Subj : Re: Wisconsin thugs
To   : TIM RICHARDSON
From : WAYNE CHIRNSIDE
Date : Sat Mar 19 2011 11:53:00

-=> TIM RICHARDSON wrote to WAYNE CHIRNSIDE <=-

 TR> On 03-18-11, WAYNE CHIRNSIDE said to ROSS SAUER:


 WC>Bank of America just tagged me on a new $3.00 fee for an "image charge."


 TR> I used Bank of America a long time ago. They were very strict about
 TR> checking accounts. When they recieved my checks to be processed and
 TR> honored, they would look at the date on the check and compare that with
 TR> my account *on that date*.


 TR> Never mind that, when they recieved the check to honor it, my account
 TR> had more than sufficient funds to cover it....but what the account had
 TR> in it on the *date* at the top of the check. And if the funds weren't
 TR> there to cover it on *that* date.....they'd bounce it back to the
 TR> person it was written to!


 TR> I'd sit down and write my monthly checks the night before payday, put
 TR> that day's date on the checks, and drop them in the mail the next day
 TR> *after* I had deposited my paycheck. They'd bounce the whole lot of
 TR> them!


 TR> When I went in and talked to a manager about it and found out what they
 TR> were doing, I went right over to a teller, deposited the exact amount
 TR> that would give me an even amount in twenty dollar increments in the
 TR> account, went out the door to their ATM, withdrew all my money and have
 TR> never done business with them again.


 TR> For months afterward they sent me a statement of charge for *closing*
 TR> the account!


 TR> They have many subtle little ways of *mining* money out of people.
 TR> Someone in your circumstance should not be using Bank of America. Find
 TR> yourself a different bank.


It's just this one instance so far so I'll just cancel the paper statements.

Should another incident arise I'll move my account as I've already
investigated local banks should this become necessary. 

I'll also cancel the disability insurance as carrying that $1.68 a month
charge is just pointless.

I'd let it ride for a time but quite some time ago discovered it was not
a term life policy.

That needs to go.

Other than that I've never had a problem with them.
In fact other than that I've been well served.

Of course back then I was in a better situation and carrying a 
larger balance.

That said, things change.

 


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