Subj : Testing from Nightfall Or
To   : Bob Roberts
From : Daryl Stout
Date : Thu Jan 14 2021 11:05:00

Bob,

 BR> I would recommend you get an attorney, especially since you were in the
 BR> middle of a chain reaction.  The insurance companies could decide you
 BR> were somehow at fault.  They might also be able to help you get more
 BR> for your car and injuries. Since you have liability and comprehensive,
 BR> your insurance company may provide and/or require you to use an
 BR> attorney they work with.

  Well, both companies have received the police report as well as damage
photos. The one who hit me, then hit another vehicle head on, was charged
in the wreck. Technically, if you "rear end" someone, you're at fault, as
you should've been able to stop. 

  The car was totaled out, and I'm getting far more than I expected from
my insurance company. I found a pre-owned 2009 Volvo 2 door convertible
for a good price, at a family owned dealership, that has been in business 
for over 30 years. So, I've put a deposit down on it, and will get it 
Friday afternoon. They don't make cars like they used to, so no matter 
how it's built, if you're in a wreck, it may end up getting totaled out. 
I just wanted something simple for local area transportation, and nothing 
fancy. 

  I've talked to agents and adjusters from both companies, and am waiting 
on the "at fault" company to call with a settlement proposal. With as much 
as the lawyers take out on a settlement, it may be better just to "take 
the money and run". Except for undergoing chiropractic treatment, I was 
basically unhurt. Yet, in these type of wrecks, injuries don't show up 
until a few days after it (today marks a week since the wreck).

 BR> I was at fault in an accident many years ago and my insurance company
 BR> provided an attorney that I had to use, and they represented me.  Then
 BR> the insurance company paid the settlement to the other party.

  I'll get reimbursed for my deductible, having the car totaled, for lack
of transportation, and for pain and suffering. I just want this chapter
behind me.

Daryl

.... Lawyer: One who calls a 137 page document a brief.
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