Subj : nuts was: logs and To : Nancy Backus From : Barry Martin Date : Sun Dec 01 2019 11:36:00 Hi Nancy! BM>> Right. My pension is deposited on the 1st of the month but if that BM>> occurs on a weekend I think they advance it to ... nope! They delay BM>> it! June 3rd and September 3rd! Probably occurred in January but my BM>> notes are indicating 1/1. NB>> Hmmmm... Deposits done by persons on days the bank isn't open do tend NB>> to be posted as of the next business day, so maybe that does apply to NB>> regular businesses... What I was familiar with was Social Security and NB>> welfare direct deposits... both governmental agencies, so maybe there NB>> is either an arrangement to post early, or a policy to send early... BM> Possibly a difference in state laws. NB> I'd still think that maybe it's a difference between government NB> agencies and private companies.... Richard chose to have his NB> pension check mailed to him, and he deposits it himself... as it NB> is dated the 1st, he can't deposit it until then, or the next NB> business day thereafter... Possibly companies can't change the NB> date of the check for earlier so the direct deposit ends up the NB> same way.... Possibly. ...Just checked on-line -- early Sunday morning, December 1st: my pension check is listed as 'pending', so there but not the funds are not available. As for the dates on the check, another good question but I'm expanding the question a bit. Pretty sure can't deposit a check before the date written on it. ..."Banks are not obligated to cash a check six months after the date written on it, but many do." But seemingly contrary to that 'six month rule' banks may cash a post-dated check (dated in the future). BM> Thinking of how here in Iowa a BM> car dealership cannot be open on Sunday. Illinois too, so hadn't paid BM> that much attention. To the south Missouri, so even less incentive. BM> If look to the north Wisconsin can't either. (In Iowa the _lot_ can be BM> open to the public: people can and like to wander without salespeople BM> present; the offices cannot be open/do business.) NB> Interesting distinctions being drawn there... ;) Sounds like NB> your state's Dutch Reformed heritage is still pretty firm... :) NB> New York clearly has become much more secular... ;) Every once in a while a minor news blurb appears where local- to-me state thinks about changing the law to allow car dealerships to open/do business on Sundays. So far always accompanied by the dealers not wanting to be open as it allows potential customers to wander and then come back during the week to buy that car that caught their eye. "Didn't need a car but that sporty red one on sale...." BM> So possibly some old BM> law on the Iowa books as to why I can't receive a deposit nor make an BM> electronic funds transfer on weekends and holidays. I think can BM> withdraw money from an ATM then, but make a deposit and back to not BM> being credited until the next banking day. Weird. NB> I'd guess that it's just the way your bank/credit union has set NB> up their computers.... and ATMs are 24/7 for taking in or handing NB> out money... the posting I'm sure doesn't actually happen until NB> the next banking day either way... My credit union doesn't post NB> withdrawals or deposits until the next regular banking business NB> day... I can do transfers from one account to another over the NB> phone, though.... And the credit card banks take my payment over NB> the phone and credit it as of that day, holiday/ weekend or NB> not... Doesn't get taken out of my checking account until a few NB> days later, as usual... I haven't used an ATM in I don't know how long! Usually easier for me to go inside. BM>> And of course my "Check Engine" light turned on halfway through BM>> running errands the other day. Locks were fine -- like you said they BM>> don't seem to be reported into the Check Engine system. The manual BM>> does have a notation a frequent cause of the Check Engine light turning BM>> on is a recent fill of the gas tank: cap not put on tightly. AFAIK my BM>> cap is on properly but possible the suction isn't correct for the BM>> sensors. Will let it go for a while as normally turns off after a BM>> while. And then I buy gas and a few trips later..... NB>> Sounds like something to have your local mechanic hook up to the NB>> diagnostic computer for, just to see what codes might have been NB>> generated... ;) BM> Yes, one of those convenient-but-not-convenient things. (Where's BM> that tagline about love to but my favourite commercial is on TV?!) BM> Mine is going on and turning off constantly -- though is super-slow BM> motion: might be on for a few errands, then turns off way while coming BM> home and stay off for several more errands. I have posted an inquired BM> in the ILink Automotive, Car and Driving, something appropriately named BM> conference. Michael suggested a way which may display the codes on BM> the odometer -- with our cars no. NB> Not sure where he got them from, but Richard has bought a NB> hand-held code checker for each of our cars (my car is enough NB> younger that it has a more sophisticated computer in it and NB> needed a different code checker)... I don't know if that is the NB> proper name for it, but when a Check Engine light comes on, he NB> can plug in the machine and read what the code is... and then has NB> the option to clear it or not.... Ah! Another little bit of the puzzle! I sort of suspected there were different models for a reason. I think both of our cars would be in that "more sophisticated computer" level (2008 and 2006) and now is someone else's problem (!). No, didn't get rid of the cars; about a week ago one of the kids asked "so what do you want for Christmas?" My usualy answer is "Oh I don't know" -- which is truthful: I don't really need anything, and if I do I need it NOW (like a computer part). "You know we could use car code reader." "Jeff has one of those, I'll ask him." So might get one for Christmas, might be a better one as a shared gift. And add to the 'might be better' list as he has used a reader and so might know this feature looks nice but is unnecessary and that feature is desireable. As for the Check Engine lights, mine went off a trip or two after I filled with a quarter-tank of gas (before the Gas Perks points expired). I think the other car's is still on. NB>>>> This time of year, for all you know, it's spooked, not just NB>>>> spoofed... BM>>> If the spammers had a sense of humour they could play to BM>>> that! "Casper Ghost", "Chuckie"; Thanksgiving could have "Tom BM>>> Turkey", something for 'Pilgrim'...... NB>>> Let's not give them any ideas..... BM>> I was just thinking to make the annoyances a little fun! NB>> OK, well maybe, then... ;) BM> I did get a phone call a year or two back where the ID did say "SPAM BM> CALL"!! NB> We got that one too... Finally... truth in advertising... NB> And in the last couple of days, we've received a few calls from NB> "Potential Spam"... different number each time, including the NB> area code... No, I didn't answer them.... ;) Couple of days ago we got two or three calls saying our Apple device was infected or something like that. Same number. Then a call (different number) our account would be charged $299 for some coverage plan. All went to the answering machine, laughed at, then deleted. BM>> The good news is it hasn't happened since (the staying off-line). As BM>> for the spoofing of the numbers, looked up one local number which has BM>> been calling regularly recently: on-line said it belonged to two BM>> different people at two different addresses. (!) NB>> Interesting... One would wonder if it's two different spammers or if NB>> one is the legit owner of the number that is being hi-jacked by a NB>> spammer... BM> I'm thinking one might be the legit owner of the number and the other BM> a spoofed, or perhaps both legit and got linked via Call Forwarding BM> (the two people know each other). NB> But why would they be calling you...? To tell me my contract is about to expire and I need to use it to fix my Apple devices??!! Personally I think part of the problem is in whatever system displays the Caller ID. From some old readings know the data is on the line, or at leats known by the telephone companies before the phone rings. Half- thinking the spammers send/insert their data after the real information, so that's what we see. ....Looked it up: semi-close. One site indicated the spammers can buy what's like pre-paid calling cards and have them say whatever they want (so the CID display), another site sort of indicated the fake insert of the area code and exchange, the last four digits are real -- makes it look like a local person calling ('neighbour call'). ¯ ® ¯ Barry_Martin_3@ ® ¯ @Q.COM ® ¯ ® .... Your Hard Drive's FAT and Motherboard addresses you funny --- MultiMail/Win32 v0.47 þ wcECHO 4.2 ÷ ILink: The Safe BBS þ Bettendorf, IA --- QScan/PCB v1.20a / 01-0462 * Origin: ILink: CFBBS | cfbbs.no-ip.com | 856-933-7096 (454:1/1) .