
         | there is no method for Robinhood to aggregate cases and they
         | might face the costs of having 25,000+ cases to deal with.
        
         | lr1970 wrote:
         | Very simple. In a lawsuit they will claim market manipulation
         | and SEC rules violations that are not covered by the binding
         | arbitration. I hope we are not in the situation when a mafia
         | guy shakes you down and makes you sign a contract to settle any
         | grievances that you have with their mafia boss.
        
         | en4bz wrote:
         | If they go through arbitration they'll end up like DoorDash
         | [1].
         | 
         | [1]
         | https://www.latimes.com/business/story/2020-02-11/doordash-a...
        
           | Nacdor wrote:
           | DoorDash had an arbitration clause that said they would pay
           | the filing fee. Robinhood doesn't have that in their
           | arbitration clause. As far as I can tell, they don't specify
           | who pays but it's possible the arbitration agency (FINRA) has
           | some law governing that I guess.
           | 
           | If not, it's probably safe to assume the consumer has to pay
           | the fee.
        
             | jonwachob91 wrote:
             | Remember when Robinhood tried opening checking accounts the
             | first time and made a bunch of claims about SIPC insured
             | and what not, and then the SIPC was all like "We told
             | Robinhood we don't insure checking accounts", and then the
             | FDIC was all like "Robinhood never talked to us about
             | opening, or insuring, any checking accounts"...
             | 
             | Seems like something any financial lawyer would have
             | checked the box on prior to making a HUGE announcement, so
             | it's pretty plausible that Robinhood has no ideas about
             | FINRA's laws about arbitration...
             | 
             | [1] https://www.forbes.com/sites/ronshevlin/2019/01/02/the-
             | robin...
        
         | findthewords wrote:
         | I would imagine that this lawsuit is about the motive behind
         | it.
        
         | mattnewton wrote:
         | I am not a lawyer and I haven't fully parsed the complaint but
         | the class might be defined as anyone who owned GME and suffered
         | damages or something like that, so not necessarily robinhood
         | customers.
        
           | jcranmer wrote:
           | The class is all Robinhood customers, or alternatively, all
           | Robinhood customers who tried to buy GME but couldn't.
        
         | abduhl wrote:
         | If it doesn't, does Robinhood really want to go to arbitration
         | with all of WSB? I wonder who pays the upfront cost for the
         | arbitrator?
        
           | Nacdor wrote:
           | I had the same thought because DoorDash was once pummeled
           | with arbitration fees by angry drivers, and it looks like
           | Robinhood doesn't specify who pays the fee. I'm assuming that
           | leaves the burden on the consumer, but maybe their arbitrator
           | (FINRA) has some rule I'm missing.
        
       | paulpan wrote:
       | Maybe stating the obvious - doesn't this torpedo Robinhood's
       | plans to IPO sometime this year?
       | 
       | The backlash seems so severe that I'm very curious about the
       | rationale behind backroom decisions made that led to all this.
        
         | zionic wrote:
         | At this point I would expect RH to let you buy, but not sell,
         | RH's own IPO stock hah.
        
         | 6nf wrote:
         | Yes this is very bad for RH
        
       | hankchinaski wrote:
       | this increasingly looks like an episode of "billions"
        
       | MrPatan wrote:
       | How many Dexes for company shares are being built right now?
       | Which company will be the first one to get listed in one of
       | those? When will it happen?
        
       | Thaxll wrote:
       | The system looks very fragile when something like that happens,
       | and by being fragile it makes the stock going down which in
       | return lot of people are loosing money.
       | 
       | They should have stop trading completely on those stock instead
       | they stopped some people / service to purchase it but you can
       | still sell, it's insane.
        
       | tqi wrote:
       | It's funny that lawmakers so mad about Robinhood putting the
       | brakes on this[1], when all I had been reading prior to this year
       | how Robinhood was recklessly gamifying investing[2]. Some people
       | are absolutely going to lose their homes / retirement savings at
       | the end of all this. I have no doubt they would have faced
       | lawsuits and calls for regulation had they done nothing.
       | 
       | [1] https://www.cnbc.com/2021/01/28/gamestop-cruz-ocasio-
       | cortez-... [2]https://www.cnbc.com/2020/12/16/massachusetts-sec-
       | o-commonwe...
        
         | freeone3000 wrote:
         | GME is $261 at close today. If you bought at peak and sold at
         | close, you'd have a 40% loss at worst.
         | 
         | Moreover, this narrative that people are betting with mortgages
         | and retirements is simply unfounded - most people are in on
         | call contacts or with their "stupid bet" funds, or a few
         | thousand at most. Please remember with WSB, and other 4chan-
         | diaspora communities, to seperate the memes from reality.
        
           | tqi wrote:
           | Totally agree that MOST people aren't betting their futures
           | on this. But for one, it only takes a few instances for it to
           | shape the public narrative. For another, in a country where
           | 40% can't cover a $600 emergency, it doesn't take that much
           | of a loss to dramatically alter someone's life (especially in
           | our current economy). The end result would have been a
           | flogging in the press and to calls for regulation in
           | Congress.
        
         | hutzlibu wrote:
         | Ok, I know very little about the actual stock market, just some
         | theory.
         | 
         | But what I heard so far was, that the fond was for high risk
         | investment.
         | 
         | "Some people are absolutely going to lose their homes /
         | retirement savings at the end of all this."
         | 
         | So people who will indeed loose their homes, would have lost
         | with high risk investment. Which would be sad for them, but
         | high risk is called high risk for a reason.
         | 
         | If you want to play safe, there are low risk options.
         | 
         | So I don't see need for regulation because of this. For other
         | reasons, yeah, but not that one, unless I am missing something?
        
           | p1mrx wrote:
           | > "Some people are absolutely going to lose their homes /
           | retirement savings at the end of all this."
           | 
           | > So people who will indeed loose their homes
           | 
           | This is a rare example of spelling de-correction.
        
       | paulpauper wrote:
       | It is already going up a lot in AH. It will be hard to show
       | damages if this gets to $500 again. Also the halt was in the
       | premarket, but GME surged at the open to new highs, until falling
       | in half in mid-morning. So this father weakens the narrative ad
       | causality that Robinhood's action's caused robothood customers to
       | lose money. The stock tanks maybe because it was just simply
       | overbought, regardless of Robinhood doing anything.
        
       | hnrodey wrote:
       | January 28th, 2021: we witnessed the most corrupt financial act
       | of our lifetime as a one-sided stock purchasing restriction was
       | placed on MILLIONS of people across the United States in the most
       | critical time of "financial battle".
        
         | bernardv wrote:
         | Oh please... own your risk
        
           | [deleted]
        
           | RangerScience wrote:
           | Yeah, kinda tired of freeloading financial institutions
           | crying foul when their risk realizes.
           | 
           | /snark
           | 
           | Wait.
        
           | [deleted]
        
         | IG_Semmelweiss wrote:
         | I have seen some information floating around stating that RH is
         | not responsible for the trade clearing in the RH platform.
         | 
         | Robinhood has in effect cleared all its trades since 2018 as
         | you can see based on their own page.
         | 
         | https://robinhood.com/us/en/support/articles/common-tax-ques...
        
           | silexia wrote:
           | Even outside of the trade clearing argument (even if
           | Robinhood clears it's own trades, it could still lose huge
           | sums if the stock gapped), a short squeeze is illegal.
           | Allowing it's platform to be used for illegal activity could
           | make them liable to the SEC and investor lawsuits.
        
             | zionic wrote:
             | > a short squeeze is illegal
             | 
             | No it's not
        
             | llampx wrote:
             | Short squeezes are not illegal, stop spreading
             | misinformation.
        
             | Noted wrote:
             | You keep posting this, but do you have any evidence? Other
             | people have repeatedly refuted short squeezes being
             | illegal.
        
             | girvo wrote:
             | You keep posting this in every possible thread.
             | 
             | Question: who got punished for the VW short squeeze? That
             | was illegal too, right?
             | 
             | The thing is, I think I know what you're trying to say, but
             | you're not explaining it well enough, and are spreading (at
             | best) misinformation.
             | 
             | A short squeeze isn't illegal.
             | 
             | Organising a coordinated one _might_ be.
        
           | rohitb91 wrote:
           | Okay, sure, so then block the entire stock for a while. What
           | they did was block one side. They blocked people from buying
           | but only allowed selling. Imagine all the market sells after
           | that tanking the price.
        
             | cmdli wrote:
             | In fairness, you can close out your positions if you are
             | long or short. If you are shorting the stock, you are
             | allowed to buy to close the position.
        
       | Triv888 wrote:
       | Inside of about 3 hours, Alpaca, went from blocking sales of some
       | stocks to allowing sales of the same stocks:
       | 
       | AMC - AMC Entertainment Holdings Inc.
       | 
       | BB - BlackBerry Ltd.
       | 
       | EXPR - Express, Inc.
       | 
       | GME - GameStop Corp.
       | 
       | KOSS - Koss Corporation
       | 
       | NAKD - Naked Brand Groups Ltd
       | 
       | NOK - Nokia Oyj
       | 
       | I guess they don't want to get sued (the biggest fear of most
       | companies)
        
         | [deleted]
        
       | nindalf wrote:
       | This lawsuit will go nowhere. At best a tiny settlement after
       | years of litigation. Congress will have a few hearings for show,
       | so reps can get face time and claim to be "for the people". SEC
       | will wag their finger, might even levy a few hundred thousand in
       | fines.
       | 
       | Citadel and gang operate this casino. If they think they're
       | losing, they change the rules so they aren't.
       | 
       | What it tells me is that they're getting increasingly desperate
       | if they're willing to brazenly manipulate the market like this.
       | Seems like they didn't close out their short position, like they
       | claimed they had 2 days ago. It'd be interesting to see if the
       | casino wins this game.
        
         | EGreg wrote:
         | The real owners of the markets have showed up:
         | 
         | https://news.ycombinator.com/item?id=25950306
        
         | nine_zeros wrote:
         | > This lawsuit will go nowhere. At best a tiny settlement after
         | years of litigation. Congress will have a few hearings for
         | show, so reps can get face time and claim to be "for the
         | people". SEC will wag their finger, might even levy a few
         | hundred thousand in fines.
         | 
         | This will be the end of wall street. Or at least, the end of
         | companies like Robinhood. Faith in American systems were
         | already at all time low after last four years and now with this
         | kind of market manipulation at the expense of retail investors,
         | American stock market will be bust. There is zero reason to
         | play in this casino.
        
           | ThisIsTheWay wrote:
           | Robinhood could shut their doors tonight and it would have
           | little impact on Wall St. or the American stock market.
           | Robinhood isn't even in the top 5 for online brokers in terms
           | of assets under management (AUM). Vanguard, Schwab, BAML,
           | Fidelity, and Ameritrade are literally handling trillions of
           | dollars (that's trillions with a T) [0], while Robinhood is
           | estimated to be managing ~$20 Billion. [1] Sure, you could
           | argue that's not all "retail investment", but they are not
           | even in the same ballpark.
           | 
           | [0]: https://www.fool.com/the-ascent/research/online-
           | brokerage-st...
           | 
           | [1]: https://www.brokerage-review.com/investing-firm/assets-
           | under...
           | 
           | EDIT: Added concession in last line that not all in the top
           | 5's AUM is retail, but the point still stands.
        
             | Clubber wrote:
             | It's not about RH at this point, it's about faith in the
             | market. It's like you were winning at the casino and a cop
             | came in, put you in handcuffs, then gave all your chips
             | back to the dealer.
        
               | homeless_engi wrote:
               | If you count cards, the pit boss will ask you to leave.
               | 
               | Personally, not a fan of the casino metaphor.
        
               | ThisIsTheWay wrote:
               | +1, fully agreed. There are definitely people making
               | stupid bets and losing (like they should, IMO), but the
               | notion that markets are this black box beyond human
               | comprehension is laughable. That's especially true when
               | you filter out the noise and find companies with solid
               | fundamentals.
        
               | ThisIsTheWay wrote:
               | Again, I think you're overestimating the negative
               | sentiment about the market being driven by the madness
               | that is GME, BB, KOSS, and EXP over the last few weeks.
               | Most retail investors are watching from the sidelines and
               | scarfing down popcorn, not actively participating. You're
               | hearing about a very small portion of the market and
               | extrapolating that out to everyone, but that's simply not
               | the case.
               | 
               | Market manipulation is not new, and it's not impacting
               | most retail investment strategies, which are much longer
               | term. This is exposing inequities in the market that have
               | existed for a long time, but I would be shocked if it has
               | a significant impact on the assets of retail investors.
               | As others have said, what other options are there? The
               | game is imperfect, but that doesn't mean everyone stops
               | playing all the sudden.
        
           | [deleted]
        
           | dheera wrote:
           | Unfortunately the odds of winning in the stock market even
           | buying random stocks are still way better than a real casino,
           | and casinos are still around.
        
             | Andrew_nenakhov wrote:
             | Casinos are OK. Gambling is a special tax applied to people
             | with bad understanding of the probability theory.
        
               | thatguy0900 wrote:
               | I feel like the people who say this have never been to a
               | casino, they're pretty fun. I would wager most people
               | going know they will lose money. Gambling addiction is a
               | real problem, though.
        
               | pc86 wrote:
               | Preface: I'm totally in favor of people going to casinos
               | if they want to.
               | 
               | People say this and chuckle about how witty they are but
               | it's the only "tax" that we let billionaires extract from
               | the poor and act like we're okay with it.
        
             | thatguy0900 wrote:
             | I feel like the people who say this have never been to a
             | casino, they're pretty fun. I would wager most people going
             | know they will lose money. Gambling addiction is a real
             | problem, though.
        
             | throwaway2245 wrote:
             | If you got a bunch of spare money and spare time, enjoy the
             | casino.
             | 
             | If you got a bunch of spare money, enjoy the stock market.
        
           | linuxftw wrote:
           | Wallstreet feeds off of 401ks and municipal pension accounts.
           | Retail investors can't influence the market broadly.
           | Americans aren't going to stop putting money into 401ks and
           | 401k administrators aren't going to stop shoveling money into
           | their friend's 'funds.'
        
           | hi5eyes wrote:
           | or the media steps in and runs damage control all they have
           | to do is lie for a few months and people will completely
           | forget hell, even if they have to lie for a few years, they
           | already did that with ebil organge man and it only made the
           | public trust them even more
           | 
           | pension funds arent going to stop putting money into private
           | equity, today will just make people less inclined to go
           | retail
           | 
           | I could see a lot of money leaving wall street for emerging
           | markets over the next 10 years but I dont think a full
           | divestment from american markets will happen in my lifetime
        
           | xwdv wrote:
           | Where else are you supposed to put your money? Bonds? Real
           | estate? A bank savings account? Good luck. People will not be
           | able to live with their own failures. And where will that
           | bring them? Back to stocks.
        
             | drcross wrote:
             | Crypto _enters the chat_
        
               | nine_zeros wrote:
               | This. Alternatives exist and will be created as faith in
               | America keeps falling. The world hasn't run out of smart
               | people.
        
               | robntheh00d wrote:
               | Hedge funds already game crypto.
               | 
               | At the root it's nation state currency being manipulated.
               | 
               | Like in 2008. Privatize the gains and socialize the
               | losses.
               | 
               | The entire ledger needs a wipe. It's pure emotional bias
               | to suggest the future is obliged to carry the debt of the
               | past. There's nothing in science suggesting such a truth
               | exists.
        
         | trhway wrote:
         | >SEC will wag their finger
         | 
         | I think SEC greenlighted what in my view amounts to a highly
         | illegal action by Citadel/Robinhood (as i think Citadel still
         | has exposure, probably indirectly, on the short side). The
         | situation in its nature does look like the CDS calls which
         | caused the 2008 crisis. I think some "too big to fail" players
         | wrote a humongous amount of GME/etc. uncovered calls (and
         | similarly structured contracts) in the previous months which
         | now threaten to take them down. I mean writing the $100-200 GME
         | calls were practically free money back then while these days it
         | has materialized as the tens of $B liability. Similar to CDS -
         | the statistics practiced on Wall Street permits to have
         | tremendously huge potential liability if it is at a very low
         | probability. When such a low probability event happens though
         | ... hopefully you're too big to fail and the system will step
         | in to save you by socializing your losses in some way.
         | 
         | So, before going outright bailout road which would be tough
         | politically, i think big people decided to try to
         | spread/socialize that "too big to fail" players' loss among the
         | retail investors, and thus the stock buying block for retail
         | investors (i'm voting with my dollar - have a bit of long of
         | AMC).
        
         | CamelCaseName wrote:
         | With Gary Ginsler at the SEC, who knows?
        
           | silexia wrote:
           | Please keep in mind that by continuing to allow trades,
           | Robinhood was taking on major legal risks.
           | 
           | People have been attempting a short squeeze all week. Short
           | squeezes are illegal. By allowing a short squeeze to continue
           | with no action, Robinhood would have been taking on massive
           | legal liability for aiding and abetting illegal activity.
        
             | nawgz wrote:
             | You are continuing to comment, directly or negligently,
             | misinformation without sources.
             | 
             | Please source the following comment:
             | 
             | > by continuing to allow trades, Robinhood was taking on
             | major legal risks
             | 
             | There is no one else sharing this talking point that I can
             | see.
             | 
             | I will continue to call you a shill. Please see my comment
             | history to understand that this user is quite interested in
             | spreading misinformation, and given their previous topics,
             | looks to be being compensated for doing so.
        
             | u10 wrote:
             | They absolutely are not illegal.
             | 
             | Shorts got greedy and got caught out. Should short sellers
             | not have any downside to their trades?
        
               | silexia wrote:
               | https://www.sec.gov/investor/pubs/regsho.htm. Control
               | plus F "short squeeze". Intentional short squeezes like
               | what is happening in GME is illegal.
        
               | alex_c wrote:
               | Thank you, I've been reading about this all day but this
               | is the first time I see this referenced.
               | 
               | I guess the billion dollar question is, legally: does
               | buying stocks in anticipation of a short squeeze, and
               | communicating the same to others, count as manipulation?
        
               | xmodem wrote:
               | very interesting link, thank you. The exact language is
               | 
               | > Although some short squeezes may occur naturally in the
               | market, a scheme to manipulate the price or availability
               | of stock in order to cause a short squeeze is illegal.
        
               | Tokelin wrote:
               | Intentional would be the key word. Would it be easy to
               | prove it was intentional?
        
               | simias wrote:
               | I don't know enough about this subject to form an opinion
               | on the legality and morality of what's hapenning right
               | now but if the only rub is whether the squeeze is
               | intentional or not I recommend that you have a peek at
               | the wallstreetbets subreddit right now. It's very much
               | intentional and out in the open.
        
               | stransky wrote:
               | The article doesn't explain why it's illegal.
        
             | cortesoft wrote:
             | A short squeeze by itself is not illegal. It is illegal to
             | make trades whose sole purpose is to manipulate the price
             | of a stock, though.
        
               | silexia wrote:
               | This is true. But if you read Reddit and Twitter this
               | week, everyone is making the case to buy and hold to put
               | pressure on short positions. This is an illegal short
               | squeeze.
        
               | monadic3 wrote:
               | That's surely not in Robinhood's interest to actively
               | regulate this. How can they determine intent at point of
               | purchase?
        
               | AlexCoventry wrote:
               | What statutes establish the criteria for manipulation?
               | 
               | I heard (from a non-authoritative source) that the
               | coordination on reddit, etc. is not manipulation.
        
               | EEMac wrote:
               | I can't find any evidence that a short squeeze is
               | illegal. (https://duckduckgo.com/?q=illegal+short+squeeze
               | &t=ffab&ia=we...)
               | 
               | Also: If a big hedge fund shorts a stock, expecting to
               | drive its price down, that's cool. (Search "big short
               | drives down stock price")
               | 
               | But if regular people buy a stock expecting to drive its
               | price up, that's terrible.
               | 
               | Sorry, this position just isn't credible.
        
             | krastanov wrote:
             | Wait, this is a pretty gigantic claim that needs some
             | backing. There are examples of the SEC instituting
             | temporary bans on short-selling, but this is the closest
             | thing I can find to your claim.
        
               | silexia wrote:
               | https://www.sec.gov/investor/pubs/regsho.htm. Control
               | plus F "short squeeze". Intentional short squeezes like
               | what is happening in GME is illegal.
        
               | krastanov wrote:
               | > Although some short squeezes may occur naturally in the
               | market, a scheme to manipulate the price or availability
               | of stock in order to cause a short squeeze is illegal.
               | 
               | It says market manipulation is illegal. It is not
               | particularly clear whether a message board getting
               | excited about a short squeeze does not count as something
               | that "may occur naturally".
        
             | ww520 wrote:
             | Short squeeze is legal. What are you talking about?
        
         | hoka-one-one wrote:
         | I don't understand how you could possibly be angry when you
         | didn't even take the time to read the ToS.
        
           | OminousWeapons wrote:
           | Considering that ToS are intentionally opaque / full of
           | legalese the average person doesn't understand, and that
           | companies can change their ToS pretty much without warning
           | and with minimal notification to the end user ("here's an
           | email resembling spam saying our terms of service have
           | changed in some way"), I don't consider this to be a
           | legitimate defense. With Schwab you sign a contract that
           | can't trivially be changed. I don't remember doing any such
           | thing with Robinhood.
        
           | gspr wrote:
           | Do you read the ToS for every service that you use?
        
             | avereveard wrote:
             | false equivalency, not all services are of equals
             | importance.
        
             | matkoniecz wrote:
             | And reread it every time it was changed?
        
             | freeflight wrote:
             | Equating speculative stock trading with opening a Facebook
             | account is a very weird thing to do.
        
           | FabHK wrote:
           | You're right, but I'd not make that argument here. I made a
           | similar argument when this recalcitrant doctor was pulled of
           | a United plane a few years back, justified in my view, and in
           | line with the conditions of carriage. But, yeah, HN crowd
           | wasn't pleased.
           | 
           | (Many said they'd never fly United again, and most people
           | wouldn't... United share price dropped a bit, then went
           | straight back up to where it was and beyond. Well, until
           | COVID-19.)
           | 
           | Edit to add: BTW, the point is not that you should always
           | read the TOS. The point is that you should read the TOS
           | before complaining if something unexpected happens.
        
         | wbsun wrote:
         | If that's the case, then the cost of violating rules for them
         | is trivial enough that they can simply just keep doing this: 1)
         | pump a stock price by allowing buy but restricting sell, 2)
         | then they short this stock to 100%+, 3) they allow sell but
         | restricting buy to collapse the price.
         | 
         | Is the society already working this way?
        
           | vkou wrote:
           | So, my non-lawyer, worked-in-finance-software layman's
           | understanding of the situation is that:
           | 
           | 1. The problem with RobinHood's behaviour here, is that they
           | are doing price manipulation (By only allowing sells, instead
           | of buys.)
           | 
           | 2. Price manipulation isn't really a crime against their
           | customers, it's a crime against the stock market. Their
           | customers will sue them, but probably won't get much.
           | 
           | 3. The SEC is supposed to deal with crimes against the stock
           | market. They may or may not sanction RobinHood, but I doubt
           | the sanctions will be serious.
           | 
           | 4. The SEC might look into the obvious collusion problems,
           | where the owners of the GME shorts may have reached out to
           | the exchanges/settlement networks, and tried to block retail
           | traders from buying GME. This may or many not result in
           | financial penalties.
           | 
           | 5. Your thesis is sound, but the SEC works with, and for
           | large players in the market. Those players want a mostly-fair
           | market. If the counterparty on the other end of these trades
           | were not retail morons on reddit, the SEC might be a bit more
           | heavy-handed in their enforcement. The thing is, most price
           | rallies are not driven by retail morons on reddit... So, if
           | your business plan consists of "Short a stock to 100%, then
           | call up all the exchanges and settlement networks, and tell
           | them to only allow _you_ to buy stocks, " there's going to be
           | a lot of really wealthy counterparties to your trades, who
           | are going to be really, really pissed, and you will probably
           | lose all your money and go to jail.
           | 
           | #5 is unlikely to happen here, because the narrative around
           | this is 'Ha, look at all the dumb retail money driving a
           | bubble, we are just deflating it before retail traders get
           | burnt.' And that narrative _is_ partially true, which is why
           | it 's making the news cycles, and serious people repeat it
           | with a straight face.
           | 
           | ... Also, I would like to point out that there is nothing
           | wrong with shorting a stock to 100%.
        
           | hirundo wrote:
           | I expect a larger cost from violating the trust of their
           | customers. They'll lose many and if they do grow, grow more
           | slowly. It's an advantage to their competitors.
        
         | FabHK wrote:
         | > they're willing to brazenly manipulate the market like this
         | 
         | Evidence? The interview below (with CEO of broker Webull)
         | claims that the clearing firms cannot (or don't want to) cover
         | the increased cost when clearing these trades, and told many
         | brokers that they won't open positions anymore, due to the two
         | day settlement delay.
         | 
         | In other words, an entirely innocuous explanation.
        
           | dillondoyle wrote:
           | Does citadel clear their own trades?
           | 
           | I could be off here, but what I'm asking is getting at like
           | if they are on all the sides of the transaction as market
           | maker, participating or allow others to participate in
           | 'betting', and clearing the trades themselves? Does a trade
           | even need to clear if it's just moving internally changing
           | col A owner ID from 1234 to 9999?
        
           | Phlarp wrote:
           | Where are all the HFTs looking to take a rake for "creating
           | market liquidity"
           | 
           | Sure looks like a rigged game to me.
        
           | kosh2 wrote:
           | Can you explain why buying GME was more costly for them? I
           | don't undestand that.
        
           | whoisninja wrote:
           | if hedge funds were long, it would have happened?
           | 
           | it is short-sellers who need to pay up the margin calls etc.
           | the way short selling works, it can create crazy leverage
           | 
           | it is definitely a lie
        
             | JumpCrisscross wrote:
             | > _if hedge funds were long, it would have happened?_
             | 
             | Yes. DTCC changes collateral requirements on securities all
             | the time. The collateral requirements they put on GME
             | aren't even that egregious. Robinhood just didn't want to
             | pay up.
        
               | FabHK wrote:
               | Mate, you can't just walk in here with detailed knowledge
               | and settlement mechanics and all. It's a revolution
               | against the conspiracy! </s>
        
               | zaroth wrote:
               | What does DTCC collateral requirements have to do with
               | retail investors trying to buy shares in a cash account?
               | 
               | Stopping margin trading, absolutely. Stopping short
               | selling, of course. But we're not talking about either of
               | those things. We're talking about cash-funded limit Buy
               | orders on a duly listed publicly traded stock.
        
               | JumpCrisscross wrote:
               | > _What does DTCC collateral requirements have to do with
               | retail investors trying to buy shares in a cash account?_
               | 
               | See [1].
               | 
               | Long story short: Robinhood lets you buy and sell a share
               | instantly. In the real world, those trades take days to
               | settle and clear. To bridge the gap, Robinhood loans you
               | the difference. And Robinhood, in turn, is "loaned" [2]
               | some of that difference by the DTCC.
               | 
               | [1] https://news.ycombinator.com/item?id=25950361
               | 
               | [2] In quotes because it's technically a collateral
               | requirement. If you sell $100 of stock, DTCC may tell
               | Robinhood it only needs to put up $2 of stock as
               | collateral while Robinhood gets the rest from wherever
               | it's getting it from so it can pass it along to the next
               | person. The $98 is "loaned," as in it's owed to DTCC. If
               | Robinhood fell down, DTCC would sell that collateral and
               | buy the rest of the shares in the market. In this case,
               | DTCC said "these shares are super risky, and may lose all
               | their value in a heartbeat, I need you to hand me 100% of
               | the shares you say you are selling when you sell them."
               | And Robinhood said no. Because that's expensive.
               | 
               | [a] DTCC says put up $100 per share because DTCC is not a
               | lender either! It has lines of credit with various banks.
               | And the banks bear the risk of the loan defaulting. So
               | they're setting their rates and then DTCC draws from the
               | cheapest line.
        
         | SilasX wrote:
         | >Citadel and gang operate this casino. If they think they're
         | losing, they change the rules so they aren't.
         | 
         | Wait, _is_ Citadel a big enough player as to influence the
         | regulatory system, like on the level of JP Morgan or Goldman
         | Sachs?
        
           | JumpCrisscross wrote:
           | > _is Citadel a big enough player as to influence the
           | regulatory system, like on the level of JP Morgan or Goldman
           | Sachs_
           | 
           | No. They barely avoided going out of business the last time
           | around.
        
             | cde-v wrote:
             | Sounds exactly like JP Morgan and Goldman Sachs.
        
               | mywittyname wrote:
               | Wait, I thought Goldman came out ahead from the crisis.
               | 
               | They had the, "we didn't avoid the mortgage mess, we just
               | made more money on shorts than we lost" and "we are very
               | well positioned" emails that became evidence in the
               | Senate investigation into the GFC. The ones are the
               | namesake for the book/movie The Big Short.
        
               | JumpCrisscross wrote:
               | > _Sounds exactly like JP Morgan and Goldman Sachs_
               | 
               | I don't think JPMorgan needed any government
               | intervention. Goldman didn't directly, but if AIG had
               | gone under so would they. (To be fair, so would the
               | entire financial system.) But in the end, both of them
               | got help.
               | 
               | Citadel didn't. It wasn't in that club. I don't think it
               | is now. If Citadel failed tomorrow, it would make
               | headlines for a week, and then we'd move on.
        
               | thedudeabides5 wrote:
               | That's what you might think, but since the Volcker rule,
               | a lot of the kind of 'liquidity provision' (aka trading)
               | done in the banks has now been forced into funds like
               | Citadel.
               | 
               | Meaning 'too big to fail' applies to hedge funds now just
               | like investment banks. Ala LTCM
               | 
               | https://en.wikipedia.org/wiki/When_Genius_Failed
        
           | mrh0057 wrote:
           | The issue isn't citadel it's all these hidden connections in
           | the secondary market where they get the money to leverage up.
           | I bet we will find out in the end the reason they are
           | panicking is the repo market where they likely got the money
           | to leverage.
        
         | this_user wrote:
         | What are they even alleging RH did wrong? Any broker is free to
         | decide what the let their customers trade. They could restrict
         | buying AAPL if they wanted to. This is like trying to sue a bar
         | for having stopped serving your favourite beer. There is
         | absolutely no case here.
        
           | JumpCrisscross wrote:
           | > _There is absolutely no case here._
           | 
           | There isn't, but I think one can make the case that there
           | should be. At the very least, communication from Robinhood,
           | from the exchanges and from regulators was piss poor. As a
           | result, we have half the internet wrapped up in some Ken
           | Griffin as Gordon Gecko Batman conspiracy theory.
           | 
           | Robinhood was criticized for marketing day trading to people
           | who, to a large degree, didn't know better. The
           | counterargument was people knew what they were getting into
           | and were free to do it. Fair enough.
           | 
           | This adds a new wrinkle. It wasn't ever a day trading
           | platform! A day trading platform should be able to handle
           | high volumes. It should be able to handle increased
           | collateral requirements. It should be able to handle some
           | market makers going offline. What Robinhood did is
           | contractually allowed. But it flies in the face of what they
           | held themselves out to be.
           | 
           | Robinhood sold a turd doughnut, folks said "it's fine, I want
           | a turd doughnut," and then the turd turned out to be uranium.
        
             | this_user wrote:
             | Anyone who has a bit of experience trading the markets saw
             | this (or something like this) coming for days. Just because
             | these people don't know the first thing about market
             | regulation doesn't mean they have a case.
             | 
             | What they did was effectively form a public stock pool for
             | the purpose of disrupting the orderly function of the
             | market, and drive up the price beyond all reason. This kind
             | of thing used to happen regularly a century ago until
             | regulation was enacted in order to stem that kind of abuse.
             | If the SEC weren't in what appears to be a coma, they
             | should have enforced those rules days ago by completely
             | halting trading in the stock. But it seems that falls on
             | private companies now for some reason.
        
           | cactus2093 wrote:
           | A bar is purely for entertainment though, and that is what
           | everyone expects. A stock brokerage is a service people count
           | on to be able to execute their trades, some people even make
           | a living from it. So it's more like if the electric company
           | just decided to shut off power to your factory one day, or
           | the bank just decided not to open one day that they were
           | supposed to be open and you were unable to withdraw money
           | that you needed. These are things you might reasonably try to
           | sue over if they caused you tangible damages.
           | 
           | Of course you might not always win. In the case of Robinhood,
           | since people could still close their existing positions there
           | might not be a very strong case to be able to prove damages.
           | But to me it's still not a crazy lawsuit to attempt, that's
           | what the legal system is there for.
        
           | mynameisvlad wrote:
           | https://www.investor.gov/introduction-investing/investing-
           | ba...
           | 
           | > Rigging quotes, prices, or trades to make it look like
           | there is more or less demand for a security than is the case.
           | 
           | By restricting only buying, they effectively rigged the
           | prices to make it look like there's less demand than is the
           | case.
        
           | zaroth wrote:
           | What are you basing these statements on? Are you a legal
           | expert in FINRA?
           | 
           | Legally this is nothing at all like not serving a specific
           | brand of alcohol at the local bar.
           | 
           | IANAL, and I've only dipped my toe into studying FINRA while
           | doing research on decentralized exchanges, but as I
           | understand it, FINRA regulations impose a lot of requirements
           | on brokers, particularly around fair dealing and around
           | preventing market manipulation.
        
             | this_user wrote:
             | The only manipulation anyone is engaging in are the WSB
             | people, and they should be prosecuted to the full extent of
             | the law, and should be made to forfeit any and all profits
             | made from this criminal scheme plus penalties and a
             | permanent ban from trading securities.
        
               | WitCanStain wrote:
               | That seems excessive. Not to mention unrealistic - how do
               | you prove that any single person engaged in a crime?
        
           | kosh2 wrote:
           | There is a case because of the reasons behind it. Say an
           | auction house auctions off a picture. But right during the
           | auction they announce, point to their TOS, that out of all
           | the present bidders, only 1 person is allowed to bid. This
           | one person then buys the picture at a fraction of the price
           | that would have been expected if all people were allowed to
           | bid.
           | 
           | On top of that it turns out that the one person bidding is
           | part of a museum that has a significant stake in the auction
           | house.
           | 
           | Of course comparisons like that break quickly. But it is very
           | obvious that market-makers (or other players behind the
           | scenes) were extremly worried about the coming squeeze and
           | did that to stop the stock from going higher.
        
             | jcranmer wrote:
             | From what I've read in the complaint, the reason they're
             | alleging is "no reason," although one claim does list
             | "market manipulation" as a reason with no other facts to
             | support that (which strikes me as something to be stricken
             | as a conclusatory allegation, not a factual allegation, but
             | I'm not a lawyer here).
             | 
             | Especially for something as complicated as security law,
             | I'd expect to see an entire section on market manipulation
             | laying out what the precedent says they need to allege to
             | substantiate their claims and then detailing enough facts
             | (or beliefs to be made good on in discovery) to make that
             | claim credible. Without it, the complaint comes across less
             | as "Robinhood clearly broke the law" and more as "I'm
             | whining because I don't like the contract I signed with
             | Robinhood."
        
           | avereveard wrote:
           | found the "should just build their own exchange with their
           | rules!" comment
        
           | MaxBarraclough wrote:
           | > Any broker is free to decide what the let their customers
           | trade.
           | 
           | This exact point turned up 4 hours ago in another thread:
           | 
           | https://news.ycombinator.com/item?id=25946004
        
         | boh wrote:
         | Various trading halts occur fairly regularly. If it's possible
         | to win a suit against an exchange halting trades, institutional
         | investors would be suing exchanges on a regular basis.
         | 
         | Also the creation of the SEC was essentially to protect retail
         | investors from speculative investments (that typically cleaned
         | them out). It would be less likely to see a trade halt as going
         | "against the people" but as a consumer protection practice, so
         | it's doubtful it will be wagging too many fingers at RH.
        
           | tlholaday wrote:
           | Do you have an example of a broker halting purchases, but not
           | sales, for customers who have the cash?
        
           | jonwachob91 wrote:
           | Exchanges have very clearly defined rules for when they will
           | halt trading. With clearly defined rules, you always know why
           | a stock was halted, and when it will resume.
           | 
           | Robinhood has no set rules, and it was impossible to predict
           | when or if they'd halt purchasing shares. It was also not
           | possible for Robinhood traders to know when trading of the
           | stock would resume.
           | 
           | Also; Robinhood didn't halt the trading of GME, AAL, AMC, BB,
           | and others. They just halted the purchasing of new shares.
           | Robinhood tried limiting who could buy shares of those stocks
           | to only the hedge funds. That would drive the stock price
           | down, thus manipulating the stock price in the favor of
           | Citadel / Melvin and their short positions.
        
           | zionic wrote:
           | "halting trades" is not the same as "halting buys only while
           | allowing people to sell in an attempt to crash the price so
           | our biggest customer doesn't lose money"
        
             | boh wrote:
             | It is. Halting trades always produces winners/losers.
             | 
             | Retail investors are RH's biggest customers. They're
             | diminishing their risk of suits they'd likely
             | lose/regulatory scrutiny by halting buys. The SEC will more
             | likely hit you for allowing pumps rather than preventing
             | them.
        
               | Tokelin wrote:
               | How is halting trades the same as only halting buys? By
               | halting trades it is implied selling is also halted.
        
               | shawabawa3 wrote:
               | It's absolutely not the same
               | 
               | Trading halts are at the exchange level and stop _all_
               | buys and sells
               | 
               | What happened here is some brokers/clearing houses
               | prevented _retail traders_ from buying, but not from
               | selling
        
           | danhak wrote:
           | This is nothing like the relatively common trading halts
           | imposed by the exchanges under various circumstances---which
           | halt all trading, not just buying.
           | 
           | This is a specific broker---one with direct financial ties to
           | this trade, by the way---totally shutting down the ability to
           | enter an opening order for a specific ticker. Pretty
           | unprecedented artificial suppression of demand.
        
             | shuckles wrote:
             | Didn't IBKR do the same, among others?
        
             | boh wrote:
             | No this actually happens and it's not the first time (see
             | retail investors vs dot com bubble for more). RH likely has
             | lawyers that referenced past instances of SEC action and
             | decided to take the path of least resistance.
        
         | goatinaboat wrote:
         | _Citadel and gang operate this casino. If they think they 're
         | losing, they change the rules so they aren't._
         | 
         | Best investment money can buy is after-dinner speakers fees to
         | people who then show up at the regulators.
        
         | dalbasal wrote:
         | >> This lawsuit will go nowhere... increasingly desperate if
         | they're willing to brazenly manipulate the market like this.
         | 
         | IDK... I'm probably missing something about norms or
         | precedents, but allowing selling and not buying is not just
         | brazen. It's straightforward enough that the average person is
         | incensed _and_ understands specifically why. This isn 't
         | systemic risk and turtle stack complexity.
         | 
         | This is probably my info-bubble, but nihilistic rage of WSB
         | seems to be spilling out into the world. The social media
         | (dischord/reddit) aspects, hedge funds, markets/brokers... it
         | all adds up to symbolic whole that has ordinary people cheering
         | on a bunch of maniacal gamblers. The SEC is looking more like a
         | belligerent than a regulator.
         | 
         | Remember that the SEC is, first and foremost, a bunch of
         | cowards.
        
       | Traster wrote:
       | To be honest, the more I'm watching this, the more it seems like
       | the same behaviour we saw from the Trump supporters in the build
       | up to 6th Jan. Baseless accusations, incredible emotive language,
       | fact-free discourse and massive ramp up in rhetoric.
       | Progressively wilder accusations with no proof. They don't seem
       | to understand that mass hysteria actually _is_ a reason for a
       | trading platform to bring in limits - especially when there 's
       | margin around, and its actually not that big a deal for a hedge
       | fund to go bankrupt. The idea that the entirity of Wallstreet is
       | co-ordinating to back up some hedge fund is... laughable. It's
       | all very high tension, low information at the moment and that
       | seems dangerous. What was the result of this ever going to be? A
       | narrative of being screwed by wall street start to end.
        
         | splistud wrote:
         | Yes it is very similar in that you seem to have no idea what
         | you are saying about either issue
        
           | Traster wrote:
           | You don't do anything to dissaude me by providing no
           | information to actually dissuade me, but just emotionally
           | reacting. This is the exact sort of hysterical emotoinal
           | reaction to events that shows how dangerous a situation we're
           | in.
        
         | Phlarp wrote:
         | Let's save these "as bad as the capitol riots!" hot takes until
         | WSB organizes a protest that takes over Citadel HQ.
         | 
         | Trading securities and/or advocating for a free & fair market
         | in which to trade those securities =/= literal violent
         | insurrection.
        
           | Traster wrote:
           | I'm absolutely not saying it's as bad as the capitol rights,
           | I'm saying I'm seeing the same disinformation,
           | unsubstantiated claims and absolute freedom from fact based
           | reasoning we saw in those other communities. I made it a
           | point to go and look at the communities that were pro-Trump
           | in the aftermath of the election. There are clear
           | similarities. I'm not saying it's the same thing, but I think
           | we need to seriously take a step back and look at what's
           | actually happening, and what's happening isn't a level headed
           | discussion about free markets. It's a conspiracy riddled
           | hysteria where many people are claiming they're _never_ going
           | to sell a crappy retail stock for what can quite clearly be
           | understood to be emotional reasoning.
        
         | satellite2 wrote:
         | As a brokerage or an exchange, you are required to guarantee
         | best execution and fairness among your customers.
         | 
         | It's true that it could legitimately be considered an
         | exceptional situation requiring exceptional mesure.
         | 
         | But in that case the only way to do that while simultaneously
         | respecting your obligations would have been a complete halt on
         | that instrument.
         | 
         | So the market manipulation accusations seem legitimate.
        
       | sbelskie wrote:
       | "ANTHONY DENIER: Well, it wasn't our choice. Our clearing firm
       | gave us a call and said we're going to have to stop allowing new
       | opening positions in the three names, AMC, GME, and KOSS. Highly
       | volatile, and what happens is this is not a political decision.
       | And unfortunately, it got political. I think, you know, I think
       | it was once said that don't let any good crisis go to waste. And
       | that's clearly what's happening here.
       | 
       | And we're seeing politicians jump on the bandwagon so they can
       | get-- so they can start trending on Twitter. But in reality,
       | what's going on is that there is a two-day settlement between if
       | you buy the stock today, those brokerage firms that you bought
       | that stock on have to fund that trade with the clearing central
       | house called DTC for two whole days. And because of the
       | volatility of stocks, DTC has made the cost of the collateral of
       | the two-day holding period extremely expensive."[1] from the CEO
       | of Webull.
       | 
       | [1]- https://finance.yahoo.com/video/heres-why-robinhood-
       | restrict...
       | 
       | Edit: Non amp link.
        
         | kart23 wrote:
         | suggest you use a non-amp link:
         | 
         | https://finance.yahoo.com/video/heres-why-robinhood-restrict...
        
           | sbelskie wrote:
           | Done. Thanks!
        
           | [deleted]
        
         | carstenhag wrote:
         | And these businesses have contracts specifying that they can
         | increase prices absurdly high from one day to the other?
        
           | JumpCrisscross wrote:
           | > _these businesses have contracts specifying that they can
           | increase prices absurdly high from one day to the other?_
           | 
           | The Depository Trust & Clearing Corporation settles most
           | listed securities transactions in America; in 2011, it did
           | $1.7 quadrillion [1]. You've never heard of it unless you're
           | a professional trader, but it's actually quite fascinating to
           | read up on.
           | 
           | Trading looks instantaneous. But settlement takes a few days.
           | In between are a series of credit agreements. From your
           | broker to you. From the clearinghouse to the brokers. DTCC is
           | the clearinghouse. Robinhood is the broker.
           | 
           | There are clear rules and contracts between DTCC and its
           | members, including Robinhood [2]. Those contracts ensure that
           | when you buy shares through your broker from a Robinhood
           | customer, if Robinhood falls down two days later, there is
           | collateral sufficient to make you whole. Those collateral
           | requirements change in reference to, amongst other things,
           | the volatility of the security. (If something goes up and
           | down more, _ceteris paribus_ , small mistakes are more likely
           | to become firm-ending ones.)
           | 
           | Again, these are well-known formulas. Unusually, however,
           | Robinhood didn't build this into their fee model. Given
           | market makers, their revenue source, stopped making markets
           | in GME on account of how volatility effects _their_ risk
           | profile, executing GME trades would leave Robinhood sending
           | orders to an exchange, which may cost money, and ponying up
           | collateral, which also costs money.
           | 
           | In my opinion, that's what they should have done. Most
           | brokers have policies for these situations. Higher brokerage
           | fees for securities on a schedule. Not making shares and cash
           | from trades available until the trade settles, sort of like
           | what banks do for large cheques. But I don't know if
           | Robinhood is able to do that quickly. So instead they pulled
           | the plug.
           | 
           | [1] https://en.wikipedia.org/wiki/Depository_Trust_%26_Cleari
           | ng_...
           | 
           | [2] https://www.dtcclearning.com/products-and-
           | services/settlemen...
        
         | u10 wrote:
         | Of course it's not political, in the sense that RH routes their
         | order flow through Citadel's MM arm, who are probably getting
         | squeezed by Gamma on their (previously) OTM naked calls, and if
         | Citadel is the prime broker for all of these shorts
         | _significant_ exposure on that end, as well as the exposure
         | that Citadel hedge fund has on the short position through
         | Melvin.
        
           | dillondoyle wrote:
           | This was a better worded answer to the question I posted in a
           | sub comment:
           | 
           | If I'm understanding (i might not be) this is why it feels
           | like fraud/not following fiduciary responsibility to their
           | clearing partners.
           | 
           | --
           | 
           | Does citadel clear their own trades? I could be off here, but
           | what I'm asking is getting at like if they are on all the
           | sides of the transaction as market maker, participating or
           | allow others to participate in 'betting', and clearing the
           | trades themselves? Does a trade even need to clear if it's
           | just moving internally changing col A owner ID from 1234 to
           | 9999?
        
           | FireBeyond wrote:
           | > if Citadel is the prime broker for all of these shorts
           | _significant_ exposure on that end, as well as the exposure
           | that Citadel hedge fund has on the short position through
           | Melvin.
           | 
           | Isn't this meant to be the reason for the "Chinese Wall"? In
           | theory, Citadel as a brokerage is meant to have no insight
           | into the operations or needs or desires of Citadel Hedge
           | Fund. The technically correct answer here seems to be "not my
           | problem", however... not so much.
        
             | u10 wrote:
             | In theory... in practice? So much illegal shit goes down in
             | finance all of the time. rarely if ever it gets caught.
             | 
             | And when they have literal billions on the line a slap on
             | the wrist fine is preferable.
        
         | FabHK wrote:
         | Insightful interview.
         | 
         | More money quotes:
         | 
         | ANTHONY DENIER (CEO Webull): [...] our clearing firm simply
         | cannot afford the cost to settle those trades. We cannot use
         | customer funds to front that cost due to regulation. So the
         | brokerages or the clearing firms have to go into their own
         | pockets to do it. And they simply can't afford the cost of that
         | trade clearance. That is the reason why these stocks are coming
         | off. It has nothing to do with the decision or some sort of
         | closed room cigar-- smoke-filled cigar room of Wall Street
         | firms getting together to the dismay of the retail trader. This
         | has to do with settlement mechanics of the market.
         | 
         | ZACK GUZMAN (interviewer): [...] We had the CEO of Robinhood on
         | yesterday kind of talking about why they were taking a
         | different tact [sic] and not restricting trading because, you
         | know, they wanted to leave it to their individual retail
         | investors to make these decisions. Didn't want to step in and
         | fuel into the nanny state idea. But what about maybe curbing
         | this a little bit earlier? Because the fact of the matter is,
         | you're going to have retail investors who are now kind of on
         | the hook, who might want to dump some of these shares, who are
         | stuck. And it seemingly looks like some of these moves have now
         | triggered the bubble bursting. So what do you say to that?
         | 
         | ANTHONY DENIER (CEO Webull): Well, that's absolutely false,
         | actually, Zack. There is no way that a customer would not be
         | able to sell a position they hold. We are simply stopping
         | opening of new positions. Liquidations can happen at any time.
         | This is general market mechanics. We have customer protections
         | in place. We would never stop a customer from being able to get
         | out of a position.
         | 
         | [...]
         | 
         | I think when you say the regulators stepping in, it will happen
         | on both sides. It's going to happen on looking into should a
         | hedge fund be allowed to get a 10 times leverage and short
         | 140%, 150% of a company. Should that be allowed in a regular--
         | you know, in a healthy market.
         | 
         | And then, on the other side, should it also be allowed to have
         | mob and herd mentality of rolling into stocks? And should these
         | things be curbed? Look at the examples that happened overnight
         | in Australia, where a mining company, GME in Australia, was up
         | 100% overnight because people just blindly went in on anything
         | GME without reading below the headline.
        
           | jimbob45 wrote:
           | He lied. They're forcing retail investors to sell their
           | positions.
        
             | hanselot wrote:
             | https://i.4cdn.org/pol/1611872244745.jpg
        
             | mortehu wrote:
             | Brokers must often sell customers' positions if they have
             | insufficient margin. Where did he say they wouldn't?
        
           | youeseh wrote:
           | > Because the fact of the matter is, you're going to have
           | retail investors who are now kind of on the hook, who might
           | want to dump some of these shares, who are stuck. And it
           | seemingly looks like some of these moves have now triggered
           | the bubble bursting. So what do you say to that?
           | 
           | It looked more like, what happened was you had retail
           | investors that couldn't buy securities, but Robinhood was
           | allowing them to sell them to make them available to
           | customers in order to clear leveraged short positions.
        
           | 0xEFF wrote:
           | So if a new investor puts a stop loss order in at a 60% loss,
           | brokers let them exit their position and then didn't let them
           | back in?
           | 
           | This seems unconscionable given the >300 point volatility
           | today and the large number of brand new investors.
           | 
           | It's hard to imagine how these actions didn't benefit
           | wallstreet at the expense of regular people.
        
           | smsm42 wrote:
           | Ok so let me understand. You can sell you position no
           | problem. So who's going to buy it, if buying is not allowed?
        
         | einrealist wrote:
         | Robinhood does clearing by itself. Webull uses a partner
         | company for clearing.
         | 
         | But still, I think that there are legitimate factors for why
         | Robinhood stopped taking buy orders for those stocks, like
         | ensuring liquidity through clearinghouse deposits while trades
         | are underway.
        
           | youeseh wrote:
           | Yes, the factors are governed by how they make money.
           | 
           | If one is not the customer, then they are the product!
        
           | 6nf wrote:
           | I thought RH used Citadel
        
             | sangnoir wrote:
             | To my knowledge, RH _sells_ its users ' order flow to
             | Citadel (which is how they make money).
        
               | andylei wrote:
               | clearing is totally separate from flow
        
             | einrealist wrote:
             | They write about it in their FAQs:
             | https://robinhood.com/us/en/support/articles/whats-
             | clearing-...
        
         | cure wrote:
         | That makes sense as an explanation - but this interview is with
         | the CEO of another brokerage, Webull.
         | 
         | It seems that Robinhood does its own clearing (maybe not for
         | everything?), cf.
         | https://robinhood.com/us/en/support/articles/whats-
         | clearing-..., so the story is probably a bit more complicated
         | there. Could still be a similar dynamic, of course.
        
           | sbelskie wrote:
           | But if they are doing their own clearing, then they are
           | taking the risk directly, which other clearing houses seem to
           | think is significant. Robinhood isn't obligated to put itself
           | at risk of bankruptcy so people can make free trades.
        
           | silexia wrote:
           | Short squeezes are illegal. Any brokerage that knowingly
           | allowed a short squeeze to continue without taking action,
           | could have potentially massive legal liabilities.
           | 
           | That is another explanation beyond the 2 day settlement
           | window that Webull published.
        
             | andrewgioia wrote:
             | You keep saying this here but AFAIK they are not illegal.
             | What are you basing this on?
        
               | silexia wrote:
               | The SEC published guidance here
               | https://www.sec.gov/investor/pubs/regsho.htm
        
               | andrewgioia wrote:
               | Yeah you keep linking that too, it says market
               | manipulation/schemes are illegal.
               | 
               | It's absolutely unclear if that's the case here, and in
               | fact based on the few extreme times short selling has
               | been illegal I'd say this definitely does not get there.
        
             | NOGDP wrote:
             | > Short squeezes are illegal.
             | 
             | Nope.
        
               | silexia wrote:
               | "Although some short squeezes may occur naturally in the
               | market, a scheme to manipulate the price or availability
               | of stock in order to cause a short squeeze is illegal" -
               | SEC site. See link in my reply to the other comment.
        
             | ALittleLight wrote:
             | Source on the illegality of short squeezes? To my knowledge
             | the term just describes the phenomenon of prices rising as
             | a result of shorts being forced to buy shares to settle
             | their positions. It's a natural consequence of market
             | forces, I don't understand how it could be illegal.
        
               | silexia wrote:
               | https://www.sec.gov/investor/pubs/regsho.htm
        
               | ALittleLight wrote:
               | That doesn't say short squeezes are illegal, it says
               | manipulating the market to cause a short squeeze is
               | illegal - but that's not what's happening. People are
               | buying stock to profit off of a short squeeze or to hurt
               | the short sellers. Some people believe GameStop will go
               | up and others think it's an opportunity to profit off of
               | a naturally occurring short squeeze and others think it's
               | a way to hurt the hedge funds. None of that is
               | manipulation.
               | 
               | By contrast preventing a million people from buying a
               | stock at a critical moment is clearly manipulation.
               | 
               | "Although some short squeezes may occur naturally in the
               | market, a scheme to manipulate the price or availability
               | of stock in order to cause a short squeeze is illegal."
        
             | Catsandkites wrote:
             | Can you point to the legislation that indicates this?
             | (Curiosity)
        
             | MrPatan wrote:
             | > Short squeezes are illegal
             | 
             | This is the first time in all this crisis that I see
             | anybody say that short squeezes are illegal. Can you
             | elaborate? What's illegal about them?
             | 
             | They have happened many times. I rememeber the VW one a
             | while ago, and I don't rememebr anybody saying they were
             | illegal.
             | 
             | Edit: Right, I saw the link now. Very interesting, thanks.
        
         | smsm42 wrote:
         | This sounds very plausible, but: I don't remember any cases
         | when I've ever heard of specific platform stopping trade for
         | specific stock just for volatility. I've heard about the cases
         | of trade stopping when something clearly going wrong - like
         | market crash, or bot-driven feedback loop, or such. And this
         | usually then comes for the whole exchange or all exchanges the
         | stock is listed on, not just a handful of platforms. That of
         | course doesn't mean it didn't happen - just that I haven't
         | heard of it. So is such thing common and does anybody have
         | examples of such things happening in the past - I understand it
         | may not gather as much press as this one but somebody should
         | have mentioned it somewhere? Is it indeed a routine thing that
         | got overhyped, or is it an exceptional thing trying to hide
         | behind a routine procedure?
        
       | Hnsuz wrote:
       | When do people get it.. These companies are scammers only?
        
       ___________________________________________________________________
       (page generated 2021-01-28 23:00 UTC)