Subj : NFC - google pay & apple pay
To   : Jay Harris
From : August Abolins
Date : Thu Apr 25 2024 18:24:00

Hello Jay!

 JH> I've been using my Apple Watch for NFC payments for a few
 JH> years.  It's already on my wrist and I just need to double
 JH> tap a button to bring up my debit card. [...]

 JH> What I like about using Apple Pay is when I add my debit
 JH> card to my phone or my watch a new virtual card number is
 JH> generated for that card/device combination.  The card
 JH> number on my phone is different than the one on my watch,
 JH> so I can pay without exposing my physical card number.
 JH> Apple Pay also uses "transaction-specific dynamic security
 JH> codes" which can help protect against someone capturing
 JH> that information to use again (card skimming).

From what I'm reading about them is that both Gpay and Apay are  
completely free. What do they get out of offering the ability  
for free?

-- 
  ../|ug

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