Subj : Re: German state moving 30,000 PCs to Linux
To   : Nodoka Hanamura
From : poindexter FORTRAN
Date : Wed Apr 10 2024 07:02:00

-=> Nodoka Hanamura wrote to Ed Vance <=-

 NH> Yeah, Checks are more or less dead except for utilities and
 NH> intra-personal payments. Hell, most places won't even bother with ACH
 NH> because of the risk of it bouncing.. and god forbid ChexSystems get
 NH> wind of a bounced check, then there goes your chances of opening a bank
 NH> account anywhere.

 My grocery store still takes checks, I'll see a retiree pull out that
 checkbook and fill it out in beautiful cursive - a lost art.

 I was at a Walgreens pharmacy recently (getting a tetanus shot,
 different story) and read a notice that said that writing a check to
 them authorized them to make an ACH debit from your account. They
 wouldn't actually cash your check, so you wouldn't see a cancelled
 check in your monthly statement. I thought that was odd, but it made
 sense.

 NH> I personally am preferrential to debit cards, and using things like NFC
 NH> payment with my phone - primarily because I do not trust myself with
 NH> cash, and would rather limit my physical attack surface for people who
 NH> wish to rob me.

 IMO, you're much better using a points credit card and paying it off
 monthly. You have much better fraud protection with a credit card, you
 can get points against day-to-day purchases, and if someone does charge
 against your card fraudulently, they're not taking cash out of your
 checking account, just making a credit transaction that can be easily
 reversed.

 If you're worried about physical attacks, I suppose having an ATM card
 with you to be able to get money out and give it to a mugger makes
 sense, just don't use it for everyday transactions.

 I've been traveling for work, and every time I travel to Texas, it
 seems, I get charges on my account after I've left. Had to get 2 new
 cards in 2 years. I'll never travel with a debit card again.







  Though I wouldn't be caught dead using crypto for
 NH> anything outside of a speculative way to make money.. and even then I
 NH> only plan to do so when it drops again.. and hope it climbs back up
 NH> bigger than it is now.

 NH> ----------------------------
 NH> Nodoka Hanamura
 NH> Nugget BBS SysOp @ NeoCincinnati BBS
 NH> neocinci.bbs.io

 NH> Born too late to experience the scene.
 NH> Born too early to go back in time.
 NH> Born at the right time to look back.

 NH> ... The only place I want data loss is on my credit card!

 NH> --- Mystic BBS v1.12 A49 2023/04/30 (Linux/64)
 NH>  * Origin: thE qUAntUm wOrmhOlE, rAmsgAtE, uK. bbs.erb.pw (21:1/158)

.... BIRDS AREN'T REAL
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