Subj : Re: Fence Repair
To   : The Godfather
From : k9zw
Date : Sat Aug 20 2022 14:40:50

On 19 Aug 2022, The Godfather said the following...
 
 TG> So we had two major storms come through that sent a neighbors tree into
 TG> our yard and completely destroy my kids play set.  There was no saving
 TG> it, and no money to replace it.  The kids are pretty bummed out but
 TG> apparently the neighbors insurance does not provide liability coverage
 TG> for "acts of god" for us, but does so for getting the remainder of his
 TG> tree cut down and any damage to his property fixed.  Of course, if I

You have had smoke blown up your backside by your neighbor.

Whatever their tree smushed, the neighbor is responsible for.

If they have el-cheapo insurance, their liability doesn't go away.

Same if they were "running naked" (being uninsured) they remain responsible.

You will have to judge if the neighbors truly don't understand or if they are adding salt to the wound (that their tree caused), in how you want to approach this.

Fortunately their tree didn't do real damage, like smash part of your house, or car, or kill someone.  

But they are responsible insured, under-insured or uninsured, plain and simple.

Good luck!

--- Steve K9ZW via SPOT BBS 

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