https://concerned.tech/ "Crypto Bosses Flex Political Muscle With 5,200% Surge in US Giving" - Bloomberg "Tech experts urge Washington to resist crypto industry's influence" - Financial Times "Crypto Has a New Foe in Washington: Techies" - Barron's "Tech experts urge Congress to resist crypto lobbying" - New York Times "Technologists draft an open letter to US lawmakers urging them to responsibly legislate crypto industry" - Web3 Is Going Great --------------------------------------------------------------------- If you're a concerned computer scientist, technologist or developer and think that the status quo on crypto assets is not sustainable, please join the growing voice in our community that stands for responsible financial innovation by signing the letter. Deadline is June 10, 2022. --------------------------------------------------------------------- Letter in Support of Responsible Fintech Policy The Honorable Charles E. Schumer Majority Leader U.S. Senate Washington, DC 20510 The Honorable Mitch McConnell Minority Leader U.S. Senate Washington, DC 20510 The Honorable Nancy Pelosi Speaker U.S. House of Representatives Washington, D.C. 20510 The Honorable Kevin McCarthy Minority Leader U.S. House of Representatives Washington, D.C. 20510 The Honorable Debbie Stabenow Chairwoman Senate Committee on Agriculture, Nutrition and Forestry U.S. Senate Washington, D.C. 20510 The Honorable John Boozman Ranking Member Senate Committee on Agriculture, Nutrition and Forestry U.S. Senate Washington, D.C. 20510 The Honorable Sherrod Brown Chairman Senate Committee on Banking, Housing and Urban Affairs U.S. Senate Washington, D.C. 20510 The Honorable Patrick J. Toomey Ranking Member Senate Committee on Banking, Housing and Urban Affairs U.S. Senate Washington, D.C. 2051 The Honorable Ron Wyden Chairman Senate Committee on Finance U.S. Senate Washington, D.C. 20510 The Honorable Mike Crapo Ranking Member Senate Committee on Finance U.S. Senate Washington, D.C. 20510 The Honorable Maxine Waters Chairwoman House Financial Services Committee U.S. House of Representatives Washington, D.C. 20510 The Honorable Patrick McHenry Ranking Member House Financial Services Committee U.S. House of Representatives Washington, D.C. 20510 Dear U.S. Congressional Leadership, Committee Chairs and Ranking Members, We are 1500 computer scientists, software engineers, and technologists who have spent decades working in these fields producing innovative and effective products for a variety of applications in the fields of database technology, open-source software, cryptography, and financial technology applications. Today, we write to you urging you to take a critical, skeptical approach toward industry claims that crypto-assets (sometimes called cryptocurrencies, crypto tokens, or web3) are an innovative technology that is unreservedly good. We urge you to resist pressure from digital asset industry financiers, lobbyists, and boosters to create a regulatory safe haven for these risky, flawed, and unproven digital financial instruments and to instead take an approach that protects the public interest and ensures technology is deployed in genuine service to the needs of ordinary citizens. We strongly disagree with the narrative -- peddled by those with a financial stake in the crypto-asset industry -- that these technologies represent a positive financial innovation and are in any way suited to solving the financial problems facing ordinary Americans. Not all innovation is unqualifiedly good; not everything that we can build should be built. The history of technology is full of dead ends, false starts, and wrong turns. Append-only digital ledgers are not a new innovation. They have been known and used since 1980 for rather limited functions. As software engineers and technologists with deep expertise in our fields, we dispute the claims made in recent years about the novelty and potential of blockchain technology. Blockchain technology cannot, and will not, have transaction reversal mechanisms because they are antithetical to its base design. Similarly, most public blockchain-based financial products are a disaster for financial privacy; the exceptions are a handful of emerging privacy-focused blockchain finance alternatives, and these are a gift to money-launderers. Financial technologies that serve the public must always have mechanisms for fraud mitigation and allow a human-in-the-loop to reverse transactions; blockchain permits neither. By its very design, blockchain technology, specifically so-called "public blockchains", are poorly suited for just about every purpose currently touted as a present or potential source of public benefit. From its inception, this technology has been a solution in search of a problem and has now latched onto concepts such as financial inclusion and data transparency to justify its existence, despite far better solutions already in use. After more than thirteen years of development, it has severe limitations and design flaws that preclude almost all applications that deal with public customer data and regulated financial transactions and are not an improvement on existing non-blockchain solutions. Finally, blockchain technologies facilitate few, if any, real-economy uses. On the other hand, the underlying crypto-assets have been the vehicle for unsound and highly volatile speculative investment schemes that are being actively promoted to retail investors who may be unable to understand their nature and risk. Other significant externalities include threats to national security through money laundering and ransomware attacks, financial stability risks from high price volatility, speculation and susceptibility to run risk, massive climate emissions from the proof-of-work technology utilized by some of the most widely traded crypto-assets, and investor risk from large scale scams and other criminal financial activity. We implore you to take a truly responsible approach to technological innovation and ensure that individuals in the US and elsewhere are not left vulnerable to predatory finance, fraud, and systemic economic risks in the name of technological potential which does not exist. The catastrophes and externalities related to blockchain technologies and crypto-asset investments are neither isolated nor are they growing pains of a nascent technology. They are the inevitable outcomes of a technology that is not built for purpose and will remain forever unsuitable as a foundation for large-scale economic activity. Given these vast externalities, together with the-at best still-ambiguous and at worst non-existent-uses of blockchain, we recommend that the Committee look beyond the hype and bluster of the crypto industry and understand not only its inherent flaws and extraordinary defects but also the litany of technological fallacies it is built upon. We need to act now to protect investors and the global financial marketplace from the severe risks posed by crypto-assets and must not be distracted by technical obfuscations which mask an abject lack of technological utility. We thank you for your leadership on financial technology and regulation and urge you to consider our objective and independent expert judgments to guide your legislative priorities, which we remain happy to discuss anytime. --------------------------------------------------------------------- Lead Signatories Affiliations are provided for identification purposes only. This letter expresses the views of the individual signatories, and should not be taken to be an official position of the institutions. Grady Booch ACM Brennan Sal Bayat Tim Bray Fellow, Carley Proton Cory Stephen IEEE Advisors Doctorow Diehl Fellow, IBM Fellow Patrick David Jurgen Alan Geoffrey Miguel de McConnell Gerard Geuter Graham OCL Huntley Icaza Macquarie University Luke Plant Rufus Steve Song Django Pollock Matt Jorge Stolfi Network Bruce Software Open Ranger University of Startup Schneier Foundation Knowledge Campinas Resource Foundation Center Stefan Nicholas Dave Troy Urbanek Weaver Adam 410 Labs Darren W. Open International Wespiser Molly Inc. Tseng Knowledge Computer SimSpace White Foundation Science Corporation Institute Jamie Zawinski Netscape Developer View or download a PDF of the letter here. --------------------------------------------------------------------- If you're a concerned computer scientist, technologist or developer and think that the status quo on crypto assets is not sustainable, please join the growing voice in our community that stands for responsible financial innovation. Deadline June 10, 2022. Sign Letter --------------------------------------------------------------------- Signatories Affiliations are provided for identification purposes only. This letter expresses the views of the individual signatories, and should not be taken to be an official position of the institutions. A David Worley Beyond20 A. E Currie Aaron Dobbe Aaron Goin Aaron Greenspan Think Computer Corporation Aaron Huslage Meedan Aaron Sarazan Volley Aaron Toponce Abhay Rana Abhishek Jaiswal CRED Adam Bachman Adam Bouhmad Adam Cornell Adam David Burch Adam Duke Google Adam Eury Adam Fowler Adam Frisby Adam Hoffman Microsoft Adam Jacob Adam Kehoe Adam Kemp Apple Adam Orrick Fannie Mae Adam Parsons Adam Recvlohe SimSpace Adam Rice Ask Adam Adam Smith Adrian Taylor Adrian Barrera Agustin Novoa Ahmad Cheers Aidan Pieper AJ Schuster Alan Stange Alan Vezina Puget Sound Programming Python (PuPPY), PyCascades Alastair Smith Albertas Agejevas Alberto De Luca Alec Bramham Alejandro Feldstein Aleksei Badarin Alesandro Ortiz Alessandro Marrella Alessia Bellisario Alex Benn Google Alex Fallenstedt Alex Gu Massachusetts Institute of Technology Alex Hidalgo Alex Hong Google LLC Alex Johnston Alex Layne Results Driven Marketing Alex O'Byrne Alex Poulsen Alex Wiese Alexander Dickinson Alexander Hansen Alexander Hill Alexander Karan Alexander Ramos Alexander Turcic Alexander Wissmann GRAIL, LLC Alexis Richardson Alfons Haffmans Alfonso Adriasola CloudPassage Alfredo Mendez Tech Executive Alice Elizabeth Crawford Google, LLC Alison Buki Allen Goodman Meta Allen Humphreys Allen R. 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Vince Robert Lord Robert Miles Robert Postill Robert Shropshire Robert Wheeler Robert Wyland-Chavez Virginia Polytechnic Institute and State University Rodolfo Josue Hernandez Chavarria Rodrigo Bozzolo Roel van der Ven Roger Boardman Roger Cowles Roger Hunt Idea Trek LLC Roger Ogden Romain Robbes Free University of Bozen-Bolzano Roman Kofman Roman Stoffel Ron Pressler Oracle Ronald Raffensperger Rory Aptekar Chime Ross Boucher Ross Nelson Roy Brokvam Ruby Khan Columbia University Runshan Chen ToTheMoonAndBack Russell Lewis Ryan Barrett Ryan Boehning Ryan Broman California State University, Sacramento Ryan Brott Ryan Canty Former Google Ryan James Wires Kroger Technology Ryan Lane Ryan Mullett Red Hat Ryan Murphy IronCore Labs Ryan Plant Ryan Slama Slack Ryan Sparks ASU Ryanne Dolan LinkedIn S.H.M. van Houten Sam DeLuca Sam Hogarth Sam Kottler Sam Wilson Bainbridge Health, Inc. Samantha Zirkin Cross Border Civilians Foundation Samson Adejoro Samuel Batista Salesforce Samuel Pastva Masaryk University Sarah Imrisek Sasa Sekulic Scott Burton SprintFWD Scott Draves Scott Fegette Scott Hanselman Scott Jungling Scott McKay Scott Treloar Noviscient Sean Chitwood Groupon Sean Dague IBM Sean Higgins Capital One Sean Kelly Sean Killeen Sean King Sean MacRae Seb Jacobs Sebastian Janisz Ultimate Walrus LLC Sebastian Richter Seth Angell University Of North Carolina at Wilmington Seth Vargo Shakeel Mahate Hitachi Energy Shane Loeffler Sharif Aly Shawn Chanslor Data Innovations LLC Shawn Hargreaves Shawn Holmes Wrapmate Shayon Mukherjee Tines Sheridan Kates Autonomous University of Barcelona Sherif Hanna Google Shivani Khosa Sibin Grasic Oblak Solutions Simon Crosby Simon Emms Simon Gardner Simon Hain ISEC7 Software GmbH Simon Harrison Simon Hildebrandt Simon Klimaschka Simon P. Lucy G30 Consultants Ltd Simon Skrede The Lovdata foundation Simon Willison Simone Colombo Simone Piunno Skye Soss University of Chicago Sophie Schmieg Stacy Kim Stefan du Fresne Stefan Hayden Splice Stefan Sedich Stefan Wert Stefane Fermigier, PhD Abilian SAS Stefano Saitta ThoughtWorks Stefano Zacchiroli Telecom Paris, Polytechnic Institute of Paris Steffen Kamp pixolus GmbH, Germany Stephan Eggermont Sensus Stephen Amar Stephen Avsec Stephen Bach Stephen Ball Stephen Garrett Georgia Institute of Technology Stephen James Thomas Infor Stephen Latta Microsoft Stephen Morgan Stephen Touset Block, Inc Steve Anichini Disbelief Steve Fenton Steve Hart Steven Beasley Steven Calvert Steven Hyland Steven J Muchmore Steven N. Severinghaus Steven Nichols L3Harris Technologies Steven Probst GlobalRisk Steven Zekowski Stuart MacIntosh Stuart P. Bentley Stuart Watt Sudhindra Sajjal Suzanne J. Aldrich Vercel Suzanne Wilson Sven Richter Software AG Sylvain Fankhauser Soren Sjorup Tanner Lievois Tasman Merrick Taylor Hunt eBay Ted M. Young Former eBay, Google, and Apple Software Engineer Ted Wexler Terrence Curran Theofilos Fokas Thom Mahoney Thomas Burkhart Thomas Fenech Thomas Fuchs Thomas Ingram Thomas Johansson Thomas Parslow Thomas Powell University of California, San Diego Thomas Randolph Thomas Renger Thomas Shone Booking.com Thomas Svensen Thomas Underhill Thomas Vaughn Thomas Vestergaard Trolle Tradeshift Thorsten Reichert IBA Dosimetry Theophile de Segonzac Tiago Cunha Tierney Cyren Till Adam Till Klocke Tim Allclair Google Tim Fish Tim Stumbaugh Hudson River Trading Timo Muller Timon Stalder Glencore Timothy Aidley Unity Technologies Timothy Caro-Bruce Timothy J Mortimer Timothy Miller Microsoft Timothy Pletcher Hewlett Packard Enterprise Timothy St. Clair Kubernetes Tina Hui Follow The Coin Labs Titus Winters Google Tobias Heintz Tod Thomson Todd Kulesza, PhD Google Tom Callaway Amazon Web Services Tom Churchill SHOTOVER Systems Tom Humphreys JPMorgan Chase & Co. Tom Ritchford Engora, Inc Tom Stokes Tony Scelfo Google Torsten Fock-Herde Tran Long Cyber Space Travis Cole Travis Collins Travis Kimmel Travis Matthew Siflinger Travis Thompson Apple Tre Murillo Treussart Matthieu Trevor Atlas Trey Spires Tristan Harward Tudor Golubenco Tyler Britten Tyler Harpool Jack Henry & Associates Tyler Keating Tyler McCraw Tyson Mote Twilio Ubiratan Soares Dotanuki Labs Ulysse Mizrahi Umut Seven Uri Avni Zixi Utkarsh Gupta Saavn Media Pvt. Ltd. Valentin Pertuisot Venkat Rajeev Malipeddi Victor Yodaiken Vihar Chokshi Vikram Mishra Viktor Rosenfeld Technische Universitat Berlin Vince Allen Vince Scafaria CEO of DotAlign Vincent Maule Vincent Nwonah Vinicius Schettino Federal University of Rio de Janeiro Violet White UNC Virgile Robles Tweag Vishwaja Cheruku Google Vlad Zarytovskii Victor Rodriguez Ramon Feeld Wade Leftwich Wael El Oraiby Wayne Myers Wayne Werner Wesley L Handy Will Floyd Will Osbourne William B. Capon American Systems William Chad Lee William J. Bowman University of British Columbia William Key William McMullen William Noon Cornell University William Perron Shopify William Renk William Robinson William Sorensen Wilson Husin Wouter Jonker Wylan Werth PDQ.com Yaakov Smith Yann Le Gars Yasuhiro Yoshida Yauchau Ching IEEE Fellow, Bellcore Fellow Yawar Quadir Amin Yechiel Kalmenson VMware Yeray Diaz Yigit Gorgulu Yuri Barbashov Yuvi Panda Project Jupyter Zach Auten Bandwidth Zach Biri Zachary Alexander Microsoft Zachary David Sweigart Zachary Harris Zachary Kohnen Zack Schultz Zekka Nelson Dating Group Eamonn McManus Google Lukasz Byjos --------------------------------------------------------------------- Press Inquiries For more information on this campaign contact Mark Hays at Americans for Financial Reform or Theo Cox at LifeItself Labs. --------------------------------------------------------------------- External Writing and Research The resources offered here were chosen by the authors of this letter as useful reference material only. The inclusion of a paper and/or author in this list does not constitute an endorsement of this letter of our views. Allen, Hilary J. 2022. 'DeFi: Shadow Banking 2.0?' SSRN Electronic Journal. https://doi.org/10.2139/ssrn.4038788. Allen, Hilary. 2022. Driverless Finance. Oxford University Press. Chancellor, Edward. 1999. 'Devil Take the Hindmost: A History of Financial Speculation'. Dhawan, Anirudh, and Talis J Putnins. 2020. 'A New Wolf in Town? Pump-and-Dump Manipulation in Cryptocurrency Markets'. SSRN Electronic Journal. https://doi.org/10.2139/ssrn.3670714. Dywer, Gerald P. 1996. 'Wildcat Banking, Banking Panics, and Free Banking in the United States', 20. Chipolina, Scott. 2022. 'The Week That Shook Crypto'. Financial Times, 13 May 2022, https://www.ft.com/content/ 3e0a65bb-a953-433a-819e-ff29de847336. Foley, Sean, Jonathan R Karlsen, and Talis J Putnins. 2019. 'Sex, Drugs, and Bitcoin: How Much Illegal Activity Is Financed through Cryptocurrencies?' 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'UCSF Hack Shows Evolving Risks of Ransomware in the Covid Era'. Bloomberg.Com. Bloomberg. https:// www.bloomberg.com/news/features/2020-08-19/ ucsf-hack-shows-evolving-risks-of-ransomware-in-the-covid-era. Mims, Christopher. 2022. 'NFTs, Cryptocurrencies and Web3 Are Multilevel Marketing Schemes for a New Generation - WSJ'. Wall Street Journal. 19 February 2022. https://www.wsj.com/articles/ nfts-cryptocurrencies-and-web3-are-multilevel-marketing-schemes-for-a-new-generation-11645246824". Orcutt, Mike. 2020. 'This Is How North Korea Uses Cutting-Edge Crypto Money Laundering to Steal Millions'. MIT Technology Review. MIT Technology Review. http://www.technologyreview.com/2020/03/05/916688/ north-korean-hackers-cryptocurrency-money-laundering/ Popper, Nathaniel. 2020. 'Ransomware Attacks Grow, Crippling Cities and Businesses'. New York Times, February. Schneier, Bruce. 2019. 'There's No Good Reason to Trust Blockchain Technology'. Wired Magazine. https://www.wired.com/story/ theres-no-good-reason-to-trust-blockchain-technology/ Shiller, Robert J. 2017. 'What Is Bitcoin Really Worth? Don't Even Ask.' The New York Times, 15 December 2017, sec. Business. https:// www.nytimes.com/2017/12/15/business/bitcoin-investing.html Steele, Graham. 2021. 'The Miner of Last Resort: Digital Currency, Shadow Money and the Role of the Central Bank'. Technology and Government, Emerald Studies in Media and Communications, Forthcoming. Taleb, Nassim Nicholas. 2021. 'Bitcoin, Currencies, and Fragility'. ArXiv:2106.14204 [Physics, q-Fin], July. http://arxiv.org/abs/ 2106.14204 Rosenthal, David. n.d. 'Stanford Lecture on Cryptocurrency'. Accessed 2 March 2022. https://blog.dshr.org/2022/02/ee380-talk.html . Vries, Alex de. 2018. 'Bitcoin's Growing Energy Problem'. Joule 2 (5): 801-5. https://doi.org/10.1016/j.joule.2018.04.016. ------. 2020. 'Bitcoin's Energy Consumption Is Underestimated: A Market Dynamics Approach'. Energy Research & Social Science 70: 101721. Vries, Alex de, and Christian Stoll. 2021. 'Bitcoin's Growing e-Waste Problem'. Resources, Conservation and Recycling 175 (September): 105901. https://doi.org/10.1016/j.resconrec.2021.105901. Walch, Angela. 2019. 'Deconstructing 'Decentralization': Exploring the Core Claim of Crypto Systems'. C. Brummer (Ed.), Crypto Assets: Legal and Monetary Perspectives, 1-36. https://papers.ssrn.com/sol3/ papers.cfm?abstract_id=3326244 Weaver, Nicholas. 2018. 'Risks of Cryptocurrencies'. Communications of the ACM 61 (6): 20-24. White, Molly. 2022. 'Abuse and Harassment on the Blockchain'. Molly White. 22 January 2022. https://blog.mollywhite.net/ abuse-and-harassment-on-the-blockchain/.