Activating PayPal to accept credit card payments from your site:
  1. PayPal account - if you don't have a PayPal account then apply for a Free PayPal account here
      - the account type you should open is a Business Account to reap the best benefits.
  2. PayPal configuration
    Login to your
    PayPal account.  Whilst logged into your PayPal account
    1. click here to set your website payment preferences
      Scroll to the end of page and set the
      PayPal Account Optional: to On
      and click the Save button
    2. click here to complete the recommended steps for merchants
      To complete Step 3 will take several minutes; Note it will take several days to confirm bank transfers.
    3. Also, you should replace the html within the file:
                /members/paypal-logos.html
      with your own PayPal account specific html from:
      https://www.paypal.com/uk/cgi-bin/webscr?cmd=_auction-manual

When you have setup PayPal on your website you should complete a low value test membership using a different credit card other than that used to set up your PayPal account, then refund the payment from within your PayPal account (no charges are made for refunds made within 60 days, correct as of Feb 2005).