Subj : src/sbbs3/file.cpp
To   : Git commit to main/sbbs/master
From : Rob Swindell (on Windows 11)
Date : Mon Aug 11 2025 15:51:59

https://gitlab.synchro.net/main/sbbs/-/commit/f226ae0d2a9425f6722c76fd
Modified Files:
	src/sbbs3/file.cpp
Log Message:
We should fully initialized the user struct before calling adjustuserval()

.... since adjustuserval() may call resetdailyuserdat() which uses user.level
to index into scfg.level_freecdtperday[]... but only for daily reset fields
which in this instance, we're not actually adjusting user fields of that type.
So it's really a false positive issue from Coverity, but let's go ahead and
fix for best-practices sake.

Fixes CID 583999

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