Board:   [WWIVnet] General Chat
Subject: Re: saving on taxes
From:    Weatherman #1 @1 (Mark)
To:      Jahmas #29 @707
Date:    Sun Jul 05, 2026 08:08

J> Flex plans always were useful for me until my last several years of
J> employment. The plans your company outsourses to are in business to take
J> your money. What might happen is that they make it difficult for you to
J> submit a claim with their "algorithms". An example: I had a colonoscopy
J> and that "laxative" protocol you need prior to the proceedure comes from
J> an online pharmacy. I purchased the stuff with a credit card and then
J> submitted my reimbursement claim with documentation to get my $75.00 back
J> and then... nothing.... they ignore it. This is just one example yet I
J> complained about this to HR and they investigated. The Flex Plan company
J> was so bad that my employer dropped them and then contracted with another
J> company the next year. The new plan was not much better. They make it hard
J> for you to file a claim and end up taking money. It can be a scam...

Yeah, between all the rediculous rules on Flex Plans and then you add the
corrupt insurance companies on top of it, everything is a fight.

When I started working in the professional world in the late 80s, insurance was
1000% times better.  Far from perfect, but much better than it is today in
leaps and bounds.  I used to like the HMO plans which had their pros/cons, but
at least they covered stuff and wasn't insanely expensive.

Today I have a $10k deductible and pay almost $5k a year for that luxury.
Basically the only thing that covers is a major issue in the hospital.
Meanwhile I see tons of people not paying anything and getting better
healthcare than me, who is paying out the ass.

- Mark

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