Subj : nuts was: logs and To : Nancy Backus From : Barry Martin Date : Fri Oct 25 2019 08:16:00 Hi Nancy! NB>> have enough reason to be near the main post office locally to do most NB>> of my business there, either dropping mail into the boxes outside, or NB>> going in for extra postage or the like... Saves at least a day on the NB>> transit time that way, too, since all mail goes out from there... BM> True: there is probably a day's delay when I mail at Hy-Vee but the BM> convenience outweighs the transit time. For me the location of the BM> post offices isn't that convenient -- not inconvenient, just way out of BM> my usual travels. NB> There's been a time or two when that extra day might have made NB> the difference between a bill arriving on time or being late and NB> incurring charges.... ;) So it's become a habit, here... :) BM> True! Better to mail early and loose a half-cent of interest! Even BM> with the electronic bill pay option I'll transfer a before the due BM> date, even if means several days because of weekend,s holidays, etc. NB> I'm not losing any interest when I pay earlier, since I'm just NB> paying out of a non-interest bearing checking account... But I do NB> also try to pay beforehand and not wait till the last second... ;) In your case doesn't make any diffence; my credit union's checking account is interest-bearing so I probably gain a whole cent a month by holding on to my money. More just the thought the money is mine as long as possible, though of course I don't have any issues with relinquishing the money as I owe it. (I htink my Mother's credit untion is set up like your's: her checking is non-interest bearing.) BM> ...Always thought a little nasty the bill is due on a Sunday or BM> whatever day but can't present it because of effectively being closed. NB> In today's computer age, generally phone payments are credited as NB> of the day of the phone call, even if it is Sunday or a bank NB> holiday and the bank is closed... I'd guess that obtains also for NB> online payments... It just doesn't work for mailed payments since NB> not delivered on Sundays or federal holidays, and not processed NB> if the business isn't open, either... but the ones directly into NB> their computer are... My on-line payments won't allow configuring to pay on Sundays (maybe the weekend) and holidays; don't pay that much attention as I generally select so the payment arrival is the day before the due date and if not allowed just have to select an earlier date. ...There goes another penny! (Better than loosing dollars to the late fee!) As you said, would seem the electronic payments could be processed any time as goes to the computer and not to a billing clerk. NB>>>> That, too... ;) And, AIS, for this next trip (leaving Wednesday NB>>>> to NC) I decided not to tempt fate, and am renting a vehicle... NB>>>> over 1200 miles just for the round trip itself... and needing to NB>>>> drive on both the Baltimore and the Washington Beltways... much NB>>>> better safe than sorry, I figure... :) BM>>> I agree! Renting the car may be a bit of an additional expense but BM>>> you don't have to be concerned with being stranded some place. NB>>> Exactly... and since I made the reservation through AAA, I got a NB>>> pretty good deal on the rental, too.... And I'm guessing it would be NB>>> a lot less expensive than having to deal with car repairs on the NB>>> road... ;) BM>> I'm quite sure! And thinking of when I had to have a new wiring BM>> harness because the socket for one of the tailights was corroded -- BM>> took two or three days just to get that. NB>> Yup, waiting for special order parts would also be a hassle.... better NB>> to not tempt fate... :) The rental worked out pretty well... :) BM> Good. A car will work without a turn signal; doesn't work all that BM> well without a transmission. NB> Exactly... :) So for this last trip, instead of using my car, we NB> went in Richard's car with him driving... He was gratified to NB> find out that his car still /was/ up to a major trip... it did NB> just fine.. His is a '98 wagon, but still running fairly well... NB> :) Good! Have an 2008 and a 2006 here - look fairly new and drive well so no reason to trade in, though I need to take mine in to see why and hopefully fix without too much expense why the lock system is acting wonky ==> will try to lock when already locked, or unlocks by itself (the alarm is still set). Halloween is coming up: it's been possessed!! BM>>> They may have to hire another intern or two in Washington, BM>>> then update the database twice a day.... Getting a new one that comes BM>>> up "Directory, IA 563-555-1395". '555' is what thety used to use on BM>>> TV and in movies for a fake telephone exchange -- spammer has a bit of BM>>> humour?! NB>>> Possibly... Lately some calls which used to come up with a proper NB>>> name (both charities), have been showing up with the same number as NB>>> before, but with Not Assigned as the name... They let it ring 4 NB>>> times, then hang up... we just wait for the ring to quit, now.... BM>> We got one identified as "Bankers Life" with a local number the other BM>> day. Let that one ring out the three or four rings. NB>> Even if properly identified, you have no interest in more insurance... NB>> and no need to answer, unless you happen to already have business with NB>> them, in which case it could be something valid and important, but NB>> only then... ;) BM> Right. In this instance no affiliations and not interested. As for BM> "Bankers Life" being attached to a local number, have seen other BM> instances of real companies' names being attached to local numbers. BM> "Deere Co" came up the other day -- John Deere is local; no reason for BM> anyone there to call us so didn't answer. NB> Plenty of times now that those names and numbers have been NB> spoofed, and someone else is on the other end... Right. Oh: we had our own name and number come up on the Caller ID a couple of days ago! Haven't seen that in months! And the funny thing is we were just talking about it. (And no, didn't answer.) BM>> ...I have an all-in-one type of phone in the BM>> basement next where the phone line comes in ==> reasonably compact as BM>> stored 'in the wall' but not connected; is used as an emergency phone BM>> should something happen to the wiring in the house: unplug the house BM>> from the outside, wait a minute for the Central Office to reset the BM>> line, plug in the emergency phone. Original intent was an easy way to BM>> disconnect all the house phones, answering machine, and later Caller BM>> IDs should there be a line issue. NB>> And then just use the emergency phone to connect with the phone NB>> service techs... not a bad thought... ;) BM> Right. Actually did use the 'emergency phone' a week or two ago. The BM> computer I've been working on somehow managed to capture and lock the BM> telephone line (voice and DSL). No idea how as I hadn't worked on it BM> in maybe an hour -- spam call came in and we noticed a problem with the BM> network and phones a half-hour or so later. (Weird!). At first BM> thought a phone line problem (external to the house) but lasted too BM> long plus some other indicators which didn't feel right so I BM> disconnected the house, waited a minute to allow the Central Office to BM> reset (here the telco won't release/reset the line immediately), then BM> plugged in the emergency phone - dial tone! Plugged the house back in BM> -- back to the off-hook/line in use -- off to looking for what the BM> problem is! NB> Maybe the spam call somehow didn't disconnect properly.. or NB> somehow hijacked your phone line...? Possible -- maybe that's how the spammers get the 'real' name and number to come up on Caller ID's ==> the spam call goes through a real number? Reminded me one of the things we were periodically reminded not to do was to 'dial 9' if someone called in saying they were from the phone company testing the line. If did that would effectively create conference call but they could dial long distance on our dime. ¯ ® ¯ Barry_Martin_3@ ® ¯ @Q.COM ® ¯ ® .... Local ad: located next to, and sometimes in, the Mississippi River. --- MultiMail/Win32 v0.47 þ wcECHO 4.2 ÷ ILink: The Safe BBS þ Bettendorf, IA --- QScan/PCB v1.20a / 01-0462 * Origin: ILink: CFBBS | cfbbs.no-ip.com | 856-933-7096 (454:1/1) .