Subj : credit card by proxy
To   : Stas Mishchenkov
From : August Abolins
Date : Wed Nov 25 2020 00:38:00

Hello Stas!

** On Wednesday 25.11.20 - 08:01, Stas Mishchenkov wrote to August Abolins:

 SM> For Russians, this is normal. We do not understand at all
 SM> how one can go to jail for using a credit card belonging
 SM> to a husband or wife.

That would probably be fine here in Canada too.  The only  
exception might be if one of spouses reported the card lost or  
stolen, then the last purchases are suspect and cancelled -  
and I would be out of product.

However in my case, the young lady seemed open about  
everything. She was practically the personally shopper for the  
owner of the card, assuming that she was given the authority  
to shop for the owner of it.

I really had no reason to doubt her story. It's not like she  
went all over the shop and just picked the most expensive  
things.  If it was a $200+ purchase, *then* I might be  
suspect.

But technically, it was not much different had she called the  
shop over the phone and given me the numbers.  I wouldn't have  
a way to verify if she had authority to use the numbers or  
not.

These days, people don't even have to give me any details of  
the cards they are using. They just swipe/tap/dip on their own  
and enter the PIN when required. When a person taps a card  
(using the touchless feature) they don't even need to use a  
PIN at all - the card could be stolen - but I would never  
know.

Maybe I could have persuaded to take selfie with her. Then I  
would have a mugshot incase I needed to report her to the  
police.

We shall see if this experience will result in a Chargeback.  
Hope not.

--
  ../|ug

--- OpenXP 5.0.47
 * Origin: Mobile? Join CHAT here: https://tinyurl.com/y5k7tsla (2:221/1.58)

.