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A Peek Inside a 'Scam Manual' Written to Help Immigrants Avoid
Becoming Victims
Early 20th-century migrants from Europe had to be on their guard
against marriage brokers, card sharps, ghost mediums, and more.
by Nina Strochlic February 20, 2024
A Peek Inside a 'Scam Manual' Written to Help Immigrants Avoid
Becoming Victims
Copy Link Facebook Twitter Reddit Flipboard Pocket
This diagram from Modern Swindles shows how card cheats
work--and what happens to them when they're caught.
This diagram from Modern Swindles shows how card cheats work--and what
happens to them when they're caught. Courtesy Loren Pankratz
[bF9uZXcucG]
Columns
See More
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Many years ago, Loren Pankratz got a call from a rare book dealer.
The man was at the end of his career, he told Pankratz, and had a
special book to sell. It had been passed down from his grandfather,
and perhaps only three other copies existed in the world. He thought
Pankratz, a former professor of psychology in Oregon who collects
books on cons and frauds, might be interested. Pankratz bought the
book, which was in German, and it sat on his shelf for years, unread.
Then, years later, he met a translator who helped him understand the
gem he was holding onto.
The book was a guide for Germans planning to immigrate to America in
the early 20th century. Part guide, part warning, it outlined dozens
of scams that a newcomer to the United States might find when they
stepped off the boat.
Written by inventor-turned-journalist William Lange and published in
1912, it was called Modern Swindles: A romp through early 20th
century con-games, frauds, and fallacies. Pankratz published it for
the first time in English in 2022.
The chapter titled "The Con of the Matchmaker" describes how American
con artists published their own newspapers, filled with ads for women
looking for husbands. Anyone who answered such an ad would have their
finances scrutinized and then wrested from them by a so-called
marriage broker, with no actual wife at the end of the ordeal. A few
pages later, Lange warns readers of the shifty sort who sells a fine
watch and then swaps it for an older, less expensive one at the end
of a transaction.
This section of the scam guide cautions against blackmailers. This
section of the scam guide cautions against blackmailers. Courtesy
Loren Pankratz
German immigration to the United States peaked in the 1880s, and by
the 1910s, some 2.3 million German-born immigrants were living in
cities across America. Like many new arrivals from abroad in this
period, many Germans were coming from farms and industrial areas,
directly into big cities such as St. Louis and Cincinnati. Where they
came from, most people stayed close to home, where they largely knew
the people around them and there were few surprises. Lange, working
in cities throughout the Midwest, likely collected his stories of
American cons from his fellow newspaper reporters.
"They weren't ready for the con games that would be available in
America," says Pankratz. "In America you could dress up like anybody.
You could be a lowlife, put on fancy clothes, and pretend to be
someone else. You couldn't do that in Germany. Everyone knew who you
were and what status you were. The immigrant faced a whole new
challenge of identifying and understanding who was in front of you,
and that person could be there to take your money."
Lange's advice isn't predicated on religious morals or fear
mongering--each chapter is a lesson on being thoughtful. If something
sounds too good for it to be true--a good deal on an expensive watch
or a wife eager to please--it likely is.
Oregon-based psychologist Loren Pankratz has assembled an extensive
collection of books on cons and scams. Oregon-based psychologist
Loren Pankratz has assembled an extensive collection of books on cons
and scams. Susan Gerbic/Wikimedia Commons/CC BY-SA 3.0
Inventor-turned-journalist William Lange penned the book to help
German immigrants from being bamboozled. Inventor-turned-journalist
William Lange penned the book to help German immigrants from being
bamboozled. Courtesy Loren Pankratz
Pankratz began collecting books on cons nearly 50 years ago, and now
has more than 800 in his library. But the dealer who sold him this
book had been right--he has never come across another guide of this
kind, specifically written for immigrants arriving in America. Such
books would have been widely useful. At the time, Italian immigrants
were particularly targeted by scammers, including one of their own:
Charles Ponzi, a schemer who stole millions with his eponymous
investment fraud.
In America, an endless stream of books were published on the subject,
though not targeted to specific immigrant groups. Written by police
detectives, preachers, and reformers, they warned of the sins of New
York City in particular: prostitution, elaborate cons, gambling
cheats. Some would be applicable across the country, others were
oddly specific. One was geared not at city dwellers but rural
farmers, warning them of scams such as door-to-door salesmen offering
seeds that don't germinate and chickens that never arrive.
More than a century after Modern Swindles, there is no shortage of
books attempting to help us avoid the latest con. In the recent
Nobody's Fool: Why We Get Taken in and What We Can Do About It, two
cognitive scientists, Christopher Chabris and Daniel Simons, take a
hard look at how our brains are primed to believe. From targeted
advertising to misleading scientific studies, we often absorb what's
in front of us without questioning what information is left out.
Take, for example, an advertisement for a financial adviser who brags
about picking Amazon and Tesla before they were well known. Few would
think to probe deeper: What bad stocks did he invest in? And what
good stocks did he miss?
Spirit mediums were apparently another common scam that immigrants
could face. Spirit mediums were apparently another common scam that
immigrants could face. Courtesy Loren Pankratz
Our weakness is our otherwise-helpful ability to focus intently on
what's presented to us, argue Simons and Chabris in the opening
chapter. "This downside of focus creates one of the oldest and
easiest ways for frauds, hucksters, and marketers to fool us into
making bad choices," they write. "They don't have to hide critical
information from us--they only need to omit it, and count on us not to
think about it ourselves."
As a society, we hold a certain admiration for the inventiveness of
such schemes and schemers--think about the exploits of con artists
that have made their way to film, from The Music Man and The Hustler
to Catch Me If You Can and Inventing Anna. And, like the scams
themselves, that's nothing new. In the 1896 Frauds of America: How
they are worked and how to foil them, author E.G. Redmond writes,
"The country is filled with adventurers, rascals great and small,
with men so industrious in uncanny lines as to cause one to admire
the persistent pluck with which they energetically go ahead to their
own ruin, employing faculties for their own destruction which
rightfully utilized might make them not only solid and respectable
citizens, but brilliant and impressive."
Today, our scams span far wider than authors could have imagined at
the turn of the 20th century--thank the internet for that. But Modern
Swindles still lives up to its name. Even if the precise cons are
longer applicable, their trademarks are the same--an offer too good to
be true, a bait-and-switch, a cut-rate deal. The warnings are as
relevant to a modern suburban family in Phoenix as they were to an
early 20th-century immigrant from Schleswig-Holstein.
German steamship SS Patricia brings migrants to the United
States in 1906. To the country's many scammers, it might have been a
windfall. German steamship SS Patricia brings migrants to the United
States in 1906. To the country's many scammers, it might have been a
windfall. Contraband Collection/Alamy Stock Photo
In Lange's chapter on matchmaker cons, Pankratz makes this point via
a footnote in the translation. In 2019, there were 25,000 reports of
romantic cons filed with the Federal Trade Commission, for a total
loss of $200 million. By 2022, that realm had skyrocketed to 70,000
people scammed out of $1.3 billion.
The human brain is more apt to believe than to doubt, says Pankratz,
who has spent decades studying the psychology of deception. "The mind
automatically goes into belief mode and you have to pause to monitor
what's going on and see that there are things that don't quite make
sense," he adds. "You have to ask, 'Why is it this way?'"
Nina Strochlic covers stories about migration, conflict, and
interesting people across the globe. She was previously a staff
writer for National Geographic, Newsweek, and the Daily Beast. She
cofounded the Milaya Project, a nonprofit working with South Sudanese
refugees in Uganda.
Next in series
The Master Forgers Who Saved Thousands of Lives During World War II
From the Polish embassy in Switzerland came a campaign that spared
many from Nazi extermination.
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