“Among the idiot pranks of Wealth's abuse, None seem so monstrous, none have less excuse, Than those which throw an heritage away Upon the lawless chance of desperate play; Nor is there among knaves a wretch more base Than he who steals it with a smiling face, Who makes diversion to destruction tend, And thrives upon the ruin of a friend.”

—“Yet the Greek, like the swindler{l} and the horse jockey,

1 Swindler—Is a term originally derived from the German, Schwindel, which signifies merely to cheat. It was first introduced as a cant term, and used to signify obtaining of goods, credit, or money, under false pretences. It has since had a legislative adoption, being parliamentary recognised by an Act for the prevention of it. The artifices, schemes, and crimes, resorted to by these gentry, are so numerous, that it would be impossible to describe them all. One mode of practice, however, is not uncommon in London. Three or four swell Jews contrive to hire a large house with some spare rooms, in the City, that are turned into warehouses, in which are a number of casks, boxes, &e. filled with sand; and also a quantity of large sugar-loaves in appearance, which are only clay done up in blue paper, but corded and made up with great nicety. An elegant Counting-house is likewise furnished with books and other apparatus, to deceive the eye and give the appearance of extensive business, great regularity, and large property. The Clerks in attendance are a set of Jews, who are privy to the scheme, and equally ready at fraud as those who profess to be the Principals. A Dining-room elegantly furnished upon the mace,* receives you * The Mace—Is a person who carries all the appearance of a great and rich man, with servants, carriages, &c. for the purpose of defrauding tradesmen and others, by all manner of plans most calculated to entrap the parties they intend to dupe. whenever it is necessary to admit of your visits; a Black Servant opens the street-door, and the foot of the stair- case presents surtouts, boots, livery-cloths, a large blue coat with a yellow cape, and habiliments in which the opulent! array their servants. With these and similar merchant-like appearances Trade is commenced, and persons dispatched to provincial manufacturing towns, to buy various articles; for the amount of the first purchases, bills are drawn upon the Firm, and even before the goods are pack'd up, and sent according to order, the acceptances are paid, and, by this means, credit is partly established, which, once accomplished, they are in want of large assortments for exportation upon credit, at one, two, and three months. The goods are accordingly chosen and forwarded to their associates in London, where they are immediately disposed of at 20 or 30 per cent, cheaper than the prime cost, and the money realised. The first bills become due, are noted, and protested. The second are presented, but the House has stopped payment, and the Owners are bankrupts. By the time the third month's bills become due, the docket is struck, the Assignees chosen, and there is not sixpence in the pound left for the Creditors. Petitions are ineffectually presented to the Chancellor, for a number of fictitious Creditors, of the same profession and persuasion, over-swear the just ones, and by exceeding them in number and value, the House obtains its certificate, and has again the power of committing similar depredations. Perhaps the most daring and systematic proceeding of this kind was that lately detected in the conspiracy of Mosely Wolfe and his confederates, for which he is now suffering the sentence of the law.

prides himself on his success, boasts of his being down as a nail, and—”

“Down as a nail!” said Bob, “I don't remember hearing that expression before.”

“Down as a hammer, or Down as a nail” continued Sparkle, “are cant or slang terms made use of among gamblers, and are synonimous with being up; and it must be confessed that there are many ups and downs amongst them. These flash words are well understood by many a young Greek, who perhaps knows nothing of the Greek Testament, although the use of them has proved in some cases beyond the comprehension of a Judge. Hence the necessity of knowing Life; for if a man gets familiarized with low life, he will necessarily be up, and consequently stand a great chance of being a rising genius. How proper it must be to know how to get a rise upon a fellow, or, in other words, to get him in a line!

“A learned Judge once, examining a queer covy, a flash customer, or a rum fellow, asked him his reason for suspecting the prisoner at the bar of stealing a watch, (which among the lads is scientifically termed nimming a toiler, or nabbing a clicker,) replied as follows:—'Why, your honour, only because you see as how I was up to him.'—'How do you mean, what is being up to him? '—' Why, bless your heart, I was down upon him, and had him bang.' But still perceiving the learned Gentleman's want of nous, he endeavoured to explain by saying, That he was up to his gossip,—that he stagged him, for he was not to be done—that he knew the trick, and was up the moment the chap came into the Cock and Hen Club, where he was tucking in his grub and bub.—Had the learned Judge been up himself, much time and trouble might have been saved; and indeed the importance of being down as a nail, to a man of fashion, is almost incalculable; for this reason it is, that men of high spirit think it no derogation from their dignity or rank, to be well acquainted with all the slang of the coachman and stable-boy, all the glossary of the Fancy, and all the mysterious language of the scamps, the pads, the divers, and all upon the lay, which, by an attentive and apt scholar, may easily be procured at a Gaming-house.

“Of Hells in general, it may fairly be asserted, that they are infernally productive; no other line of business can be compared to these money mills, since they are all thriving concerns, the proprietors of which keep their country houses, extensive establishments, dashing equipages; and

“While they have money they ride it in chaises. And look very big upon those that have none.”

“It certainly is a pity that men do not keep constantly in their recollection, that no calculation of chances can avail them, and that between the après, the limitation of stakes, and other manouvres, the table must eventually be an immense winner.

“For Greeks stick at nothing to gain their own ends, And they sacrifice all their acquaintance and friends;

And thus luckless P'——n, to gain what he'd lost,

Put his faith in a Greek, which he knows to his cost; Join'd a bank, as he thought, when the sly Greeking elf Of a friend soon contriv'd for to break it himself. You credulous pigeons! I would have you beware, Of falling yourselves in a similar snare.”

“We ought to consider ourselves greatly obliged,” said Merry well, “for the accurate description of characters you have given. But have you heard the report that is now in circulation, that a certain Marquis of high military celebrity, and whose property is, or was, very considerable, has lost almost his last shilling?”

“I,” said Sparkle, “am seldom surprised at such rumours, particularly of persons who are known to be players, for they are rich and poor in rapid succession; but if there be any truth in the report, there is a fine example of perseverance before him—for Lord ——, after a long run of ill-luck, being refused the loan of an additional rouleau,{1} on account of his score being rather long, left the company in dudgeon, and determining on revenge, actually opened another Hell in opposition to the one he had left, and by that means recovered all his money.”

“That was well done,” rejoined Tallyho.

“It was rather too much of a trading concern for a Lord,” said Tom.

“Not for a gambling Lord,” replied Merry well; “for there is in fact nothing beneath a Greek, in the way of play: besides, it was a trying situation, and required some desperate attempt—they care not who they associate with, so they do but bring grist to the mill.”

“The confusion of persons and characters at a Gaming-house,” said Sparkle, “are almost incredible, all ranks and descriptions are mingled together.

“What confusion of titles and persons we see Amongst Gamesters, who spring out of every degree, From the prince to the pauper; all panting for play, Their fortune, their time, and their life pass away; Just as mingled are Pigeons, for 'tis no rebuke For a Greek to pluck all, from a Groom to a Duke.”

“It is too true,” said Dashall, “and equally as certain, that there are continually new comers ready and willing to be duped, or at least ready to risk their property, notwithstanding the warnings they have from their more experienced friends.”

“And is there no possibility of obtaining fair play?” inquired Bob, “or redress for being pigeon'd, as you term it?”

1 A Rouleau—Is a packet containing one hundred guineas; but as guineas are not quite so fashionable in the present day as they formerly were, some of these Houses, for the accommodation of their customers, circulate guinea-notes upon their bankers.

"None,” said Sparkle; “for if men will play at bowls, they must expect rubbers; and the system of confederacy is carried on every where, though perhaps with most success in those professed Gambling-houses, which young men of property ought carefully to avoid.”

By this time they had reached the end of St. James's Street; it was therefore proposed by Sparkle that they should separate, particularly as it was growing late, or rather early in the morning; and, as they had been in some degree baffled in their attempt to take a minute survey of the proceedings in Pall Mall, they had no decided object in view. Accordingly they parted, Tom and Bob pursuing their way along Piccadilly, while Sparkle, Merrywell, and Mortimer, proceeded down Bond Street.

“I am by no means satisfied,” said Tom, “with this evening's ramble, nor exactly pleased to find our friend Sparkle is getting so sentimental.”

“He is, at least,” said Tallyho, “very communicative and instructive—I should feel less embarrassment at a future visit to one of those places, though, I can assure you, I should carefully avoid the chance of becoming a pigeon; but to know these things is certainly useful.”

“We must lay our plans better for the future,” said Tom—“example is better than precept; and, as for Sparkle, I strongly suspect he is studying a part in All for Love, or the World well lost. That kind of study is too laborious for me, I can't bear to be fettered; or if it be true that it is what we must all come to, my time is not yet arrived. Though I confess Miss Mortimer has many attractions not to be overlooked by an attentive observer; at the same time I perceive this Mr. Merrywell is equally assiduous to obtain the young lady's favours.”

By this time they had arrived at home, where, after partaking of refreshment, they retired to rest.